We publish statistics on borrowing and deposits by households and businesses from banks and other sources. These statistics are used by our policy committees to understand economic trends and developments in the banking system.
The policy for placing footnotes on series breaks in Money and Credit data was revised for April 2019 data. From this date onwards, only methodology changes and significant revisions to previously published data will be routinely noted. For details of the reason behind series breaks, please see further details about changes, flows, growth rates data.
The money and credit data includes monthly data on the volume of mortgage lending to households. More detailed quarterly data on mortgage lending can be found in the Mortgage Lenders and Administrators statistical release and Return below. Please also see below Statistics article comparing the Bank’s different data on mortgages.
Quarterly data on secured and unsecured sterling money market activity.
We publish quarterly data on housing equity withdrawal – the balance of changes in the stock of secured lending and changes in the stock of housing wealth.
Our monthly notes and coin statistics show the amount of sterling banknotes and coins in circulation. We publish data on our reserves at the same time.
Write-offs are changes in the value of an institution’s assets resulting from the institution’s active decisions to revalue claims.
This annually updated dataset includes lending via government student finance schemes, which aren’t included in our other consumer credit data. Data is released around July each year.
The Bank of England manages the UK’s official reserves on behalf of the Government. We publish data on UK holdings of international reserves and foreign currency liquidity once a month.
Monthly data on advertised interest rates for a range of mortgage, consumer credit and deposit products offered to households.
Each month the Bank publishes data on effective interest rates. These show average interest rates across households and businesses deposit or loan accounts with UK banks and building societies.
The Bank publishes regular statistics on financial markets, MFIs’ income and expenditure, and MFIs’ external balance sheet. These include quarterly data on UK-owned MFIs’ consolidated worldwide claims, and quarterly data on UK resident MFIs’ income and expenditure, financial derivative positions, and claims and liabilities with non-residents. The Bank also publishes monthly estimates of capital issuance where UK resident MFIs act as the issuing agents.
Capital issuance statistics consist of UK-based primary market issuance of bonds, commercial paper and equity, representing finance raised in the UK.
This statistical release covers claims on and liabilities to non-residents by UK-resident banks and building societies (monetary financial institutions).
This statistical release covers the consolidated worldwide claims and unused commitments of UK-owned monetary financial institutions (excluding central bank) and their branches and subsidiaries worldwide.
Capital expenditure data measure MFIs cash expenditure on acquisitions, and cash receipts from disposals, covering assets both for firms’ own use and for leasing, hiring or renting out under finance leases.
Refer to section ‘Monetary financial institutions in the United Kingdom: Capital `expenditure’, sourced from Our Database
Data on UK-resident MFIs’ income and expenditure are published on a quarterly basis in Bankstats table B3.1 and are comparable with figures that feed into the UK National Accounts for the MFI sector. Data on UK MFIs’ profit and loss statement are available on annual basis in Bankstats table B3.2.
Data on UK-resident MFIs’ financial derivatives at gross market values are published on a quarterly basis. Data are comparable with figures that into the UK National Accounts for the MFI sector.
The Bank of England carries out an annual update of the sterling exchange rate index weights. The sterling exchange rate index (ERI) is a measure of the overall change in the trade-weighted exchange value of sterling, calculated by weighting together bilateral exchange rates. It is designed to measure changes in the price competitiveness of traded goods and services, and so the weights reflect trade flows in manufactured goods and services.The last update of the sterling exchange rate index weights was published on 13 March 2019.
The Mortgage Lenders and Administrators Return (MLAR) is a quarterly statistical release aggregated from data on mortgage lending activities provided by around 340 regulated mortgage lenders and administrators.
This quarterly statistical release shows levels of capital and risk-weighted assets for the UK banking sector. It includes breakdowns of the movements in different tiers of capital and risk exposure types, and overall capital ratios.
The credit union (quarterly and annual) statistics are aggregated from returns submitted by authorised credit unions in the United Kingdom.
We publish weekly estimates of probability density functions for future values of the FTSE 100 index and short sterling interest rates.
The Bank publishes daily estimated yield curves for the UK. We produce three types of estimated yield curves: a set based on UK Government Bonds, a set based on sterling interbank rate (LIBOR) and instruments linked to LIBOR, and a set based on sterling overnight index swap (OIS) rates.
Our data includes how much gold we look after and how many of our banknotes are in circulation.
The Statistical Code of Practice sets out our standards for the collection, compilation and dissemination of monetary, financial and regulatory data. These standards are similar to the ones used by the UK Statistics Authority.
Definitions of statistical data quality are maintained by international bodies such as the International Monetary Fund, the United Nations Economic Commission for Europe and the European Statistical System. The Data Quality Framework (2014) describes how we interprets statistical data quality concepts in our published statistics.
In 2005-06 we looked at the balance of costs between reviewing existing statistical outputs regularly and assessing new statistics. We wanted to create more considered assessments but had to balance that with the reporter’s compliance costs. Our approach is explained in the Cost-benefit analysis of monetary and financial statistics (2006). The principle of assessing the balance between costs and benefit when we produce statistics still applies.