Bank Overgroundhttps://www.bankofengland.co.uk/rss/bank-overgroundBank Overgrounden{6F2CB3F5-03DE-4CBB-A2E5-167E13958653}https://www.bankofengland.co.uk/bank-overground/2025/all-chips-in-ai-related-asset-valuations-financial-stability-consequencesAll chips in! Would a fall in AI-related asset valuations have financial stability consequences?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 24 Oct 2025 12:00:00 +0100{D28A9F45-531B-46F8-8C59-75022AC1492E}https://www.bankofengland.co.uk/bank-overground/2025/the-inaugural-macro-modelling-for-monetary-policy-forumThe inaugural Macro Modelling for Monetary Policy ForumThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 10 Oct 2025 12:00:00 +0100{14FA6CA4-1B48-4B35-B814-356BD63FE612}https://www.bankofengland.co.uk/bank-overground/2025/unlocking-growth-what-can-the-literature-tell-us-about-whats-holding-back-high-growth-firmsUnlocking growth: what can the literature tell us about what’s holding back high-growth firms?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 02 Oct 2025 12:00:00 +0100{E8805047-DB6B-428D-A3CA-B960B0439866}https://www.bankofengland.co.uk/bank-overground/2025/gilt-market-liquidity-in-april-2025Gilt market liquidity in April 2025The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 25 Sep 2025 12:00:00 +0100{9EB5BE77-6337-426A-98DC-78CE1D0ACF23}https://www.bankofengland.co.uk/bank-overground/2025/straight-narrow-changes-in-sonia-why-we-careStraight and narrow: recent changes in SONIA and why we careThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 25 Jul 2025 12:00:00 +0100{BE6DF81B-F7E3-443E-8544-6CC0B65BAD1E}https://www.bankofengland.co.uk/bank-overground/2025/shining-a-light-on-hidden-leverage-using-transaction-level-data-to-monitor-leveraged-positionsShining a light on hidden leverage: using transaction level data to monitor leveraged positions in the non-bank financial system The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 27 Jun 2025 12:00:00 +0100{A7CD0DED-786F-4A32-8F46-244BE3E98B61}https://www.bankofengland.co.uk/bank-overground/2025/beyond-point-estimates-quantifying-risk-around-the-near-term-uk-gdp-forecastBeyond point estimates: quantifying risk around the near-term UK GDP forecast using a new quantile-MIDAS modelThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 26 Jun 2025 13:00:00 +0100{458BEE44-EFD2-442C-8D79-B5E57800ED95}https://www.bankofengland.co.uk/bank-overground/2025/how-is-the-transition-to-a-repo-led-framework-progressingHow is the transition to a repo-led framework progressing?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 06 Jun 2025 12:00:00 +0100{3457F212-F76B-46DF-9C76-851AB1BE7458}https://www.bankofengland.co.uk/bank-overground/2025/how-should-we-think-about-the-uks-current-account-deficitHow should we think about the UK’s current account deficit from a financial stability perspective?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 09 May 2025 12:00:00 +0100{D273F629-1914-4333-B1DE-5D3EC4D41BEE}https://www.bankofengland.co.uk/bank-overground/2025/monitoring-collateral-callsMonitoring collateral callsThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 06 Mar 2025 12:00:00 Z{02A3EA5E-AC4E-4FF4-B248-D8A03D8585CF}https://www.bankofengland.co.uk/bank-overground/2025/what-has-driven-increased-leveraged-loan-activity-over-2024What has driven increased leveraged loan activity over 2024?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 12 Feb 2025 12:00:00 Z{E34E710B-AF37-476C-B786-1342FECD1797}https://www.bankofengland.co.uk/bank-overground/2025/how-stretched-are-equity-prices-evidence-from-option-implied-estimates-of-erpHow stretched are equity prices? Evidence from option-implied estimates of equity risk premiaThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 14 Jan 2025 12:00:00 Z{03E7333A-F2CF-4DC7-B78A-CDE30A07A014}https://www.bankofengland.co.uk/bank-overground/2024/one-hundred-months-of-the-decision-maker-panelOne hundred months of the Decision Maker PanelThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 11 Dec 2024 12:00:00 Z{AD23A953-6213-498A-B994-F885A6E992FA}https://www.bankofengland.co.uk/bank-overground/2024/how-has-the-changing-cash-collateral-backdrop-affected-repo-marketsHow has the changing cash-collateral backdrop affected repo markets?