Lending to Individuals
August 2006
The increase in total net lending to individuals in August (£9.9 billion) was lower than the increase in July but in line with the previous six month average (Table A). The twelve-month growth rate was unchanged from July at 10.4%. The three month annualised growth rate fell by 0.3 percentage points to 10.2%.
Within the total, the increase in net lending secured on dwellings (£9.1 billion) was below the increase in July but above the previous six month average (Table A). The twelve-month growth rate was unchanged from July at 11.2%. The three month annualised growth rate fell by 0.2 percentage points to 11.3%. The number of loans approved for house purchase (at 119,000) was lower than in July while approvals for remortgaging (at 97,000) were in line with July’s outturn. Approvals for other purposes (at 76,000) were higher than in July (Table B).
The increase in consumer credit (£0.8 billion) was lower than in July (Table A). Net credit card lending fell by £0.3 billion in August, compared with a £0.1 billion increase in July. Net other loans and advances rose by £1.1 billion (higher than the increase of £0.9 billion in July). The annual growth rate of consumer credit continued to fall, to 6.6% in August, and the three month annualised growth rate fell by 0.9 percentage points to 5.1%.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 30 October 2006
