13 April 2017
Developments in lenders’ balance sheets are of key interest to the Bank of England in its assessment of economic conditions. Changes in the price, quantity and composition of lenders’ funding may affect their willingness or ability to lend, and the price of lending to households and companies.
The aim of this quarterly survey of banks and building society lenders is to improve understanding of the role of lenders’ liabilities and capital in driving credit and monetary conditions. Lenders are asked about the past three months and the coming three months. The survey covers developments in the volume and price of bank funding; developments in the loss-absorbing capacity of banks as determined by their capital positions; and developments in the internal price charged to business units within individual banks to fund the flow of new loans, sometimes referred to as the ‘transfer price’. This survey serves as one of a number of inputs into the Credit Conditions Review, which presents the Bank of England’s assessment of the latest developments in bank funding and household and corporate credit conditions.
This report presents the results of the 2017 Q1 survey. The 2017 Q1 survey was conducted between 20 February 2017 and 10 March 2017.
Bank Liabilities Survey - 2017 Q1Annex - 2017 Q1