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 05 Dec 2024 14:00:00 Z{55D614E6-193C-44F7-A79D-1375B0E74C24}https://www.bankofengland.co.uk/bank-overground/2024/what-can-we-learn-from-microdata-about-household-savings-in-recent-yearsWhat can we learn from microdata about household savings in recent years?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 05 Dec 2024 12:00:00 Z{D4B11AD3-17BF-4EDC-BFB8-77D076992BF5}https://www.bankofengland.co.uk/bank-overground/2024/how-will-increasing-business-use-of-ai-affect-uk-labour-demandHow will increasing business use of artificial intelligence (AI) affect UK labour demand?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 11 Oct 2024 12:00:00 +0100{3D87F322-AC0D-4D83-9FFB-62ECC4B7EDAA}https://www.bankofengland.co.uk/bank-overground/2024/why-do-uk-companies-raise-market-based-finance-debtWhy do UK companies raise market-based finance debt?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 07 Aug 2024 12:00:00 +0100{AFC6AA91-29BA-4FBB-BCFA-60BA0ACA9CA0}https://www.bankofengland.co.uk/bank-overground/2024/how-are-higher-borrowing-costs-affecting-debt-servicing-pressures-for-small-businessesHow are higher borrowing costs affecting debt-servicing pressures for small businesses?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 05 Apr 2024 12:00:00 +0100{E44BB0B9-E655-4705-84A4-C6C20648F00C}https://www.bankofengland.co.uk/bank-overground/2024/how-does-the-monetary-policy-committee-forecast-wage-growthHow does the Monetary Policy Committee forecast wage growth?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 15 Jan 2024 12:00:00 Z{ACAD57D5-B5E8-49B4-9945-37CD377F1BDE}https://www.bankofengland.co.uk/bank-overground/2023/how-are-households-adjusting-to-rising-mortgage-costsHow are households adjusting to rising mortgage costs?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 15 Dec 2023 12:00:00 Z{B3F05D07-0F78-411B-9A4A-D7A3DB5B0890}https://www.bankofengland.co.uk/bank-overground/2023/has-the-private-rental-sector-been-shrinkingHas the private rental sector been shrinking?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 12 Sep 2023 14:00:00 +0100{66F465DE-155D-43E0-A7C2-F892AF549BC2}https://www.bankofengland.co.uk/bank-overground/2023/how-large-are-the-refinancing-risks-facing-uk-corporates-from-market-based-financeHow large are the refinancing risks facing UK corporates from market-based finance?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 25 Aug 2023 12:00:00 +0100{86C2680F-BA21-40B2-8539-455FFBEB03EC}https://www.bankofengland.co.uk/bank-overground/2023/how-vulnerable-are-uk-companies-to-higher-interest-ratesHow vulnerable are UK companies to higher interest rates?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 22 Aug 2023 12:00:00 +0100{394F05C5-B4A6-413A-B8E0-839FD6A10FD4}https://www.bankofengland.co.uk/bank-overground/2023/how-are-higher-interest-rates-affecting-new-mortgage-lendingHow are higher interest rates affecting new mortgage lending?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 08 Aug 2023 12:00:00 +0100{D3F1DDEB-12EA-4D34-88B4-988A45F543EE}https://www.bankofengland.co.uk/bank-overground/2023/what-do-pressures-on-renters-mean-for-financial-stabilityWhat do pressures on renters mean for financial stability?