• Full Statistical Release (35k)
  
• Tables
  
• Revisions
  
• Highs and Lows
  
• Notes to Editors
  
• Comments and Queries

Total net lending to individuals rose by £0.3 billion in July (Table A). The twelve-month growth rate was unchanged at 0.8% in July. The three-month annualised growth rate fell to 0.5% in July, from 0.6% in June.

Within the total, net lending secured on dwellings increased by £0.1 billion (Table A), below the June increase of £0.5 billion and the previous six-month average of £0.8 billion. The twelve-month growth rate rose slightly in July to 1.0%, from 0.9% in June. The three-month annualised growth rate decreased to 0.4%, from 0.6% in June. The number of loan approvals for house purchase (48,722) was broadly in line with the June figure (48,562) and the previous six-month average (48,546). Approvals for remortgaging (26,951) were up on June and also higher than the previous six-month average (26,235), while approvals for other purposes (24,220) decreased in July and were also below the previous six-month average of 24,831 (Table B).

Consumer credit rose by £0.2 billion in July, in line with the previous six‑month average and above the June decrease of £0.1 billion (Table A). Credit card lending increased by £0.2 billion, in line with the previous six-month average; other loans and advances remained stable, also in line with the previous six-month average. The annual growth rate of consumer credit rose by 0.2 percentage points to 0.2% and the three-month annualised growth rate rose to 0.9%.

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Tables

Table A - Net lending to individuals
	PDF Version (11k)
	Microsoft Excel Version (20k)
Table B - Approvals secured on dwellings
	PDF Version (10k)
	Microsoft Excel Version (20k)
Table C - Total lending to individuals, lending secured on dwellings and consumer credit
	PDF Version (20k)
	Microsoft Excel Version (52k)

Revisions to Table A

PDF Version (11k)

Highs and Lows

PDF Version (11k)

Notes to Editors

	Notes and definitions for lending to individuals
	Information on growth rates and revisions policy.

Comments and Queries

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Next release date: 29 September 2010