Key points
- Effective rates on new secured loans to individuals increased 6bps to 2.10%.
- Effective rates on new time deposits increased 8bps to 1.20%.
- Effective rates on new loans to PNFCs increased 11bps to 2.72%.
Published on
01 October 2018
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||||
|---|---|---|---|---|---|---|---|---|
| Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
| Z6IQ | Z6IW | Z6KO | Z6K6 | Z6IH | Z6K5 | Z6JM | ||
| 2018 | May | 0.45 | 0.90 | 6.94 | 2.47 | 1.07 | 7.39 | 2.09 |
| Jun | 0.44 | 0.90 | 6.79 | 2.47 | 1.15 | 6.68 | 2.09 | |
| Jul | 0.43 | 0.90 | 6.73 | 2.45 | 1.12 | 6.84 | 2.04 | |
| Aug | 0.44 | 0.89 | 6.81 | 2.44 | 1.20 | 6.90 | 2.10 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||
|---|---|---|---|---|---|---|
| Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
| HSCT | HSCU | HSDC | BJ72 | BJ82 | ||
| 2018 | May | 0.25 | 0.63 | 3.19 | 0.51 | 2.76 |
| Jun | 0.26 | 0.61 | 3.22 | 0.53 | 2.69 | |
| Jul | 0.25 | 0.61 | 3.20 | 0.51 | 2.61 | |
| Aug | 0.33 | 0.71 | 3.26 | 0.68 | 2.72 | |
Data tablesNext release date: 29 October 2018