Lending to Individuals
January 2006
The increase in total net lending to individuals in January (£10.5 billion) was £0.7 billion stronger than the increase in December and £1.4 billion higher than the previous six month average. (Table A). The twelve-month growth rate remained unchanged, at 10.3%
Within the total, the increase in net lending secured on dwellings (£9.2 billion) was higher than the increase in December and £1.2 billion higher than the previous six month average (Table A). The twelve-month growth rate continued to rise, to 10.6% in January. The number of loans approved for house purchase (122,000) was the same as in December. Approvals for other purposes were 3,000 higher than in December, but those for remortgaging were 4,000 lower. (Table B).
The increase in consumer credit (£1.3 billion) was higher
than in December. Credit card lending increased by £0.7
billion in January compared with a revised £0.2 billion
increase in December, while the outturn of £0.6 billion
of other loans and advances was £0.2 billion lower than
in December (Table A). The annual growth rate of consumer credit
continued to fall, to 8.7% in January.
 |
 |
 |
 |
Click on the above images to enlarge
 |
PDF Version (69k) |
 |
Microsoft Excel Version (21k) |
| Table B - Approvals secured on dwellings | |
|
PDF Version (58k) |
|
Microsoft Excel Version (23k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
|
PDF Version (99k) |
|
Microsoft Excel Version (51k) |
|
Revisions to Table A (72k) |
 |
Notes and definitions for lending to individuals |
|
Information on growth rates and revisions policy. |
This Statistical Release can be viewed as a complete PDF file or in sections. Click on the appropriate heading to access the file. To view these documents for best results you should use the latest Adobe 5.0 Reader.
If you have any comments/queries with regard to this release please email us and we will be pleased to help.
Next release date: 29 March 2006
