• Full Statistical Release (138k)
  
• Tables
  
• Revisions
  
• Notes to Editors
  
• Comments and Queries

The increase in total net lending to individuals in January (£10.5 billion) was £0.7 billion stronger than the increase in December and £1.4 billion higher than the previous six month average. (Table A). The twelve-month growth rate remained unchanged, at 10.3%

Within the total, the increase in net lending secured on dwellings (£9.2 billion) was higher than the increase in December and £1.2 billion higher than the previous six month average (Table A). The twelve-month growth rate continued to rise, to 10.6% in January. The number of loans approved for house purchase (122,000) was the same as in December. Approvals for other purposes were 3,000 higher than in December, but those for remortgaging were 4,000 lower. (Table B).

The increase in consumer credit (£1.3 billion) was higher than in December. Credit card lending increased by £0.7 billion in January compared with a revised £0.2 billion increase in December, while the outturn of £0.6 billion of other loans and advances was £0.2 billion lower than in December (Table A). The annual growth rate of consumer credit continued to fall, to 8.7% in January.

 

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Tables

Table A - Net lending to individuals
	PDF Version (69k)
	Microsoft Excel Version (21k)
Table B - Approvals secured on dwellings
	PDF Version (58k)
	Microsoft Excel Version (23k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (99k)
	Microsoft Excel Version (51k)

Revisions

Revisions to Table A (72k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 29 March 2006