Lending to Individuals
May 2009

29 June 2009

Full Statistical Release (35k)
Tables
Revisions
Highs and Lows
Notes to Editors
Comments and Queries

The increase in total net lending to individuals in May (£0.6 billion) was lower than both the April increase (£1.1 billion) and the previous six-month average (Table A). The twelve-month growth rate continued to fall, by 0.3 percentage points to 1.4%, and the three-month annualised growth rate also fell by 0.3 percentage points, to 0.6%.

Within the total, the increase in net lending secured on dwellings (£0.3 billion) was lower than both the April increase (£0.9 billion) and the previous six-month average (Table A). The twelve-month growth rate fell further, by 0.2 percentage points to 1.3%. The three-month annualised growth rate fell to 0.6%. The number of loans approved for house purchase (43,414) was higher than in April and higher than the previous six-month average. Approvals for remortgaging (30,984) and for other purposes (27,933) were lower than in April and below the previous six-month averages (Table B).

Consumer credit increased by a net £0.3 billion, in line with the previous six‑month average (Table A). Credit card lending increased by a net £0.2 billion and other loans and advances increased by a net £0.1 billion. The annual growth rate of consumer credit continued to fall, to 2.3%; the three-month annualised growth rate increased by 0.3 percentage points to 0.9%.

This is a 9.3k graphic chart for growth rates of seasonally adjusted lending secured on dwellindgs

This is a 8.9k graphic chart for growth rates of seasonally adjusted consumer credit.

Click on the above images to enlarge

Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions to Table A

PDF Version (11k)

Highs and Lows

PDF Version (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 29 July 2009