Enumeration | Definition |
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Buy to let | Not owner-occupier. Includes consent-to-let. Defined as a subset of the COREP exposures classes: a) On IRB: subset of 'of which: secured by real estate property, non-SME' of which buy to let. b) On standardised: i) subset of 'secured by mortgages on immovable property' of which retail buy to let. ii) a subset of exposures in default, in particular those relating to buy to let mortgages. |
Owner occupied | Owner occupied encompasses Retail secured product types Mainstream, Other mortgages and Self certified and Sub prime on the 013 STDF RetailMortgageCredit template. |