Lending to Individuals
November 2006
The increase in total net lending to individuals in November (£10.9 billion) was higher than the increase in October and the previous six month average (Table A). The twelve-month growth rate was unchanged from October at 10.4%, but the three-month annualised growth rate increased by 0.3 percentage points, to 10.6%.
Within the total, net lending secured on dwellings increased by £9.8 billion, higher than in October (Table A). The twelve-month growth rate increased by 0.1 percentage point, to 11.4%, and the three-month annualised growth rate increased by 0.2 percentage points, to 11.5%. The numbers of loans approved for house purchase (129,000), remortgaging (112,000) and other purposes (79,000) were all higher than in October (Table B).
The increase in consumer credit (£1.0 billion) was slightly lower than in October (Table A). Net credit card lending grew by £0.2 billion in November and net other loans and advances rose by £0.9 billion. The annual growth rate of consumer credit was unchanged from October at 6.2% and the three-month annualised growth rate increased by 0.4 percentage points to 6.0%.
 |
 |
 |
 |
Click on the above images to enlarge
 |
PDF Version (11k) |
 |
Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
|
PDF Version (10k) |
|
Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
|
PDF Version (20k) |
|
Microsoft Excel Version (52k) |
|
Revisions to Table A (11k) |
 |
Notes and definitions for lending to individuals |
|
Information on growth rates and revisions policy. |
This Statistical Release can be viewed as a complete PDF file or in sections. Click on the appropriate heading to access the file. To view these documents for best results you should use the latest Adobe 5.0 Reader.
If you have any comments/queries with regard to this release please email us and we will be pleased to help.
Next release date: 30 January 2007
