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Financial Stability

Financial Stability Divisions of the Bank

In practice, the work of Financial Stability area has three main elements: assessment of current developments in the domestic and international financial systems to identify risks to UK financial stability; developing tools to reduce risks to the financial system; and helping to devise efficient means of crisis management, both domestically and internationally.

The Financial Stability area consists of four divisions:

  • Systemic Risk Assessment Division has overall responsibility for identifying, quantifying and aggregating potential systemic risks to the UK financial system, and is also responsible for the Bank’s six-monthly Financial Stability Report
  • Systemic Risk Reduction Division is responsible for assessing the current and future risks to the stability of the UK's market infrastructure, in particular payment and settlement institutions and the arrangements under which they operate. The Division discharges the Bank's oversight role with respect to payment systems. It also examines the systemic impact of bank solvency and liquidity standards.
  • International Finance Division is responsible for assessing how developments in EMEs contribute to potential systemic risks to the UK financial system as an input FS's overall risk assessment work. It is also responsible for promoting reforms to the international financial architecture that would support the development of a more robust international financial and monetary system and contribute to long-term financial stability.
  • Financial Crisis Management Division oversees the Bank’s overall contribution to UK financial crisis management processes and policies (within the tripartite framework agreed with HMT and the FSA), co-ordinating crisis related work around the Bank and facilitating internal processes during a crisis.


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