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 04 Aug 2023 12:00:00 +0100{2CCDC9D9-E7D3-4490-9AB7-9272BE9CB36A}https://www.bankofengland.co.uk/bank-overground/2023/implications-of-the-gap-between-modelled-and-standardised-residential-mortgage-risk-weightsMind the (smaller) gap? Implications of the narrowing gap between modelled and standardised residential mortgage risk weightsThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 27 Feb 2023 10:00:00 Z{0DCA5D79-D97A-4685-AB64-B9ED24F8C6F5}https://www.bankofengland.co.uk/bank-overground/2023/what-do-we-know-about-the-demand-for-bank-of-england-reservesWhat do we know about the demand for Bank of England reserves?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 22 Feb 2023 12:00:00 Z{0457F6F5-55A1-4B6F-B112-7EDE25D9F4C6}https://www.bankofengland.co.uk/bank-overground/2023/how-does-household-financial-resilience-compare-to-the-early-1990s-recessionHow does household financial resilience compare to the early 1990s recession?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 20 Jan 2023 14:00:00 Z{B37070DC-3CF6-485D-BF6F-C771B821B2C7}https://www.bankofengland.co.uk/bank-overground/2023/how-are-the-rising-cost-of-living-and-interest-rates-affecting-householdsHow are the rising cost of living and interest rates affecting households’ ability to pay their mortgage?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 20 Jan 2023 14:00:00 Z{96929FF6-EBBF-444F-A818-305751A5F4A2}https://www.bankofengland.co.uk/bank-overground/2022/if-a-blockchain-became-more-critical-to-the-financial-system-how-should-it-be-governedIf a blockchain became more critical to the financial system, how should it be governed?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 21 Dec 2022 14:30:00 Z{79CBF789-66AB-433B-8BB5-327828BBF4B7}https://www.bankofengland.co.uk/bank-overground/2022/to-what-extent-did-the-recent-increase-in-long-term-uk-interest-rates-reflect-uk-specific-factorsTo what extent did the recent increase in long-term UK interest rates reflect UK-specific factors?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 01 Dec 2022 14:30:00 Z{878FF1C1-5D09-4C9F-8378-9849EC2E3B8E}https://www.bankofengland.co.uk/bank-overground/2022/how-has-the-increase-in-the-cost-of-living-affected-uk-householdsHow has the increase in the cost of living affected UK households and what does that mean for the economy?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 30 Nov 2022 14:30:00 Z{47F9DE25-B789-4365-8873-5A82C5F697CF}https://www.bankofengland.co.uk/bank-overground/2022/what-is-driving-global-supply-chain-bottlenecksWhat is driving global supply chain bottlenecks?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 08 Sep 2022 14:00:00 +0100{8C7AC5CE-E4FE-4DC7-840F-EDF683520E8A}https://www.bankofengland.co.uk/bank-overground/2022/how-will-rising-prices-and-interest-rates-affect-companies-ability-to-service-their-debtHow will rising prices and interest rates affect companies’ ability to service their debt?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 26 Aug 2022 13:00:00 +0100{21FB80E9-6D70-4189-90FE-A6E4933D6CD8}https://www.bankofengland.co.uk/bank-overground/2022/how-have-firms-views-on-financial-stability-risks-in-the-uk-evolved-in-recent-monthsHow have firms' views on financial stability risks in the UK evolved in recent months?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Wed, 11 May 2022 12:00:00 +0100{0E4120DE-8CA4-4E06-853A-66B2869A0819}https://www.bankofengland.co.uk/bank-overground/2022/what-factors-drove-underlying-pay-growth-in-2021What factors drove underlying pay growth in 2021?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 08 Mar 2022 12:00:00 Z{A16F794A-DFFF-4AB4-BBAE-A16EABDCE671}https://www.bankofengland.co.uk/bank-overground/2021/how-much-of-the-recent-house-price-growth-can-be-explained-by-the-race-for-spaceHow much of the recent house price growth can be explained by the ‘race for space’?