Skip to main content
  • This website sets cookies on your device. To find out more about how we use cookies please refer to our Privacy and Cookie Policy. By continuing to use the site, we’ll assume that you are content for us to set these on your device.
  • Close
Home > Research > Benjamin Guin

Benjamin Guin

​Economist - Banking Policy Division​

Benjamin Guin

Benjamin joined the Bank of England in August 2016 as an economist in the Banking Policy Division (Prudential Policy Directorate and PRA).
His research focuses on topics in bank risk management (bank credit, liquidity and interest rate risk) and household finance (household financial inclusion, mortgage and saving decisions). Benjamin has lead on some of the Bank’s work on credit risk regulation and represented the Bank at the EBA.
Email Benjamin | Benjamin Guin at Repec

​Selected Academic Publications

Culture and Household Saving
​ECB Working Paper Series No. 2069 (2017)
​Microfinance Banks and Financial Inclusion
with Martin Brown and Karolin Kirschenmann, Review of Finance (2016). ​
The Exposure of Mortgage Borrowers to Interest Rate Risk and House Price Risk – Evidence from Swiss Loan Application Data
with Martin Brown, Swiss Journal of Economics & Statistics (2015).​
​ ​

​Bank Underground Blog post

​Who withdraws money from distressed banks?
August 2017