Lending to Individuals
September 2007
The increase in total net lending to individuals in September (£11.2 billion) was higher than in August and above the previous six month average (Table A). The twelve-month growth rate was unchanged at 10.0% and the three-month annualised growth rate rose by 0.1 percentage points to 9.6%.
Within the total, the increase in net lending secured on dwellings (£9.8 billion) was higher than in August and the previous six-month average (Table A). The twelve-month growth rate was unchanged at 10.9%. The three-month annualised growth rate rose, by 0.1 percentage points to 10.1%. The number of loans approved for house purchase (102,000) was lower than in August but those for remortgaging (101,000) and other purposes (67,000) were higher than in August (Table B).
The increase in net consumer credit in September (£1.4 billion) was above the increase in August (Table A). Net credit card lending rose by £0.3 billion, above the August increase. Net other loans and advances rose by £1.0 billion, in line with the increase in August. The annual growth rate of consumer credit increased by 0.2 percentage points to 5.8% and the three-month annualised growth rate increased by 0.7 percentage points to 7.1%.
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PDF Version (11k) |
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Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
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PDF Version (10k) |
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Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
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PDF Version (20k) |
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Microsoft Excel Version (52k) |
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Revisions to Table A (11k) |
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Notes and definitions for lending to individuals |
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Information on growth rates and revisions policy. |
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Next release date: 29 November 2007