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 13 Dec 2021 17:00:00 Z{CB188EB2-C001-4C02-ADCF-55EE6041D65B}https://www.bankofengland.co.uk/bank-overground/2021/the-impact-of-the-covid-pandemic-on-sme-indebtednessThe impact of the Covid pandemic on SME indebtednessThe purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 22 Nov 2021 12:00:00 Z{ED8A3F93-AB54-45C0-AE26-5D0B7F1F122A}https://www.bankofengland.co.uk/bank-overground/2021/how-sensitive-is-uk-corporate-debt-to-increases-in-debt-servicing-costs-or-earnings-shocksHow sensitive is UK corporate debt to increases in debt-servicing costs or earnings shocks?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 19 Nov 2021 12:00:00 Z{A884AC75-FA91-43CB-83E8-62B425DC0DB4}https://www.bankofengland.co.uk/bank-overground/2021/how-has-net-financing-for-uk-businesses-changed-during-the-pandemicHow has net financing for UK businesses changed during the pandemic?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 16 Nov 2021 12:00:00 Z{F21F135F-86A7-4827-A29F-C5ED399890F5}https://www.bankofengland.co.uk/bank-overground/2021/how-have-firms-views-on-financial-stability-risks-changed-since-the-covid-pandemicHow have firms’ views on financial stability risks changed since the Covid pandemic?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 25 Oct 2021 12:00:00 +0100{83E39982-44BF-4451-9410-093C08923A55}https://www.bankofengland.co.uk/bank-overground/2021/why-is-the-pra-revisiting-the-solvency-ii-matching-adjustmentWhy is the Prudential Regulation Authority revisiting the Solvency II matching adjustment?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 18 Oct 2021 12:00:00 +0100{2BBDF359-2938-4AEF-B672-A5519016D8C7}https://www.bankofengland.co.uk/bank-overground/2021/how-strong-is-pay-growthHow strong is pay growth?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 31 Aug 2021 12:00:00 +0100{72105691-87AD-486E-97EB-C08DEE422453}https://www.bankofengland.co.uk/bank-overground/2021/did-movements-exchange-traded-funds-act-as-price-signal-open-ended-fund-investorsDid movements in exchange-traded funds act as a price signal for open-ended fund investors during the ‘dash for cash’ stress period?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 20 Aug 2021 12:00:00 +0100{B25EB0A6-9FE7-4914-8A47-90B38BEE4F68}https://www.bankofengland.co.uk/bank-overground/2021/could-price-data-from-exchange-traded-funds-help-open-ended-fund-managersCould price data from exchange-traded funds help open-ended fund managers calculate price adjustments?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 13 Aug 2021 12:00:00 +0100{D8F248D2-DD8B-4BB9-A641-D5D26B3ECB86}https://www.bankofengland.co.uk/bank-overground/2021/how-have-payment-holidays-supported-mortgage-borrowers-during-the-covid-crisisHow have payment holidays supported mortgage borrowers during the Covid crisis?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Mon, 09 Aug 2021 12:00:00 +0100{BE7BF18E-4A21-49C4-8C0E-281D72E3FD89}https://www.bankofengland.co.uk/bank-overground/2021/how-has-covid-affected-global-tradeHow has Covid affected global trade?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 23 Jul 2021 12:00:00 +0100{F3120408-DB3F-43B8-AE5D-A046BD87A32D}https://www.bankofengland.co.uk/bank-overground/2021/how-have-households-spending-expectations-changed-since-last-yearHow have households’ spending expectations changed since last year?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Fri, 11 Jun 2021 12:00:00 +0100{7C24B3AC-E296-4873-9330-4B69C050B504}https://www.bankofengland.co.uk/bank-overground/2021/how-is-uk-gdp-growth-evolvingHow is UK GDP growth evolving?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Tue, 25 May 2021 12:00:00 +0100{1FDF6396-A2F3-44DC-84A2-3FD9430E7A63}https://www.bankofengland.co.uk/bank-overground/2021/what-impact-are-the-fpc-mortgage-tools-having-on-prospective-first-time-buyersWhat impact are the Financial Policy Committee’s mortgage tools having on prospective first time buyers?The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.Thu, 20 May 2021 12:05:00 +0100