We are the Prudential Regulation Authority
As part of the Bank of England, we are responsible for the prudential regulation and supervision of around 1,292 banks, building societies, credit unions, insurers and major investment firms. Find out which firms we regulate.
We create policy for the firms we regulate to follow, enacted through the PRA Rulebook. Our rules require financial firms to maintain sufficient capital and have adequate risk controls in place.
We also supervise firms, to ensure that we have a comprehensive overview of their activities so that we can step in if they are not being run in a safe and sound way or, in the case of insurers, if they are not protecting policyholders adequately.
Latest news and publications
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4 December 2025 – CP22/25 – Solvency UK Reporting and Disclosure
Closes 4 March 202618 February 2026 – CP3/26 – PRA rule changes to accommodate HM Treasury’s Overseas Prudential Requirements Regime
Closes 2 April 202625 February 2026 – CP4/26 – UK Solvency II Own Funds: Updates and fixes to rules and expectations
Closes 24 April 20264 February 2026 – DP1/26 – Future Banking Data
Closes 5 May 202617 February 2026 – CP2/26 – Reforms to securitisation requirements
Closes 18 May 2026 -
20 February 2026 – PS5/26 – Credit Union Service Organisations
20 January 2026 – PS1/26 – Implementation of Basel 3.1: Final rules
20 January 2026 – PS2/26 – Retiring the refined methodology to Pillar 2A (final)
20 January 2026 – PS3/26 – Restatement of CRR requirements – 2027 implementation (final)
20 January 2026 – PS4/26 – The Strong and Simple Framework: The simplified capital regime for Small Domestic Deposit Takers (SDDTs) (final)
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27 February 2026: We published a statement on the life insurance stress test in 2028. This statement provides an early indication to industry of the PRA's intent to launch the next Life Insurance Stress Test (LIST) exercise in January 2028.
15 January 2026: We published a letter to Chief Executive Officers of PRA-regulated Insurance firms.
15 January 2026: We published a letter to Chief Executive Officers of PRA-regulated international banks active in the UK.
15 January 2026: We published a letter to Chief Executive Officers of PRA-regulated UK deposit takers.
More PRA publications
Subject to any transitional relief, PRA supervisory statements and PRA statements of policy applicable before 11pm Thursday 31 December 2020 should be read in conjunction with Supervisory Statement (SS) 1/19. This sets out how we expect firms to interpret EU-based references in non-binding PRA regulatory and supervisory materials after the UK’s withdrawal from the EU and the end of the transition period.
Information on other PRA publications can be found using the link below.
For a more in-depth look at our key regulatory news and publications for month, read our latest Regulatory Digest.
Our latest reports
Our annual report sets out our work on our strategic goals and statutory obligations and our business plan sets out our strategy, workplan and budget.
Prudential regulation news and publications
This page was last updated 27 February 2026