Lending to Individuals
April 2006
The increase in total net lending to individuals in April (£9.3 billion) was slightly higher than the increase in March but below the previous six month average (Table A). The twelve-month growth rate was unchanged from March at 10.2%, but the three month annualised growth rate fell by 0.4 percentage points to 9.9%.
Within the total, the increase in net lending secured on dwellings (£8.5 billion) was below the increase in March but in line with the previous six month average (Table A). The twelve-month growth rate increased by 0.1 percentage points to 10.8%. The number of loans approved for house purchase (at 106,000) was 8,000 lower than in March. The number of approvals for remortgaging and for other purposes was lower (by 6,000 and 1,000 respectively) (Table B).
The increase in consumer credit (£0.8 billion) was much
higher than in March (Table A). Credit card lending increased
by £0.4 billion in April compared with £0.1 billion
in March, while other loans and advances rose by £0.5bn
(up from £0.2 billion in March). The annual growth rate
of consumer credit continued to fall, to 7.3% in April.
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Click on the above images to enlarge
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PDF Version (68k) |
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Microsoft Excel Version (22k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (58k) |
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Microsoft Excel Version (19k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (83k) |
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Microsoft Excel Version (56k) |
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Revisions to Table A (52k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 29 June 2006
