Full Statistical Release (97k)- Tables
- Revisions
- Highs and Lows
- Notes to Editors
- Comments and Queries
Total lending to individuals (excluding student loans) fell by £0.1 billion in November, compared to the previous six-month average increase of £0.4 billion. The twelve-month growth rate was 0.5% (Table A).
Click on the images below to enlarge
Gross lending secured on dwellings was £11.6 billion in November (Table B), compared to the previous six-month average of £11.5 billion. Repayments in November were £11.3 billion, compared to the previous six-month average of £11.2 billion.
The number of loan approvals for house purchase (54,036) increased in November (Table C) and was higher than the previous six-month average (49,206). The number of approvals for remortgaging (28,632) decreased slightly in November but was still above the previous six-month average (27,240). The number of approvals for other purposes also decreased in November (14,295) and remained below the previous six-month average (15,893).
Consumer credit (excluding student loans) increased by £0.1 billion in November (Table D), in line with the previous six-month average. The twelve-month growth rate was 0.0%. Within consumer credit, credit card lending increased by £0.2 billion whereas other loans and advances decreased by £0.1 billion.
Click on the images below to enlarge
Read more
- Full data on lending to individuals are available in Tables A5.2 - A5.7 of Bank of England Monetary and Financial Statistics; these data are consistent with M4 lending, but are more comprehensive (as they include lending by institutions other than banks and building societies). Further information on the definitions of lending to individuals and calculations of growth rates are shown separately.
- The consumer credit data include input from the Office for National Statistics. Historical data, and additional data not presented here, can be accessed from: www.ons.gov.uk/ons/index.html.
- The Statistical Interactive Database provides long runs of statistical data with comprehensive search options and the ability to download in a variety of formats. The series codes are listed in the tables in this release. The additional tables, shown separately, also illustrate the codes for each series which can be used for downloading long runs from the database.
- Consumer credit consists of credit card lending and other loans and advances. Further information on breaks and valuation in consumer credit data can be found at: www.bankofengland.co.uk/statistics/Pages/iadb/notesiadb/ltoi.aspx.
Read less
Information on growth rates and revisions policy.