Lending to Individuals
June 2006
The increase in total net lending to individuals in June (£9.8 billion) was lower than the increase in May and the previous six month average (Table A). Following revisions to March and April of +0.1 percentage points, the twelve-month growth rate has been unchanged at 10.3% since March. The three month annualised growth rate was unchanged from May, at 10.4%.
Within the total, the increase in net lending secured on dwellings (£9.0 billion) was below the increase in May but above the previous six month average (Table A). The twelve-month growth rate continued to increase, by 0.1 percentage points to 11.0%. The number of loans approved for house purchase (at 120,000) and approvals for other purposes (at 76,000) were both 3,000 higher than the respective May outturns. The number of approvals for remortgaging was in line with the May outturn (at 101,000) (Table B).
The increase in consumer credit (£0.8 billion) was lower than in May (Table A). There was hardly any growth in credit card lending in June, compared with a £0.2 billion increase in May, while other loans and advances rose by £0.8 billion (lower than the increase of £1.1 billion in May). The annual growth rate of consumer credit continued to fall, to 7.3% in June.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 30 August 2006
