Stress Test Data Framework Dictionary 2021: Version 02

Retailsecuredproducttypeproj

Enumeration Definition
Buy to let Not owner-occupier. Includes consent-to-let. Defined as a subset of the COREP exposures classes: a) On IRB: subset of 'of which: secured by real estate property, non-SME' of which buy to let. b) On standardised: i) subset of 'secured by mortgages on immovable property' of which retail buy to let. ii) a subset of exposures in default, in particular those relating to buy to let mortgages.
Owner occupied Owner occupied encompasses Retail secured product types Mainstream, Other mortgages and Self certified and Sub prime on the 013 STDF RetailMortgageCredit template.