Lending to Individuals
October 2005
The increase in total net lending to individuals in October (£8.9 billion) was larger than in September and above the previous six month average (Table A). The twelve-month growth rate continued to weaken, to 10.2%.
Within the total, the increase in net lending secured on dwellings (£7.6 billion) was larger than in September and the previous six month average (Table A). The twelve-month growth rate was unchanged from September at 10.2%. The number of loans approved for house purchase was 5,000 higher than in September, and for other purposes were also higher (by 1,000), but those for remortgaging were lower (by 2,000) (Table B).
The increase in consumer credit (£1.3 billion) was higher
than in September (Table A). Credit card lending was £0.2
billion higher than in September while other loans
and advances were slightly lower. The annual growth rate of consumer credit
continued to fall, to 10.5% in October
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Click on the above images to enlarge
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PDF Version (68k) |
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Microsoft Excel Version (22k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (58k) |
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Microsoft Excel Version (19k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (82k) |
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Microsoft Excel Version (55k) |
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Revisions to Table A (52k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 4 January 2006
