LPMBI2

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [h] [i] [j] [k] [l] [m] [n] [o] [p] [q] [r] [r] [s] [t] [u] [v] [v] [w] [w] [x] [y] [z] [1] [2] [3] [4] [5] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18] [19] [20] [21] [22] [23] [24] [25] [26] [27] [28] [29] [30] [31] [32] [33] [34] [35] [36] [37]
LPMBI2O
30 Apr 93 51425
31 May 93 51514
30 Jun 93 51818
31 Jul 93 51957
31 Aug 93 52019
30 Sep 93 52301
31 Oct 93 52407
30 Nov 93 52664
31 Dec 93 52804
31 Jan 94 53060
28 Feb 94 53139
31 Mar 94 53485
30 Apr 94 53926
31 May 94 53887
30 Jun 94 54644
31 Jul 94 55046
31 Aug 94 55512
30 Sep 94 55965
31 Oct 94 56416
30 Nov 94 56859
31 Dec 94 57549
31 Jan 95 60769
28 Feb 95 61399
31 Mar 95 62097
30 Apr 95 62654
31 May 95 62827
30 Jun 95 63580
31 Jul 95 64227
31 Aug 95 64866
30 Sep 95 65456
31 Oct 95 66235
30 Nov 95 66782
31 Dec 95 67653
31 Jan 96 68056
29 Feb 96 68722
31 Mar 96 69440
30 Apr 96 70396
31 May 96 70976
30 Jun 96 71498
31 Jul 96 72377
31 Aug 96 73333
30 Sep 96 74614
31 Oct 96 75539
30 Nov 96 76423
31 Dec 96 76746
31 Jan 97 77769
28 Feb 97 79105
31 Mar 97 79295
30 Apr 97 80154
31 May 97 81274
30 Jun 97 82173
31 Jul 97 82553
31 Aug 97 83652
30 Sep 97 83880
31 Oct 97 84956
30 Nov 97 86051
31 Dec 97 87216
31 Jan 98 88160
28 Feb 98 89349
31 Mar 98 91786
30 Apr 98 92552
31 May 98 94033
30 Jun 98 95111
31 Jul 98 96132
31 Aug 98 97291
30 Sep 98 98354
31 Oct 98 99637
30 Nov 98 100756
31 Dec 98 101347
31 Jan 99 102385
28 Feb 99 103553
31 Mar 99 105653
30 Apr 99 106660
31 May 99 107703
30 Jun 99 108628
31 Jul 99 109806
31 Aug 99 110745
30 Sep 99 112038
31 Oct 99 113093
30 Nov 99 114247
31 Dec 99 115165
31 Jan 00 116501
29 Feb 00 117662
31 Mar 00 119018
30 Apr 00 119681
31 May 00 121064
30 Jun 00 121850
31 Jul 00 122770
31 Aug 00 123299
30 Sep 00 124267
31 Oct 00 125397
30 Nov 00 126372
31 Dec 00 127139
31 Jan 01 127971
28 Feb 01 129112
31 Mar 01 129028
30 Apr 01 130320
31 May 01 131846
30 Jun 01 132954
31 Jul 01 134086
31 Aug 01 135195
30 Sep 01 136033
31 Oct 01 137501
30 Nov 01 138938
31 Dec 01 140531
31 Jan 02 142038
28 Feb 02 143370
31 Mar 02 144284
30 Apr 02 145532
31 May 02 146666
30 Jun 02 147309
31 Jul 02 148732
31 Aug 02 151176
30 Sep 02 152779
31 Oct 02 154402
30 Nov 02 155415
31 Dec 02 156718
31 Jan 03 157707
28 Feb 03 154647
31 Mar 03 156070
30 Apr 03 157345
31 May 03 159087
30 Jun 03 160659
31 Jul 03 162084
31 Aug 03 163272
30 Sep 03 164001
31 Oct 03 165218
30 Nov 03 166070
31 Dec 03 166047
31 Jan 04 167497
29 Feb 04 169106
31 Mar 04 169884
30 Apr 04 171364
31 May 04 172585
30 Jun 04 174226
31 Jul 04 176058
31 Aug 04 176974
30 Sep 04 177980
31 Oct 04 179151
30 Nov 04 180873
31 Dec 04 181817
31 Jan 05 183655
28 Feb 05 184812
31 Mar 05 186303
30 Apr 05 186809
31 May 05 187891
30 Jun 05 189050
31 Jul 05 189565
31 Aug 05 190561
30 Sep 05 190745
31 Oct 05 191341
30 Nov 05 191668
31 Dec 05 191584
