Lending to Individuals
February 2006
The increase in total net lending to individuals in February (£9.5 billion) was £0.6 billion lower than the increase in January, but in line with the previous six month average (Table A). The twelve-month growth rate remained at 10.3%.
Within the total, the increase in net lending secured on dwellings (£8.1 billion) was £0.8 billion lower than the increase in January but broadly in line with the previous six month average (Table A). The twelve-month growth rate was unchanged from January at 10.6%. The number of loans approved for house purchase fell to 115,000 in February. Approvals for other purposes were 5,000 lower, but those for remortgaging were 3,000 higher (Table B).
The increase in consumer credit (£1.4 billion) was higher
than in January (Table A). Credit card lending increased by £0.5
billion in February compared with £0.6 billion in January,
while other loans and advances rose by £0.9 billion (£0.6
billion in January). The annual growth rate of consumer credit
continued to fall, to 8.7% in February.
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Click on the above images to enlarge
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PDF Version (69k) |
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Microsoft Excel Version (19k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (58k) |
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Microsoft Excel Version (22k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (83k) |
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Microsoft Excel Version (51k) |
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Revisions to Table A (53k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 04 May 2006
