• Full Statistical Release (35k)
  
• Tables
  
• Revisions
  
• Highs and Lows
  
• Notes to Editors
  
• Comments and Queries

Total net lending to individuals rose by £1.1 billion in November (Table A). The twelve-month growth rate remained at 0.7%.  The three-month annualised growth rate was 0.6%, unchanged from a revised 0.6% for October.

Within the total, net lending secured on dwellings increased by£1.5 billion (Table A), higher than the October increase of £1.1 billion and the previous six-month average of £0.7 billion.  The twelve-month growth rate was 0.9%, unchanged from a revised 0.9% for October. The three-month annualised growth rate increased 0.1 percentage points to 1.2%.  Within total secured lending, secured lending by banks (excluding the effects of securitisations) increased by £4.3 billion, above both the October increase (£3.3 billion) and the previous six-month average of £2.8 billion. The number of loan approvals for house purchase (60,518) was higher than the October figure (57,718) and the previous six-month average; approvals for remortgaging (24,897) were slightly higher than in October but remained below the previous six-month average. The number of loans approved for other purposes (28,131) was lower than both the October figure and the previous six-month average (Table B).

Consumer credit fell by a net £0.4 billion, weaker than the previous six‑month average of a £0.2 billion fall (Table A).  Credit card lending increased by £0.2 billion but other loans and advances fell by £0.6 billion. The annual growth rate of consumer credit continued to fall, to -0.5%; the three-month annualised growth rate remained at -2.2%.

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Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions to Table A

PDF Version (11k)

Highs and Lows

PDF Version (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 1 February 2010