Order |
Field Name |
Enumeration |
Definition |
1 |
Organisational unit level 1 |
|
Please enter the highest logical grouping used for reporting purposes. For example, it may contain one or more brand(s), business unit(s), region(s) and /or legal entity(ies). |
2 |
Organisational unit level 2 |
|
Please enter the second logical grouping used for reporting purposes. For example, it may contain one or more brand(s), business unit(s), region(s) and /or legal entity(ies). |
3 |
Organisational unit level 3 |
|
Please enter the third (if applicable) logical grouping used for reporting purposes. For example, it may contain one or more brand(s), business unit(s), region(s) and /or legal entity(ies). |
4 |
Country of exposure |
CountryofExposure |
The country of residence of the obligor on an ultimate risk basis. The definition should be consistent with that used for the purposes of the 'geographical breakdown of exposures by residence of the obligor' in COREP (C 09.01 and C 09.02). When the exposure is to an international corporate body and therefore cannot be attributed to a specific country, the SUPRA continental enumerations should be used. Continental totals provided should only be used in projections templates when no specific country can be identified, they should not be used in actuals templates. |
5 |
Retail secured product type |
Retailsecuredproducttype |
A classification scheme for retail mortgage products. Products falling within each product type will have similar risk characteristics. |
6 |
Scenario |
Scenario |
Identifies the scenario. |
7 |
Projection period |
Projectionperiod |
The period to which the associated projections relate. |
8 |
Total number of outstanding loans |
|
The total number of retail mortgage loans with an amount to be repaid. |
9 |
New lending including remortgages |
|
Number of mortgages advanced during the period (i.e. gross approvals) including re-mortgaging. |
10 |
New lending excluding remortgages |
|
Number of mortgages advanced during the period (i.e. gross approvals) excluding re-mortgaging. |
11 |
Number of loans greater than 3 MIA |
|
Total number of loans greater than 3 months in arrears. |
12 |
Number of delinquent loans greater than 6 MIA |
|
The total number of loans greater than six months in arrears. |
13 |
Balance of delinquent loans greater than 6 MIA |
|
The balance of loans greater than 6 months in arrears. |
14 |
Number of new delinquent loans that became greater than 6 MIA in period |
|
The number of loans that became greater than six months in arrears in the stated period. |
15 |
Balance of new delinquent loans that became greater than 6 MIA in period |
|
Irrespective of how loans are classified as ‘delinquent’ by individual firms, this number is intended to capture the balance of loans that became greater than 6 months in arrears in the stated period. |
16 |
Number of properties in possession |
|
A count of the number of properties that are in possession as of the end of the period under consideration (stock). |
17 |
Balance of properties in possession |
|
The balance of the properties that are in possession as of the end of the period under consideration (stock). |
18 |
Number of repossessions in period |
|
A count of the number of retail mortgage exposures that have been repossessed during a particular period |
19 |
Balance of new repossessions in period |
|
The value of the flow of new repossessions in the period. |
20 |
Number of property sales in period |
|
A count of the number of properties sold in the period under consideration. |
21 |
Total realised sale value in period |
|
Actual sale price of the property gross of costs i.e. what was paid by the purchaser within period. |
22 |
Average recovery rate, realised sale price as % of market valuation |
|
The average recovery rate calculated as the realised the total sale price as a percentage of market valuation of the properties sold during the period. |