Lending to Individuals
July 2006
The increase in total net lending to individuals in July (£10.9 billion) was higher than the increase in June and the previous six month average (Table A). The twelve-month growth rate increased by 0.2 percentage points to 10.5%. The three month annualised growth rate also increased, by 0.4 percentage points to 10.8%.
Within the total, the increase in net lending secured on dwellings (£9.8 billion) was above the increase in June and the previous six month average (Table A). The twelve-month growth rate continued to increase, by 0.2 percentage points to 11.2%. The number of loans approved for house purchase (at 120,000) was higher than in June while approvals for remortgaging (at 96,000) and other purposes (at 73,000) were both lower than the respective June outturns (Table B).
The increase in consumer credit (£1.1 billion) was higher than in June (Table A). Net credit card lending increased by £0.2 billion in July, compared with a £0.1 billion increase in June. Net other loans and advances rose by £1.0 billion in July (higher than the increase of £0.8 billion in June). The annual growth rate of consumer credit continued to fall, to 7.2% in July, but the three month annualised growth rate increased by 0.2 percentage points to 6.3%.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 29 September 2006