31 Jan 06 192174
28 Feb 06 191978
31 Mar 06 191383
30 Apr 06 191592
31 May 06 191979
30 Jun 06 191368
31 Jul 06 191266
31 Aug 06 191418
30 Sep 06 191280
31 Oct 06 191269
30 Nov 06 190916
31 Dec 06 190906
31 Jan 07 191001
28 Feb 07 190819
31 Mar 07 190925
30 Apr 07 191060
31 May 07 191065
30 Jun 07 190949
31 Jul 07 191385
31 Aug 07 191697
30 Sep 07 193008
31 Oct 07 195053
30 Nov 07 195456
31 Dec 07 195701
31 Jan 08 202024
29 Feb 08 203020
31 Mar 08 203243
30 Apr 08 203323
31 May 08 204019
30 Jun 08 203084
31 Jul 08 207720
31 Aug 08 207952
30 Sep 08 208307
31 Oct 08 205317
30 Nov 08 204593
31 Dec 08 203590
31 Jan 09 188685
28 Feb 09 188533
31 Mar 09 186994
30 Apr 09 186659
31 May 09 186977
30 Jun 09 185854
31 Jul 09 184957
31 Aug 09 183011
30 Sep 09 182659
31 Oct 09 181556
30 Nov 09 180610
31 Dec 09 179567
31 Jan 10 188856
28 Feb 10 186299
31 Mar 10 183811
30 Apr 10 182304
31 May 10 180298
30 Jun 10 178826
31 Jul 10 178029
31 Aug 10 176943
30 Sep 10 175800
31 Oct 10 175143
30 Nov 10 173462
31 Dec 10 172609
31 Jan 11 171200
28 Feb 11 170270
31 Mar 11 168825
30 Apr 11 168213
31 May 11 166808
30 Jun 11 166145
31 Jul 11 165251
31 Aug 11 164734
30 Sep 11 163501
31 Oct 11 162558
30 Nov 11 161822
31 Dec 11 160581
31 Jan 12 160530
29 Feb 12 159585
31 Mar 12 159587
30 Apr 12 158318
31 May 12 158035
30 Jun 12 158172
31 Jul 12 157427
31 Aug 12 156790
30 Sep 12 157271
31 Oct 12 156459
30 Nov 12 155739
31 Dec 12 157046
31 Jan 13 156631
28 Feb 13 156381
31 Mar 13 156193
30 Apr 13 156118
31 May 13 156355
30 Jun 13 156421
31 Jul 13 157794
31 Aug 13 158246
30 Sep 13 158566
31 Oct 13 158413
30 Nov 13 158452
31 Dec 13 158375
31 Jan 14 159193
28 Feb 14 159422
31 Mar 14 160121
30 Apr 14 160472
31 May 14 160959
30 Jun 14 161090
31 Jul 14 162098
31 Aug 14 162692
30 Sep 14 165084
31 Oct 14 167925
30 Nov 14 168370
31 Dec 14 168937
31 Jan 15 171488
28 Feb 15 171143
31 Mar 15 172578
30 Apr 15 173154
31 May 15 173760
30 Jun 15 174486
31 Jul 15 176152
31 Aug 15 176823
30 Sep 15 176215
31 Oct 15 177260
30 Nov 15 178163
31 Dec 15 178846
31 Jan 16 180221
29 Feb 16 181350
31 Mar 16 183100
30 Apr 16 183810
31 May 16 184867
30 Jun 16 186252
31 Jul 16 187100
31 Aug 16 188318
30 Sep 16 189057
31 Oct 16 190431
30 Nov 16 192354
31 Dec 16 193201
31 Jan 17 194394
28 Feb 17 195962
31 Mar 17 197695
30 Apr 17 198641
31 May 17 200006
30 Jun 17 200911
31 Jul 17 201979
31 Aug 17 203178
30 Sep 17 204639
31 Oct 17 205997
30 Nov 17 207342
31 Dec 17 208732
31 Jan 18 209101
28 Feb 18 210865
31 Mar 18 211730
30 Apr 18 212963
31 May 18 214162
30 Jun 18 215224
31 Jul 18 215729
31 Aug 18 216634
30 Sep 18 217881
31 Oct 18 217951
30 Nov 18 218653
31 Dec 18 219075
31 Jan 19 220007
28 Feb 19 219967
31 Mar 19 220655
30 Apr 19 221037
31 May 19 221521
30 Jun 19 222044
31 Jul 19 222119
31 Aug 19 224106
30 Sep 19 224469
31 Oct 19 225015
30 Nov 19 225307
31 Dec 19 224295

