Trends in Lending

This Bank of England quarterly publication presents the Bank's assessment of the latest trends in lending to the UK economy. The publication moved from a monthly to a quarterly schedule in October 2010 though key data series will continue to be updated on this website on a monthly basis. These are available in the 'Selected data sets' section below.

This report draws mainly on long-established official data sources, such as the existing monetary and financial statistics collected by the Bank that cover all monetary financial institutions, and on newer data collections, established since the start of the financial crisis.

These data are supplemented by discussions between the major UK lenders and Bank staff, giving staff a better understanding of the business developments driving the figures and this intelligence is reflected in the report. The major UK lenders are Banco Santander, Barclays, HSBC, Lloyds Banking Group, Nationwide and Royal Bank of Scotland. The report also draws on intelligence gathered by the Bank's network of Agents and from market contacts, as well as the results of other surveys including the Bank of England's Credit Conditions Survey.

Separately, the Bank of England agreed to publish the data collected from five banks under 'Project Merlin' on a quarterly basis. The 'Project Merlin' data were published between May 2011 and February 2012, alongside other existing measures of lending.

The Trends in Lending selected data sets have been discontinued.  All selected data set releases published between November 2010 and January 2013 are available here.  Most of the series in the selected data sets are available through the Bank of England's Statistical Interactive Database and codes for the series are provided in the data set spreadsheets.

Latest quarterly publication
Published: 19 April 2013
Next publication: 18 July 2013

Trends in Lending - April 2013 (400k)

Data for charts in Trends in Lending are available in Excel. Please note worksheets only include those series for which we have permission to publish from the data supplier (which could be a third party data supplier).

1. Lending to UK businesses and individuals (280k)
2. Loan pricing (180k)
3. Credit supply and demand (230k)
4. Box - Recent trends in lending to first-time buyers and the buy-to-let sector  (260k)

View all Trends in Lending publications

If you have any questions or would like to give us feedback regarding Trends in Lending, please contact TiL_enquiries@bankofengland.co.uk.