LPQZ5M9

Notes:

[a] Please note that the compilation and descriptions of some credit series have changed from publication of April 2015 data, as described in Bankstats, April 2015, 'Changes to the treatment of loan transfers and lending to housing associations', available at www.bankofengland.co.uk/statistics/Documents/ms/articles/art1apr15.pdf.

[b] These series may be affected by securitisations and loan transfers up to December 2009.

[c] Separate data for banks and building societies have been discontinued from January 2010 onwards. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/artjan10.pdf. (31 Jan 2010)

[d] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £15bn. The movement has been adjusted out of the flows for January 2010. For further details please see http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[e] Due to a restructuring of a reporting institution, amounts outstanding of lending by MFIs have fallen by £4bn, and amounts outstanding of lending by OSLs have increased by £4bn. This movement has been adjusted out of the flows for January 2010. (31 Jan 2010)

[f] Due to a population change during December 2010 there was a switch of credit card lending from the MFI sector to the other specialist lenders' sector. This movement has been adjusted out of the credit card lending flows data. Amounts outstanding and flows for total unsecured lending were not affected. (31 Dec 2010)

[g] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[h] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[i] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[j] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[k] Due to a change in the reporting population, the amounts outstanding decreased by £8bn. The effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[l] Due to a restructuring at a reporting institution the outstanding balances have increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[m] Due to a restructuring at one reporting institution, the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[n] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[o] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[p] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)