Lending to Individuals
August 2007
The increase in total net lending to individuals in August (£9.5 billion) was below the increase in July and below the previous six month average (Table A). Both the twelve-month growth rate and the three-month annualised growth rate fell by 0.2 percentage points, to 9.9% and 9.2% respectively.
Within the total, the increase in net lending secured on dwellings (£8.5 billion) was also below the increase in July and the previous six-month average (Table A). The twelve-month growth rate fell by 0.2 percentage points to 10.8%. The three-month annualised growth rate also fell, by 0.3 percentage points to 9.8%. The number of loans approved for house purchase (109,000), remortgaging (96,000) and other purposes (64,000) were all lower than in July (Table B).
The increase in net consumer credit in August (£1.0 billion) was below the increase in July (Table A). Net credit card lending rose by £0.1 billion, slightly below the July increase. Net other loans and advances rose by £0.9 billion, broadly in line with the increase in July. Both the annual growth rate and the three-month annualised growth rate of consumer credit increased by 0.2 percentage points, to 5.5% and 6.1% respectively.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 29 October 2007
