Lending to Individuals
July 2007
The increase in total net lending to individuals in July (£10.3 billion) was in line with the increase in June (Table A). The twelve-month growth rate fell, by 0.1 percentage points to 10.1%. The three-month annualised growth rate increased by 0.2 percentage points to 9.5%.
Within the total, the increase in net lending secured on dwellings (£9.2 billion) was below the increase in June and the previous six-month average (Table A). The twelve-month growth rate fell, by 0.2 percentage points to 11.0%. The three-month annualised growth rate was unchanged from June at 10.2%. The number of loans approved for house purchase (115,000) and other purposes (72,000) were the same as in June; those for remortgaging (101,000) were lower than in June (Table B).
The increase in net consumer credit in July (£1.1 billion) was above the increase in June (Table A). Net credit card lending rose by £0.2 billion broadly in line with the June increase. Net other loans and advances rose by £0.9 billion, higher than in June. The annual growth rate of consumer credit was unchanged from June and May at 5.3% and the three-month annualised growth rate increased by 1.2 percentage points to 5.7%.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 1 October 2007
