Lending to Individuals April 2005
The increase in total net lending to individuals in April
(£8.6 billion) was weaker than in March and the previous
six month average (Table A).
Within the total, the increase in net lending secured
on dwellings (£7.3 billion) was stronger than the increase in March
and the previous six month average, but the twelve-month growth
rate fell to 11.3% from 11.7% in March. The value
and number of loans approved for house purchase, remortgaging and for
other purposes were all higher than in
March (Table B).
The increase in consumer credit (£1.3 billion) was the
weakest since December 2003 (Table A). Within this, net
credit card lending was the weakest since June 2001, whereas net
other loans were broadly in line with the previous six month
average.
![]() |
![]() |
Click on the above images to enlarge
| PDF Version (71k) | |
| Microsoft Excel Version (19k) | |
| Table B - Approvals secured on dwellings | |
| PDF Version (58k) | |
| Microsoft Excel Version (20k) | |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
| PDF Version (75k) | |
| Microsoft Excel Version (104k) | |
| Revisions to Table A (54k) |
| Notes and definitions for lending to individuals | |
| Information on growth rates and revisions policy. |
This Statistical Release can be viewed as a complete PDF file or in sections. Click on the appropriate heading to access the file. To view these documents for best results you should use the latest Adobe 5.0 Reader.
If you have any comments/queries with regard to this release please email us and we will be pleased to help.
Next release date: 29 June 2005
Related Links
- Statistical Interactive Database
Provides the latest and long runs of statistical data.