Change date range from: to:

Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The amount of consumer credit outstanding in March has been increased by a £1.0 bn stock of "other" loans not previously identified. Flows data for March are not affected. (31 Mar 1998)

[c] Following a review of the Other Specialist Mortgage Lending reporting population, data from additional reporters are included from July 2002. For further details on the changes see article ''Population review for Other Specialist Mortgage Lenders'' in the April 2004 issue of Bank of England: Monetary & Financial Statistics. (31 Jul 2002)

[d] In February 2003, £4.3bn of credit card lending held by some non-resident based securitisation vehicles were removed from the data. Flows have been adjusted for this, levels have not been adjusted. (28 Feb 2003)

[e] The level of credit card lending has been reduced by £0.2bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for July 2003. (31 Jul 2003)

[f] During July 2003, the level of credit card lending was permanently increased by £0.1bn following the transfer of a credit card portfolio from associated non-resident company to a UK bank. This movement has been adjusted out of the net lending flows for July 2003. (31 Jul 2003)

[g] During October 2003, the level of credit card lending was permanently reduced by £0.2bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. This movement has been adjusted out of the net lending flows for October 2003. (31 Oct 2003)

[h] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for November 2003. (30 Nov 2003)

[i] The level of credit card lending has been reduced by £0.8bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2004. (31 Mar 2004)

[j] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for May 2004. (31 May 2004)

[k] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for August 2004. (31 Aug 2004)

[l] The level of credit card lending has been reduced by £0.3bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for November 2004. (30 Nov 2004)

[m] The level of credit card lending has been reduced by £0.3bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2005. (31 Mar 2005)

[n] The level of credit card lending has been reduced by £0.3bn following the transfer of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for April 2005. (30 Apr 2005)

[o] The level of credit card lending has been reduced by £0.5bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for September 2005. (30 Sep 2005)

[p] The amount outstanding of credit card lending has been reduced by £0.8bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for February 2006. (28 Feb 2006)

[q] The amount outstanding of credit card lending has been reduced by £0.3bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for March 2006. (31 Mar 2006)

[r] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for May 2006. (LPMBI2O=31 May 2006) (LPMBI2O=30 Jun 2006)

[s] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[t] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[u] The amount outstanding for other unsecured lending has been reduced by £0.2bn following the sale of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for July 2006. (31 Jul 2006)

[v] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for November 2006. (30 Nov 2006)

[w] The amount outstanding of credit card lending has been increased by £0.4bn following the transfer of portfolios from non-resident companies. This movement has been adjusted out of the net flows for May 2007. (LPMBI2O=31 May 2007) (LPMBI2O=30 Jun 2007)

[x] The amount outstanding of credit card lending has been increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for September 2007. (30 Sep 2007)

[y] Second charge mortgages were reclassifed from lending secured on dwellings to other loans and advances in September. This movement has been adjusted out of the net flows for September. Amounts outstanding have not been adjusted. (30 Sep 2007)

[z] The Other Consumer Credit Lenders series are affected by the restructure of businesses in October 2007. Flows have been reduced to remove this effect. Amounts outstanding have not been adjusted. (31 Oct 2007)

[1] The amount outstanding of credit card lending has increased by £0.3bn following transfers of portfolios from non-resident companies. This movement has been adjusted out of net flows for October 2007. (31 Oct 2007)

[2] The amount outstanding of credit card lending has increased by £0.3bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for November 2007. (30 Nov 2007)

[3] The amount outstanding of other loans and advances by building societies has increased by £0.5bn, following a reclassification of loans by one institution. This movement has been adjusted out of the net lending flows for January. (31 Jan 2008)

[4] The amount outstanding of credit card lending has increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for May 2008. (31 May 2008)

[5] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2008. (30 Jun 2008)

[6] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of credit card lending has been reduced by £1.3bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[7] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of other loans and advances has increased by £5.5bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[8] The amount outstanding of credit card lending increased by £1.0bn, because a UK-resident bank increased its share holding in a non-resident company. This movement has been adjusted out of the net flows for September 2008. (30 Sep 2008)

[9] The amount outstanding of credit card lending fell by £2.7bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for October 2008. (31 Oct 2008)

[10] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[11] Due to a change in the reporting population and the introduction of methodological improvements to The Office for National Statistic¿s Credit Grantors Survey, the amount outstanding of unsecured credit in January 2009 has decreased by £14.4bn from the level in December 2008. Of this, credit card lending decreased by £1.4bn and other unsecured lending decreased by £13.0bn. These movements have been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[12] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for February 2009. (28 Feb 2009)

[13] The amount outstanding of credit card lending fell by £0.3bn following the securitisation of a credit card portfolio from a UK bank to an associated non-resident company . This movement has been adjusted out of the lending flows for March 2009. (31 Mar 2009)

[14] The amount outstanding of credit card lending increased by £0.4bn following the desecuritisation of credit card portfolios from several UK banks to associated non-resident companies. This movement has been adjusted out of the lending flows for April 2009. (30 Apr 2009)

[15] The amount outstanding of credit card lending increased by £1.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for May 2009. (31 May 2009)

[16] The amount outstanding of credit card lending increased by £0.5bn following transfers of credit card portfolios between several UK banks and associated non-resident companies.This movement has been adjusted out of the lending flows for June 2009. (30 Jun 2009)

[17] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies.This movement has been adjusted out of the lending flows for July 2009. (31 Jul 2009)

[18] The amount outstanding of credit card lending increased by £0.6bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for September 2009. (30 Sep 2009)

[19] The amount outstanding of credit card lending increased by £0.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for October 2009. (31 Oct 2009)

[20] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for November 2009. (30 Nov 2009)

[21] The amount outstanding of credit card lending decreased by £0.1bn following the securitisation of credit card portfolios from a UK bank to an associated non-resident company. This movement has been adjusted out of the lending flows for December 2009. (31 Dec 2009)

[22] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[23] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[24] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[25] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[26] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[27] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[28] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[29] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[30] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[31] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[32] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[33] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[34] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[35] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[36] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[37] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)