Lending to Individuals
September 2009
- Full
Statistical Release
(35k)
- Tables
- Revisions
- Highs and Lows
- Notes to Editors
- Comments and Queries
Total net lending to individuals rose by £0.7 billion in September (Table A). The twelve-month growth rate remained at 0.8%, and the three-month annualised growth rate increased 0.1 percentage points to 0.3%.
Within the total, net lending secured on dwellings increased by £0.9 billion (Table A), weaker than the August figure of £1.3 billion, but above the previous six-month average of £0.6bn. The twelve-month growth rate fell by 0.1 percentage points to 0.8%. The three-month annualised growth rate increased to 0.6%. Within total secured lending, secured lending by banks (excluding the effects of securitisations) increased by £3.5 billion, above both the £2.9 billion increase in August and the six-month average of £2.6bn. The number of loan approvals for house purchase (56,215) was above the August figure (52,970) and above the previous six-month average, whereas approvals for remortgaging (25,528) were below the August figure of 28,348 and below the previous six-month average. The number of loans approved for other purposes (27,956) was higher than in August, but below the previous six-month average (Table B).
Consumer credit fell by a net £0.3 billion, below the previous six‑month average (Table A). Credit card lending increased by £0.1 billion and other loans and advances fell by £0.3 billion. The annual growth rate of consumer credit continued to fall, to 0.5%; the three-month annualised growth rate fell to -1.6%.
 |
 |
 |
 |
Click on the above images to enlarge
|
PDF Version (11k) |
 |
Microsoft Excel Version (20k) |
| Table B - Approvals secured on dwellings | |
|
PDF Version (10k) |
|
Microsoft Excel Version (20k) |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
|
PDF Version (20k) |
|
Microsoft Excel Version (52k) |
|
PDF Version (11k) |
|
PDF Version (11k) |
 |
Notes and definitions for lending to individuals |
|
Information on growth rates and revisions policy. |
This Statistical Release can be viewed as a complete PDF file or in sections. Click on the appropriate heading to access the file. To view these documents for best results you should use the latest Adobe 5.0 Reader.
If you have any comments/queries with regard to this release please email us and we will be pleased to help.
Next release date: 30 November 2009
