• Full Statistical Release (35k)
  
• Tables
  
• Revisions
  
• Highs and Lows
  
• Notes to Editors
  
• Comments and Queries

Total net lending to individuals rose by £0.7 billion in August (Table A), in line with the previous six-month average. The twelve-month growth rate continued to fall, by 0.1 percentage points to 0.8%, and the three-month annualised growth rate remained at 0.2%.

Within the total, net lending secured on dwellings rose by£1.0 billion (Table A), above July’s net repayment of £0.2 billion and above the previous six-month average of £0.6bn.  The twelve-month growth rate ticked up by 0.1 percentage points to 0.9%. The three-month annualised growth rate increased to 0.4%. Within total secured lending, secured lending by banks (excluding the effects of securitisations) increased by £2.7 billion, above the £2.3 billion increase in July and in line with the six-month average of £2.6bn. The number of loan approvals for house purchase (52,317) was in line with the July figure and above the previous six-month average, whereas approvals for remortgaging (29,059) were below the July figure of 33,880 and lower than the previous six-month average. The number of loans approved for other purposes (26,256) was lower than in July and below the previous six-month average (Table B).

 Consumer credit fell by a net £0.3 billion, below the previous six‑month average (Table A).  Credit card lending increased by a net £0.2 billion and other loans and advances fell by £0.5 billion. The annual growth rate of consumer credit continued to fall, to 0.7%.

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Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions to Table A

PDF Version (11k)

Highs and Lows

PDF Version (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 29 October 2009