LPQBI2O

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Date Quarterly amounts outstanding of total (excluding the Student Loans Company) sterling net consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g]
LPQBI2O
31 Mar 10 183809
30 Jun 10 178822
30 Sep 10 175804
31 Dec 10 172608
31 Mar 11 168829
30 Jun 11 166147
30 Sep 11 163501
31 Dec 11 160581
31 Mar 12 159587
30 Jun 12 158172
30 Sep 12 157271
31 Dec 12 157047
31 Mar 13 156192
30 Jun 13 156420
30 Sep 13 158568
31 Dec 13 158376
31 Mar 14 160123
30 Jun 14 161091
30 Sep 14 165086
31 Dec 14 168934
31 Mar 15 172581
30 Jun 15 174486
30 Sep 15 176214
31 Dec 15 178849
31 Mar 16 183106
30 Jun 16 186255
30 Sep 16 189059
31 Dec 16 193199
31 Mar 17 197698
30 Jun 17 200911
30 Sep 17 204643
31 Dec 17 208728
31 Mar 18 211731
30 Jun 18 215226
30 Sep 18 217888
31 Dec 18 219070
31 Mar 19 220657
30 Jun 19 222048
30 Sep 19 224481
31 Dec 19 224287
31 Mar 20 221373
30 Jun 20 206668
30 Sep 20 206551
31 Dec 20 202167
31 Mar 21 198314
30 Jun 21 197301
30 Sep 21 198669
31 Dec 21 198416
31 Mar 22 200480
30 Jun 22 203124
30 Sep 22 205397
31 Dec 22 206741
31 Mar 23 211900
30 Jun 23 215132
30 Sep 23 218507
31 Dec 23 219309

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Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPQB5TF).

[b] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in Q1 2010. Flows of gross and net lending were not significantly affected. (31 Mar 2010)

[c] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for Q1 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Mar 2010)

[d] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in the months of 2011 has decreased by £0.5bn from the levels previously published. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £0.1bn. These movements have been adjusted out of the lending flows from January 2011. (31 Mar 2011)

[e] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012 - 31 Mar 2012)

[f] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[g] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013 - 30 Sep 2013)