• Full Statistical Release (35k)
  
• Tables
  
• Revisions
  
• Highs and Lows
  
• Notes to Editors
  
• Comments and Queries

The increase in total net lending to individuals in May (£0.6 billion) was lower than both the April increase  (£1.1 billion) and the previous six-month average (Table A). The twelve-month growth rate continued to fall, by 0.3 percentage points to 1.4%, and the three-month annualised growth rate also fell by 0.3 percentage points, to 0.6%.

Within the total, the increase in net lending secured on dwellings (£0.3 billion) was lower than both the April increase (£0.9 billion) and the previous six-month average (Table A). The twelve-month growth rate fell further, by 0.2 percentage points to 1.3%. The three-month annualised growth rate fell to 0.6%. The number of loans approved for house purchase (43,414) was higher than in April and higher than the previous six-month average. Approvals for remortgaging (30,984) and for other purposes (27,933) were lower than in April and below the previous six-month averages (Table B).

Consumer credit increased by a net £0.3 billion, in line with the previous six‑month average (Table A). Credit card lending increased by a net £0.2 billion and other loans and advances increased by a net £0.1 billion. The annual growth rate of consumer credit continued to fall, to 2.3%; the three-month annualised growth rate increased by 0.3 percentage points to 0.9%.

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Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions to Table A

PDF Version (11k)

Highs and Lows

PDF Version (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 29 July 2009