<rss xmlns:a10="http://www.w3.org/2005/Atom" version="2.0"><channel><title>Bank Insights</title><link>https://www.bankofengland.co.uk/rss/bank-insights</link><description>Bank Insights</description><language>en</language><item><guid isPermaLink="false">{2C2A6D9F-1FFD-4D06-BD99-745E66226C79}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/examining-bank-lending-to-high-growth-firms</link><title>Examining bank lending to high-growth firms</title><description>A supportive financial system can help meet the distinctive financing needs of high-growth firms.</description><pubDate>Thu, 01 Oct 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{66763061-234F-45D3-A7B2-8E90E38F3E9A}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/frontier-ai-and-the-question-of-governance</link><title>Frontier AI and the question of governance</title><description>To realise the benefits of artificial intelligence but also mitigate any risks, humans must retain the ability to intervene and set boundaries.</description><pubDate>Wed, 30 Sep 2026 10:30:00 +0100</pubDate></item><item><guid isPermaLink="false">{41BDBE58-16D5-4301-94A3-ADC6ABD9D982}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/who-benefits-when-banks-go-digital</link><title>Who benefits when banks go digital?</title><description>Responding to financing frictions.</description><pubDate>Tue, 29 Sep 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{C2259E53-C7DB-4FB6-83AE-8E85B4424171}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/who-finances-uk-business</link><title>Who finances UK business?</title><description>A more resilient and diverse financial system is giving UK businesses a broader range of funding options. </description><pubDate>Thu, 24 Sep 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{C12AD199-B018-4538-B015-28A905793C95}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/banking-services-for-central-bank-customers</link><title>Banking services for central bank customers</title><description>Supporting reserve management and financial stability</description><pubDate>Wed, 23 Sep 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{205FD9C8-FF52-49D1-B8FC-7B65FD92AC10}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/finance-growth-and-productive-investment-what-is-the-fpc-assessing-in-2026</link><title>Finance, growth and productive investment: what is the FPC assessing in 2026?</title><description>Supporting a financial system that drives sustainable economic growth without compromising resilience.</description><pubDate>Tue, 22 Sep 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{DBA57D39-3565-4E66-8192-E5138FAD190D}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/the-promise-to-pay-what-backs-banknotes</link><title>The promise to pay: what backs banknotes? </title><description>The Bank of England’s new strategy for backing our banknotes</description><pubDate>Thu, 17 Sep 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{CC081113-BCB3-4B7D-BA7E-9CEF448B9528}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/bank-rate-expectations-uk-curve-following-the-war-in-iran</link><title>Bank Rate expectations in the UK curve following the war in Iran</title><description>Monitoring risks and safeguard financial stability.</description><pubDate>Fri, 17 Jul 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{66D8B19D-1A47-4F84-AED0-CB3B2308578E}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/gilt-edged-resilience-strengthening-liquidity-provision-in-the-repo-market</link><title>Gilt edged resilience: strengthening liquidity provision in the repo market</title><description>Working together to enhance the resilience of our most important market.</description><pubDate>Fri, 17 Jul 2026 09:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{98E9C771-415E-4575-9DD2-9C2B63187ECF}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/making-scenarios-add-up-spanning-risks-with-scenario-synthesis</link><title>Making scenarios add up: spanning risks with scenario synthesis</title><description>How Bank staff are using statistical tools to assess whether economic scenarios capture the main risks to the economic outlook.</description><pubDate>Thu, 16 Jul 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{361E7651-712B-46E6-B8F9-B68FE24A5FE5}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/from-mayfair-to-the-caymans-mapping-quantifying-non-bank-default-risk-uk-markets</link><title>From Mayfair to the Caymans: mapping and quantifying non-bank default risk in UK markets</title><description>Monitoring risks and safeguard financial stability.</description><pubDate>Thu, 09 Jul 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{B00740AF-4AC6-4472-A06B-A73B6A56CCF4}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/the-second-macro-modelling-for-monetary-policy-forum</link><title>The second Macro Modelling for Monetary Policy Forum: continuing the dialogue in Leeds </title><description>How Bank staff are developing macroeconomic models and engaging with external experts across the UK.</description><pubDate>Fri, 26 Jun 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{0E50503F-49C6-4CC5-82C8-3FC6011C548F}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/what-drives-differences-in-commercial-banks-product-level-returns</link><title>What drives differences in commercial banks’ product level returns?</title><description>How incentives vary across lending segments.</description><pubDate>Fri, 19 Jun 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{05E534FC-B18D-42BB-A53D-9BBB2A5F81D7}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/the-mpcs-remit-and-trade-off-management</link><title>The MPC's remit and trade-off management</title><description>Supply shocks, inflation and output.  </description><pubDate>Fri, 29 May 2026 10:10:00 +0100</pubDate></item><item><guid isPermaLink="false">{5E39E664-23A1-4A69-964E-D5B0C38C733E}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/revisiting-the-economic-cost-of-bank-capital-what-has-changed-since-2017</link><title>Revisiting the economic cost of bank capital: what has changed since 2017?</title><description>How much do higher bank capital requirements affect borrowing costs and, ultimately, economic activity? This question sits at the heart of prudential policymaking. We have revisited research and updated measures of competition.</description><pubDate>Thu, 28 May 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{29A9BF05-0029-468E-ACFE-C3D654377E64}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/looking-at-policy-holistically-the-case-of-securitisation</link><title>Looking at policy holistically: the case of securitisation</title><description>Finding the middle ground.</description><pubDate>Thu, 21 May 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{14D16604-090E-41F6-9B25-861FF705A26C}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/the-court-of-directors-of-the-bank-of-england</link><title>The Court of directors of the Bank of England</title><description>Its history and modern role</description><pubDate>Tue, 28 Apr 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{78B9A62A-4977-43B9-B9A5-78C0C26C0918}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/mind-the-gap-uk-microprudential-perspective-general-insurance-protection-gaps</link><title>Mind the gap: a UK microprudential perspective on general insurance protection gaps</title><description>Understanding the PRA’s role in insurance affordability and availability</description><pubDate>Thu, 16 Apr 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{EED83935-3249-4C2F-817C-E4CDD331A8E4}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/responding-to-crises-how-the-bank-stays-ready</link><title>Responding to crises: how the Bank stays ready</title><description>An update on how the Bank of England prepares for bank failures using bail-in and transfer tools.</description><pubDate>Mon, 13 Apr 2026 11:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{37FE59F0-F28D-4680-ACEB-154AA3C1A486}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/this-time-its-personal-the-rise-of-dynamic-personalised-pricing-and-what-it-means-for-inflation</link><title>This time it's personal: the rise of dynamic, personalised pricing and what it means for inflation </title><description>How personalised pricing is influencing inflation and shaping the future of price-setting for everyone.</description><pubDate>Tue, 07 Apr 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{3BB62079-6555-48D3-9C0A-FAD29CE90C4F}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/being-ready-for-cross-border-resolution-lessons-from-credit-suisse-and-silicon-valley-bank</link><title>Being ready for cross-border resolution: lessons from Credit Suisse and Silicon Valley Bank</title><description>The importance of co-operation when managing cross-border failures.</description><pubDate>Tue, 31 Mar 2026 12:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{BBF7AD21-C048-4EED-914C-22F487167224}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/global-imbalances-are-back</link><title>Global imbalances are back</title><description>Large, persistent current account imbalances are a cause for concern.</description><pubDate>Mon, 30 Mar 2026 14:00:00 +0100</pubDate></item><item><guid isPermaLink="false">{04F3B0E7-7680-4DBC-BD00-74F26027E1CA}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/resilience-and-readiness-across-the-sterling-monetary-framework</link><title>Resilience and readiness across the Sterling Monetary Framework</title><description>An update on the Bank of England’s transition to a repo-led, demand-driven system and the recalibration of the Discount Window Facility</description><pubDate>Fri, 27 Mar 2026 07:30:00 Z</pubDate></item><item><guid isPermaLink="false">{6BD1CA75-2D55-4854-8DC4-EDE6422A79FF}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/what-were-the-drivers-of-uk-long-term-interest-rates-in-2025</link><title>What were the drivers of UK long-term interest rates in 2025?</title><description>And why long-term interest rates matter for the Bank’s policy committees</description><pubDate>Fri, 23 Jan 2026 12:00:00 Z</pubDate></item><item><guid isPermaLink="false">{6D475892-B0E0-440F-9E6C-2E66205D5CFF}</guid><link>https://www.bankofengland.co.uk/bank-insights/2026/planning-to-fail-what-resolution-is-and-why-it-matters</link><title>Planning to fail – what resolution is and why it matters</title><description>Creating a resolution regime for the UK's global financial system.</description><pubDate>Fri, 09 Jan 2026 12:00:00 Z</pubDate></item><item><guid isPermaLink="false">{75D8CE4E-EC01-4DBC-96C4-48A698175A9E}</guid><link>https://www.bankofengland.co.uk/bank-insights/2025/learning-to-navigate-bumps-in-the-road</link><title>Learning to navigate bumps in the road</title><description>An update on the Bank of England’s Sterling Monetary Framework Facilities and the recalibration of the Operational Standing Facility.</description><pubDate>Mon, 08 Dec 2025 12:00:00 Z</pubDate></item><item><guid isPermaLink="false">{32B67330-A04E-4BD0-BBE8-CD1A3E583C4E}</guid><link>https://www.bankofengland.co.uk/bank-insights/2025/from-magnifying-glass-to-drone-using-ai-to-spot-reserving-risks-faster</link><title>From magnifying glass to drone: using AI to spot reserving risks faster</title><description>Using the latest tools to scan the market landscape</description><pubDate>Fri, 05 Dec 2025 12:00:00 Z</pubDate></item></channel></rss>