Lending to Individuals
March 2006
The increase in total net lending to individuals in March (£9.6 billion) was higher than the increase in February and broadly in line with the previous six month average (Table A). The twelve-month growth rate weakened to 10.2%, from 10.3% in February.
Within the total, the increase in net lending secured on dwellings (£9.3 billion) was well above both the increase in February and the previous six month average (Table A). The twelve-month growth rate increased by 0.2 percentage points to 10.8%. The number of loans approved for house purchase (at 116,000) was 2,000 higher than in February. The number of approvals for remortgaging and for other purposes was lower (by 1,000 and 3,000 respectively) (Table B).
The increase in consumer credit (£0.3 billion) was much
lower than in February (Table A). Credit card lending increased
by £0.2 billion in March compared with £0.5 billion
in February, while other loans and advances rose by £0.1bn
(down from £0.8 billion in February). The annual growth
rate of consumer credit continued to fall, to 7.5% in March.
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Click on the above images to enlarge
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PDF Version (68k) |
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Microsoft Excel Version (22k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (58k) |
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Microsoft Excel Version (19k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (83k) |
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Microsoft Excel Version (56k) |
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Revisions to Table A (52k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 31 May 2006
