LPMVZRJ

Notes:

[a] Prior to January 1999, "other" consumer credit included credit card lending by other specialist lenders. (31 Jan 1999)

[b] The level of credit card lending has been permanently reduced by £0.7 bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. The movement has been adjusted out of the net lending flows for March. (31 Mar 2001)

[c] The level of credit card lending has been permanently reduced by £0.35 bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. The movement has been adjusted out of the net lending flows for September. (30 Sep 2001)

[d] The level of credit card lending has been permanently reduced by £0.9 bn following the transfer of two credit card portfolios from two UK banks to associated non-resident companies. The movement has been adjusted out of the net lending flows for June. (30 Jun 2002)

[e] The level of credit card lending has been permanently reduced by £0.1 bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. The movement has been adjusted out of the net lending flows for July. (31 Jul 2002)

[f] Following a review of the Other Specialist Mortgage Lending reporting population, data from additional reporters are included from July 2002. For further details on the changes see article ''Population review for Other Specialist Mortgage Lenders'' in the April 2004 issue of Bank of England: Monetary & Financial Statistics. (31 Jul 2002)

[g] The level of credit card lending has been permanently increased by £0.9 bn following the transfer of a credit card portfolio from a non-resident to a UK bank. The movement has been adjusted out of the net lending flows for August. (31 Aug 2002)

[h] The level of credit card lending has been permanently reduced by £0.2 bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. The movement has been adjusted out of the net lending flows for December. (31 Dec 2002)

[i] In February 2003, £4.3bn of credit card lending held by some non-resident based securitisation vehicles were removed from the data. Flows have been adjusted for this, levels have not been adjusted. (28 Feb 2003)

[j] The level of credit card lending has been reduced by £0.4bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2003. (31 Mar 2003)

[k] During April 2003, the level of credit card lending was permanently reduced by £0.2bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. This movement has been adjusted out of the net lending flows for April 2003. (30 Apr 2003)

[l] During July 2003, the level of credit card lending was permanently increased by £0.1bn following the transfer of a credit card portfolio from associated non-resident company to a UK bank. This movement has been adjusted out of the net lending flows for July 2003. (31 Jul 2003)

[m] The level of credit card lending has been reduced by £0.2bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for July 2003. (31 Jul 2003)

[n] During October 2003, the level of credit card lending was permanently reduced by £0.2bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. This movement has been adjusted out of the net lending flows for October 2003. (31 Oct 2003)

[o] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for November 2003. (30 Nov 2003)

[p] The level of credit card lending has been reduced by £0.8bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2004. (31 Mar 2004)

[q] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for May 2004. (31 May 2004)

[r] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for August 2004. (31 Aug 2004)

[s] The level of credit card lending has been reduced by £0.3bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for November 2004. (30 Nov 2004)

[t] The level of credit card lending has been reduced by £0.3bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2005. (31 Mar 2005)

[u] The level of credit card lending has been reduced by £0.3bn following the transfer of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for April 2005. (30 Apr 2005)

[v] The level of credit card lending has been reduced by £0.5bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for September 2005. (30 Sep 2005)

[w] The amount outstanding of credit card lending has been reduced by £0.8bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for February 2006. (28 Feb 2006)

[x] The amount outstanding of credit card lending has been reduced by £0.3bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for March 2006. (31 Mar 2006)

[y] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for May 2006. (31 May 2006)

[z] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[1] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for November 2006. (30 Nov 2006)

[2] The amount outstanding of credit card lending has been increased by £0.4bn following the transfer of portfolios from non-resident companies. This movement has been adjusted out of the net flows for May 2007. (31 May 2007)

[3] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for June 2007. (30 Jun 2007)

[4] The amount outstanding of credit card lending has been increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for September 2007. (30 Sep 2007)

[5] The amount outstanding of credit card lending has increased by £0.3bn following transfers of portfolios from non-resident companies. This movement has been adjusted out of net flows for October 2007. (31 Oct 2007)

[6] The amount outstanding of credit card lending has increased by £0.3bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for November 2007. (30 Nov 2007)

[7] The amount outstanding of credit card lending has increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for May 2008. (31 May 2008)

[8] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2008. (30 Jun 2008)

[9] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of other loans and advances has increased by £5.5bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[10] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of credit card lending has been reduced by £1.3bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[11] The amount outstanding of credit card lending increased by £1.0bn, because a UK-resident bank increased its share holding in a non-resident company. This movement has been adjusted out of the net flows for September 2008. (30 Sep 2008)

[12] The amount outstanding of credit card lending fell by £2.7bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for October 2008. (31 Oct 2008)

[13] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[14] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for February 2009. (28 Feb 2009)

[15] The amount outstanding of credit card lending fell by £0.3bn following the securitisation of a credit card portfolio from a UK bank to an associated non-resident company . This movement has been adjusted out of the lending flows for March 2009. (31 Mar 2009)

[16] The amount outstanding of credit card lending increased by £0.4bn following the desecuritisation of credit card portfolios from several UK banks to associated non-resident companies. This movement has been adjusted out of the lending flows for April 2009. (30 Apr 2009)

[17] The amount outstanding of credit card lending increased by £1.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for May 2009. (31 May 2009)

[18] The amount outstanding of credit card lending increased by £0.5bn following transfers of credit card portfolios between several UK banks and associated non-resident companies.This movement has been adjusted out of the lending flows for June 2009. (30 Jun 2009)

[19] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies.This movement has been adjusted out of the lending flows for July 2009. (31 Jul 2009)

[20] The amount outstanding of credit card lending increased by £0.6bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for September 2009. (30 Sep 2009)

[21] The amount outstanding of credit card lending increased by £0.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for October 2009. (31 Oct 2009)

[22] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for November 2009. (30 Nov 2009)

[23] The amount outstanding of credit card lending decreased by £0.1bn following the securitisation of credit card portfolios from a UK bank to an associated non-resident company. This movement has been adjusted out of the lending flows for December 2009. (31 Dec 2009)

[24] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[25] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[26] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[27] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[28] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[29] Due to a change in the reporting population, the amounts outstanding increased by £1bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[30] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[31] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)