Lending to Individuals
June 2010
- Full
Statistical Release
(35k)
- Tables
- Revisions
- Highs and Lows
- Notes to Editors
- Comments and Queries
Total net lending to individuals rose by £0.6 billion in June (Table A). The twelve-month growth rate was unchanged from a revised 0.8% for May. The three-month annualised growth rate rose to 0.6% in June, from 0.5% in May.
Within the total, net lending secured on dwellings increased by £0.7 billion (Table A), slightly below the May increase of £0.8 billion and below the previous six-month average of £1.0 billion. The twelve-month growth rate was unchanged from a revised 0.9% for May. The three-month annualised growth rate increased to 0.7%, from 0.5% in May. The number of loan approvals for house purchase (47,643) was lower than the May figure (49,461) and below the previous six-month average (50,036). Approvals for remortgaging (24,949) were lower than in May and also lower than the previous six-month average (26,366), while approvals for other purposes (24,849) were in line with May but below the previous six-month average of 25,069 (Table B).
Consumer credit fell by £0.1 billion in June, below the previous six‑month average of an increase of £0.2 billion and the May increase of £0.3 billion (Table A). Credit card lending increased by £0.1 billion, slightly below the previous six-month average of £0.2 billion; other loans and advances fell by £0.2 billion, lower than the previous six-month average of £0.0 billion. The annual growth rate of consumer credit fell by 0.1 percentage points to -0.1% and the three-month annualised growth rate fell to 0.1%.![]() |
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| PDF Version (11k) | |
| Microsoft Excel Version (20k) | |
| Table B - Approvals secured on dwellings | |
| PDF Version (10k) | |
| Microsoft Excel Version (20k) | |
| Table C - Total lending to individuals, lending secured on dwellings and consumer credit | |
| PDF Version (20k) | |
| Microsoft Excel Version (52k) | |
| PDF Version (11k) |
| PDF Version (11k) |
| Notes and definitions for lending to individuals | |
| Information on growth rates and revisions policy. |
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Next release date: 31 August 2010
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