Prudential regulation

In this section

Who are we?

What do we do?

Policy and tools

Prudential and Resolution Policy Index

Low impact amendments process (LIAP)

We are the Prudential Regulation Authority

As part of the Bank of England, we are responsible for the prudential regulation and supervision of around 1,292 banks, building societies, credit unions, insurers and major investment firms. Find out which firms we regulate.

We create policy for the firms we regulate to follow, enacted through the PRA Rulebook. Our rules require financial firms to maintain sufficient capital and have adequate risk controls in place.

We also supervise firms, to ensure that we have a comprehensive overview of their activities so that we can step in if they are not being run in a safe and sound way or, in the case of insurers, if they are not protecting policyholders adequately.

Find out more about what we do

External links

29 July 2026 – LIAC02/26 – Low Impact Amendments Consultation July 2026
Closes 11 September 2026

19 June 2026 – CP9/26 – Basel 3.1: Adjustments to the internal model approach (IMA) for market risk

Closes 18 September 2026

14 July 2026 – CP10/26 – Ring-fenced bodies: Changes to the continuity of provision of services rules

Closes 14 October 2026

14 July 2026 – CP11/26 – A tailored regime for captive insurance

Closes 14 October 2026

22 July 2026 - CP12/26 – Insurance friendly societies amalgamations and transfers

Closes 22 October 2026

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29 July 2026 – PS18/26 – Solvency UK: Post-implementation reporting and disclosure amendments and Own Funds permissions update

29 July 2026 – LIAF02/26 – Low Impact Amendments Finalisation July 2026

14 July 2026 – PS16/26 – PRA rule changes to accommodate HM Treasury’s Overseas Prudential Requirements Regime

8 July 2026 – PS17/26 – Regulated fees and levies: Rates proposals 2026/27
- Show all policy
7 July 2026: The PRA published a statement on enhancing the usability and releasability of capital buffers. The PRA has clarified that it could release other systemically important institution (O-SII) buffers in the event of systemic stress.

1 July 2026: The PRA published a statement on FSCS Protected Deposit Reporting Requirements. The PRA has recently received a number of queries from firms relating to the identification, marking and reporting of FSCS protected deposits. In response, the PRA wishes to remind all firms of their obligations under the Depositor Protection Part of the PRA Rulebook.

25 June 2026: The PRA published the PRA Annual Report 2025/26, covering PRA activities from 1 March 2025 to 28 February 2026.

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More PRA publications

Subject to any transitional relief, PRA supervisory statements and PRA statements of policy applicable before 11pm Thursday 31 December 2020 should be read in conjunction with Supervisory Statement (SS) 1/19. This sets out how we expect firms to interpret EU-based references in non-binding PRA regulatory and supervisory materials after the UK’s withdrawal from the EU and the end of the transition period.

Information on other PRA publications can be found using the link below.

Prudential regulation publications

For a more in-depth look at our key regulatory news and publications for month, read our latest Regulatory Digest.

PRA Regulatory Digest

Our latest reports

Our annual report sets out our work on our strategic goals and statutory obligations and our business plan sets out our strategy, workplan and budget.