Lending to Individuals
August 2005
The increase in total net lending to individuals in August (£8.9 billion) was larger than in July and broadly in line with the previous six month average (Table A).
Within the total, the increase in net lending secured on dwellings (£7.6 billion) was stronger than the increase in July and stronger than the previous six month average (Table A). The twelve-month growth rate fell to 10.3% in August from 10.4% in July. The number of loans approved for house purchase was 8,000 higher than in July, and those for remortgaging and those for other purposes were also higher (Table B).
The increase in consumer credit (£1.3 billion) was slightly
higher than July’s outturn (Table A). Within this, net
credit card lending was stronger than in July but in line with
the previous six month average, while net other loans
and advances were weaker than July’s outturn and the previous six
month average. .
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PDF Version (68k) |
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Microsoft Excel Version (22k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (58k) |
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Microsoft Excel Version (22k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (83k) |
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Microsoft Excel Version (55k) |
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Revisions to Table A (52k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 31 October 2005
