Lending to Individuals
November 2005
Net lending to individuals in November totalled £9.6 billion. This was £0.7 billion higher than in October and £0.8 billion higher than the previous six month average (Table A).
Within the total, net lending secured on dwellings was £8.7 billion, this was £1.0 billion higher than in October and £1.2 billion higher than the previous six month average (Table A). The twelve-month growth rate increased to 10.3% in November. The number of loans approved for house purchase were 2,000 higher than in October, and those for other purposes also increased (by 2,000) but those for remortgaging fell (by 3,000) (Table B).
Net consumer credit totalled £0.9 billion, £0.3
billion lower than in October. The weakness was driven by credit
card lending which was £0.3 billion lower than in October
while other loans and advances were in line with October (Table
A). The annual growth rate of consumer credit continued to
fall, to 9.8% in November.
 |
 |
 |
 |
Click on the above images to enlarge
 |
PDF Version (68k) |
 |
Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
|
PDF Version (58k) |
|
Microsoft Excel Version (19k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
|
PDF Version (80k) |
|
Microsoft Excel Version (56k) |
|
Revisions to Table A (52k) |
 |
Notes and definitions for lending to individuals |
|
Information on growth rates and revisions policy. |
This Statistical Release can be viewed as a complete PDF file or in sections. Click on the appropriate heading to access the file. To view these documents for best results you should use the latest Adobe 5.0 Reader.
If you have any comments/queries with regard to this release please email us and we will be pleased to help.
Next release date: 31 January 2006
