Credit union annual statistics – 2025

The credit union annual statistics are statistics aggregated from the annual (CY) returns submitted by authorised credit unions in the United Kingdom.
Published on 31 July 2026

Key points from the data include:

  • Total assets held by UK credit unions increased to £4.99 billion in 2025, up 1.97% from the previous year.
  • Credit union membership continued to grow in 2025, increasing by 0.80% to 2.29 million members.
  • Profit after taxation rose by 3.46% to £77.31 million in 2025 despite a 6.66% increase in expenditure.
  • Total income increased by 6.03% in 2025 to £444.47 million, following growth of 29.14% in 2024.
  • Total net liabilities of loans in arrears increased by 22.10% to £234.79 million in 2025. Provisions for doubtful debts also increased, rising by 21.02% over the same period.