Stress Test Data Framework Dictionary 2021: Version 02

Misconductitemactuals

Enumeration Definition
Breaches of anti money laundering and sanctions rules Include all Breaches of anti-money laundering / sanctions rules misconduct profit or loss effects
Breaches of UK Consumer Credit Act Include all Breaches of UK Consumer Credit Act misconduct profit or loss effects
Fines or litigation relating to foreign exchange Include all FX fines/litigation misconduct profit or loss effects
Fines or litigation relating to US securitisation Include all US securitisation related litigation misconduct profit or loss effects
Inter bank offered rate Include all LIBOR, Euribor and other inter bank offered rate misconduct profit or loss effects
Misselling of interest rate hedging products Include all IHRP misconduct profit or loss effects
Other material conduct risks item 1 Include all Other material conduct risks: Item 1 misconduct profit or loss effects. We expect firms to identify each risk that amounts to 10 per cent or more of the total misconduct costs each year.
Other material conduct risks item 2 Include all Other material conduct risks: Item 2 misconduct profit or loss effects. We expect firms to identify each risk that amounts to 10 per cent or more of the total misconduct costs each year.
Other material conduct risks item 3 Include all Other material conduct risks: Item 3 misconduct profit or loss effects. We expect firms to identify each risk that amounts to 10 per cent or more of the total misconduct costs each year.
Other material conduct risks item 4 Include all Other material conduct risks: Item 4 misconduct profit or loss effects. We expect firms to identify each risk that amounts to 10 per cent or more of the total misconduct costs each year.
Other material conduct risks item 5 Include all Other material conduct risks: Item 5 misconduct profit or loss effects. We expect firms to identify each risk that amounts to 10 per cent or more of the total misconduct costs each year.
Other material conduct risks item 6 Include all Other material conduct risks: Item 6 misconduct profit or loss effects. We expect firms to identify each risk that amounts to 10 per cent or more of the total misconduct costs each year.
Other misconduct charges which are not individually material Include all other misconduct charges which are not individually material misconduct profit or loss effects.
Packaged accounts Include all Packaged accounts misconduct profit or loss effects
PPI misselling Include all PPI misconduct profit or loss effects
Tax Include all Tax misconduct profit or loss effects
Total misconduct This should equal the total misconduct profit or loss by a firm in a given period.
Unfair PPI commissions Include all Plevin misconduct profit or loss effects