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Home > News and Publications > Latest Credit Conditions Review
 

Latest Credit Conditions Review

13 April 2017

This publication presents the Bank of England’s assessment of the latest developments in bank funding and household and corporate credit conditions. It draws mainly on long‑established official data sources, such as the existing monetary and other financial statistics collected by the Bank, and other data sources such as surveys of businesses and data from other organisations. The analysis also draws on the results of the Bank of England’s Bank Liabilities Survey and Credit Conditions Survey.

These data are supplemented by discussions between Bank staff and the major UK lenders; this intelligence is reflected in the report. The major UK lenders are Banco Santander, Barclays, HSBC, Lloyds Banking Group, Nationwide and Royal Bank of Scotland; together they accounted for around 70% of the stock of mortgage lending, 45% of the stock of consumer credit (excluding student loans), and 65% of the stock of lending to businesses at end‑December 2016. The Review also draws on intelligence gathered by the Bank’s network of Agents and from market contacts.

The Review covers data and intelligence gathered up to end‑March 2017. Unless stated otherwise, the data reported cover lending in both sterling and foreign currency, expressed in sterling.

Credit Conditions Review 2017 Q1

Data for charts in the Credit Conditions Review are available in Excel. Please note worksheets only include those series for which we have permission to publish from the data supplier (which could be a third party data supplier).

Bank funding
Household and corporate credit conditions

Pre-release access

The following are given pre-release access to this release and related documents in their final form within 1 working day.

Credit Conditions Review

Access granted to ​Organisation
​Press Office ​Bank of England
​Head of Credit & Markets, Debt and Reserves Management ​HM Treasury
​Assistant Economist, Debt and Reserves Management ​HM Treasury
​Press Officers ​HM Treasury
​Senior Economic Advisor, Enterprise Directorate ​Department for Business, Energy & Industrial Strategy
​Deputy Director, Business Finance and Tax ​Department for Business, Energy & Industrial Strategy
​Head of Business Finance ​Department for Business, Energy & Industrial Strategy
​Senior Economic Advisor, Business Environment Directorate ​Department for Business, Energy & Industrial Strategy
​Senior Advisor, SME Debt Finance ​Department for Business, Energy & Industrial Strategy


Credit Conditions Review: data for charts using Bank of England data

Access granted to Organisation
​Head of Credit & Markets, Debt and Reserves Management ​HM Treasury
​Assistant Economist, Debt and Reserves Management ​HM Treasury
 

 Credit Conditions Review: data for charts

​Access granted to ​Organisation
​Press Office ​Bank of England
 

Key Resources

List of previous boxes in the Credit Conditions Review

 
If you have any questions or would like to give us feedback regarding the Credit Conditions Review, please contact CCR_enquiries@bankofengland.co.uk.
 
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