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Home > Research > Sebastian de-Ramon

Sebastian de-Ramon

​Technical Specialist - Policy Strategy & Implementation division

Sebastian de-Ramon
Sebastian’s research is currently focused on microeconomics of banking, the banking industry and bank prudential policy. Until 2012 he was a Technical Specialist at the UK Financial Services Authority researching on the interaction between the economy and bank regulation. Sebastian contributed to the Basel Committee external reports of the short and long-term impact assessment of the Basel 3 proposals (MAG and LEI report respectively). He was also a key co-author of the FSA occasional paper 42 “Measuring the impact of prudential policy on the economy”. Sebastian was a key contributor to the analysis of macroeconomic impacts in the EBA reports: “Impact assessment of the LCR” of December 2013 and the “LCR implementation” report of December 2014.

In the past he has published research papers, book chapters in Chile, the UK and Europe on macroeconomics and economic sector modelling with application to policy on taxation, new technologies, energy and the environment.
Email Sebastian 
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​Selected Academic Publications

Measuring the impact of prudential policy on the macroeconomy: A practical application to Basel III and other responses to the financial crisis
FSA Occasional Papers 42 (2012)
Revenue recycling and labour markets: effects on costs of policies for sustainability,
with Terry Barker and Hector Pollitt in V. Bosetti, R. Gerlagh and S. Schleicher (eds),
Modelling Transitions to Sustainable Development, Elgar, Cheltenham, UK 2009
Testing the Representative Agent Assumption: the distribution of parameters in a large-scale model of the EU 1972-1998
Applied Economic Letters (2006)
Macroeconomic and structural impacts of IST
nternational Journal of Technology, Policy and Management (2005)
ICT in a Model of Technology Embedded in Investment
Working Paper, Cambridge Econometrics (2004)

​Bank Publications

Date Title

​Bank Underground blog posts

​Has there been a sea change in the way banks respond to capital requirements?
April 2017
What Happened to Competition Between UK Deposit Takers over the Past 25 Years?
March 2017
​A CAMEL ride: Retracing the history of UK banking through a new historical database
July 2017