Lending to Individuals
September 2006
The increase in total net lending to individuals in September (£9.9 billion) was higher than the increase in August, but in line with the previous six month average (Table A). The twelve-month growth rate and the three-month annualised growth rate fell by 0.1 percentage points, to 10.3% and 10.0% respectively.
Within the total net lending secured on dwellings increased by £8.9 billion (Table A). The twelve-month growth rate was unchanged from August at 11.2%, but the three-month annualised growth rate fell by 0.1 percentage points to 11.0%. The number of loans approved for house purchase (at 126,000) was higher than in August while approvals for remortgaging (at 93,000) were lower. Approvals for other purposes were the same as in August at 76,000 (Table B).
The increase in consumer credit (£0.9 billion) was higher than in August (Table A). Net credit card lending grew by £0.4 billion in September, following a fall of £0.3 billion in August. Net other loans and advances rose by £0.6 billion (lower than the increase of £1.1 billion in August). The annual growth rate of consumer credit continued to fall, to 6.3% in September, but the three-month annualised growth rate increased by 0.3 percentage points to 5.3%.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 29 November 2006
