{"text_format":"3","workbook":"xlsx","n_sheets":1,"sheets":["FSA076"],"not_rendered":{"images":2,"defined_names":2},"read":"whole","date_system":"1900"}

{"sheet":"FSA076","index":0,"n_rows":53,"n_cols":9,"rows_kept":53,"merged":[[2,1,2,4],[6,2,6,3],[6,4,6,6],[7,2,7,3],[7,4,7,6],[8,2,8,3],[8,4,8,6],[9,2,9,3],[9,4,9,6],[10,2,10,3],[10,4,10,6],[11,2,11,3],[11,4,11,6],[12,2,12,3],[12,4,12,6],[13,2,13,3],[13,4,13,6],[14,2,14,3],[14,4,14,6],[15,2,15,3],[15,4,15,6],[20,2,25,2],[20,4,21,4],[22,4,24,4],[26,2,32,2],[27,4,28,4],[29,4,31,4],[36,1,37,1],[36,2,37,2],[36,3,37,3],[36,4,37,4],[36,5,37,5],[36,6,37,6],[36,7,37,7],[36,8,37,8],[47,3,47,7],[53,1,57,8]]}
["This template is effective from 1 January 2027 to accompany PS15/26. Please see: https://www.bankofengland.co.uk/prudential-regulation/publication/2026/may/pillar-2a-review-phase-1-policy-statement"]
[]
[null,"FSA076 Pillar 2 Credit Risk Standardised Approach "]
[]
[null,"General Information"]
[]
[null,1,"Name of the template",null,"FSA076"]
[null,2,"PRA template version control",null,"V3.00"]
[null,3,"Basis of reporting"]
[null,4,"Submission number (increase by 1 if resubmission)"]
[null,5,"Firm reference number (FRN)"]
[null,6,"Name of the firm"]
[null,7,"Reporting period start date"]
[null,8,"Reporting period end date"]
[null,9,"Reporting currency"]
[null,10,"Currency reporting unit",null,"single"]
[]
[]
[{"$nulls":3},"CQS \n(or MEIP equivalent)","Pillar 1 RW","Exposure value (post-CRM)","Pillar 1 RWAs","Calculation"]
[{"$nulls":5},"100","110","120"]
[null,205,"Central government or central bank (excluding UK) denominated and funded in domestic currency","CQS2","Exposures where Pillar 1 RW < 5%"]
[null,"210",null,"CQS3"]
[null,"220",null,"CSQ4","Exposures where Pillar 1 RW < 20%"]
[null,"230",null,"CQS5"]
[null,"240",null,"CQS6"]
[null,"250",null,"Unrated","Exposures where Pillar 1 RW < 20%"]
[null,"260","Regional governments and local authorities (excluding UK devolved administrations) denominated and funded in domestic currency","CQS1","Exposures where Pillar 1 RW < 5%"]
[null,"270",null,"CQS2","Exposures where Pillar 1 RW < 20%"]
[null,"280",null,"CQS3"]
[null,"290",null,"CQS4","Exposures where Pillar 1 RW < 100%"]
[null,"300",null,"CQS5"]
[null,"310",null,"CQS6"]
[null,"320",null,"Unrated","Exposures where Pillar 1 RW < 100%"]
[null,"330","Sub-total"]
[]
[]
[{"$nulls":3},"Fully adjusted exposure value, ignoring CRM substitution effects","Exposure value ","Pillar 1 RWAs","P2A conversion factor (%)","P2A adjusted RWAs","Calculation"]
[]
[{"$nulls":3},150,160,"170","180","190","200"]
[null,"340","Off balance sheet exposures in the 'Retail' exposure class subject to a 10% conversion factor in Pillar 1, excluding exposures to SMEs"]
[null,"350","     of which personal loans"]
[null,"360","     of which revolving loans and overdrafts"]
[null,"370","     of which UK credit cards"]
[null,"380","     of which international credit cards"]
[null,"390","     of which: other off balance sheet exposures "]
[]
[]
[{"$nulls":8},"Calculation"]
[{"$nulls":8},210]
[null,"400","Total"]
[]
[]
[null,"11. Firms' notes/qualitative information on data reported"]