Lending to Individuals
April 2009

2 June 2009

Full Statistical Release (35k)
Tables
Revisions
Highs and Lows
Notes to Editors
Comments and Queries

The increase in total net lending to individuals in April (£1.3 billion) was higher than the March increase (£0.7 billion) but below the previous six-month average (Table A). The twelve-month growth rate continued to fall, by 0.3 percentage points to 1.8%, but the three-month annualised growth rate increased by 0.1 percentage points to 1.0%.

Within the total, the increase in net lending secured on dwellings (£1.0 billion) was higher than the March increase (£0.6 billion) but below the previous six-month average (Table A). The twelve-month growth rate fell further, by 0.4 percentage points to 1.5%. The three-month annualised growth rate was unchanged at 1.0%. The number of loans approved for house purchase (43,201) was higher than in March and higher than the previous six-month average. Approvals for remortgaging (31,800) and for other purposes (27,916) were lower than in March and below the previous six-month averages, (Table B).

Consumer credit increased by a net £0.3 billion, below the previous six‑month average (Table A). Credit card lending increased by a net £0.3 billion and other loans and advances changed little. The annual growth rate of consumer credit continued to fall, to 2.9%; but the three-month annualised growth rate increased by 0.4 percentage points to 0.8%.

This is a 9.3k graphic chart for growth rates of seasonally adjusted lending secured on dwellindgs

This is a 8.9k graphic chart for growth rates of seasonally adjusted consumer credit.

Click on the above images to enlarge

Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions to Table A

PDF Version (11k)

Highs and Lows

PDF Version (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 29 June 2009