• Full Statistical Release (35k)
  
• Tables
  
• Revisions
  
• Notes to Editors
  
• Comments and Queries

The increase in total net lending to individuals in February (£1.3 billion) was higher than the January increase, but below the previous six-month average (Table A). The twelve-month growth rate continued to fall, by 0.5 percentage points to 2.6%, and the three-month annualised growth rate was unchanged at 1.3%.

Within the total, the increase in net lending secured on dwellings (£1.5 billion) was higher than the January increase and the previous six-month average (Table A).  The twelve-month growth rate continued to fall, by 0.5 percentage points to 2.4%. The three-month annualised growth rate rose by 0.2 percentage points to 1.5%. The number of loans approved for house purchase (37,937) was higher than in January and the previous six-month average. Approvals for remortgaging (32,633) and for other purposes (31,372) were lower than in January and the previous six-month averages (Table B).

Consumer credit declined by a net £0.2 billion, weaker than the £0.2 billion net increase in January and below the previous six‑month average (Table A). Net credit card lending increased by £0.2 billion and net other loans and advances fell by £0.4 billion. The annual growth rate of consumer credit continued to fall, to 3.4%; the three-month annualised growth rate fell by 1.5 percentage points, to 0.1%.

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Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions

Revisions to Table A (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 1 May 2009