LPMBI2O

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [h] [i] [j] [k] [l] [m] [n] [o] [p] [q] [r] [r] [s] [t] [u] [v] [v] [w] [w] [x] [y] [z] [1] [2] [3] [4] [5] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18] [19] [20] [21] [22] [23] [24] [25] [26] [27] [28] [29] [30] [31] [32] [33] [34] [35] [36] [37]
LPMBI2O
30 Apr 93 51411
31 May 93 51497
30 Jun 93 51805
31 Jul 93 51954
31 Aug 93 52025
30 Sep 93 52309
31 Oct 93 52418
30 Nov 93 52673
31 Dec 93 52828
31 Jan 94 53090
28 Feb 94 53135
31 Mar 94 53454
30 Apr 94 53906
31 May 94 53868
30 Jun 94 54639
31 Jul 94 55052
31 Aug 94 55512
30 Sep 94 55972
31 Oct 94 56420
30 Nov 94 56862
31 Dec 94 57563
31 Jan 95 60798
28 Feb 95 61400
31 Mar 95 62077
30 Apr 95 62648
31 May 95 62801
30 Jun 95 63575
31 Jul 95 64227
31 Aug 95 64873
30 Sep 95 65454
31 Oct 95 66239
30 Nov 95 66791
31 Dec 95 67668
31 Jan 96 68070
29 Feb 96 68726
31 Mar 96 69430
30 Apr 96 70396
31 May 96 70963
30 Jun 96 71500
31 Jul 96 72372
31 Aug 96 73329
30 Sep 96 74616
31 Oct 96 75541
30 Nov 96 76417
31 Dec 96 76748
31 Jan 97 77786
28 Feb 97 79111
31 Mar 97 79274
30 Apr 97 80157
31 May 97 81256
30 Jun 97 82171
31 Jul 97 82559
31 Aug 97 83658
30 Sep 97 83884
31 Oct 97 84958
30 Nov 97 86043
31 Dec 97 87202
31 Jan 98 88161
28 Feb 98 89343
31 Mar 98 91798
30 Apr 98 92576
31 May 98 94042
30 Jun 98 95114
31 Jul 98 96137
31 Aug 98 97294
30 Sep 98 98352
31 Oct 98 99628
30 Nov 98 100719
31 Dec 98 101347
31 Jan 99 102400
28 Feb 99 103547
31 Mar 99 105662
30 Apr 99 106698
31 May 99 107738
30 Jun 99 108612
31 Jul 99 109798
31 Aug 99 110736
30 Sep 99 112059
31 Oct 99 113104
30 Nov 99 114194
31 Dec 99 115164
31 Jan 00 116495
29 Feb 00 117616
31 Mar 00 119073
30 Apr 00 119730
31 May 00 121100
30 Jun 00 121840
31 Jul 00 122763
31 Aug 00 123292
30 Sep 00 124277
31 Oct 00 125388
30 Nov 00 126333
31 Dec 00 127151
31 Jan 01 127963
28 Feb 01 129032
31 Mar 01 129068
30 Apr 01 130349
31 May 01 131903
30 Jun 01 132933
31 Jul 01 134086
31 Aug 01 135188
30 Sep 01 136060
31 Oct 01 137479
30 Nov 01 138914
31 Dec 01 140524
31 Jan 02 142048
28 Feb 02 143317
31 Mar 02 144313
30 Apr 02 145555
31 May 02 146717
30 Jun 02 147321
31 Jul 02 148723
31 Aug 02 151156
30 Sep 02 152775
31 Oct 02 154400
30 Nov 02 155387
31 Dec 02 156721
31 Jan 03 157714
28 Feb 03 154620
31 Mar 03 156085
30 Apr 03 157338
31 May 03 159095
30 Jun 03 160660
31 Jul 03 162098
31 Aug 03 163290
30 Sep 03 163999
31 Oct 03 165216
30 Nov 03 166076
31 Dec 03 166038
31 Jan 04 167485
29 Feb 04 169117
31 Mar 04 169882
30 Apr 04 171362
31 May 04 172623
30 Jun 04 174217
31 Jul 04 176046
31 Aug 04 176980
30 Sep 04 177990
31 Oct 04 179165
30 Nov 04 180856
31 Dec 04 181827
31 Jan 05 183650
28 Feb 05 184809
31 Mar 05 186290
30 Apr 05 186772
31 May 05 187905
30 Jun 05 189066
31 Jul 05 189589
31 Aug 05 190555
30 Sep 05 190750
31 Oct 05 191328
30 Nov 05 191633
31 Dec 05 191570
31 Jan 06 192179
28 Feb 06 191985
31 Mar 06 191404
30 Apr 06 191591
31 May 06 191973
30 Jun 06 191378
31 Jul 06 191260
31 Aug 06 191443
30 Sep 06 191264
31 Oct 06 191267
30 Nov 06 190908
31 Dec 06 190923
31 Jan 07 190990
28 Feb 07 190807
31 Mar 07 190930
30 Apr 07 191033
31 May 07 191078
30 Jun 07 190944
31 Jul 07 191392
31 Aug 07 191710
30 Sep 07 193030
31 Oct 07 195036
30 Nov 07 195447
31 Dec 07 195682
31 Jan 08 202041
29 Feb 08 203025
31 Mar 08 203224
30 Apr 08 203296
31 May 08 203999
30 Jun 08 203089
31 Jul 08 207739
31 Aug 08 207978
30 Sep 08 208309
31 Oct 08 205323
30 Nov 08 204603
31 Dec 08 203553
31 Jan 09 188675
28 Feb 09 188513
31 Mar 09 187027
30 Apr 09 186664
31 May 09 186991
30 Jun 09 185868
31 Jul 09 184970
31 Aug 09 183034
30 Sep 09 182640
31 Oct 09 181542
30 Nov 09 180595
31 Dec 09 179562
31 Jan 10 188881
28 Feb 10 186315
31 Mar 10 183817
30 Apr 10 182305
31 May 10 180317
30 Jun 10 178828
31 Jul 10 178022
31 Aug 10 176945
30 Sep 10 175806
31 Oct 10 175168
30 Nov 10 173453
31 Dec 10 172598
31 Jan 11 171187
28 Feb 11 170250
31 Mar 11 168867
30 Apr 11 168189
31 May 11 166797
30 Jun 11 166186
31 Jul 11 165278
31 Aug 11 164725
30 Sep 11 163501
31 Oct 11 162553
30 Nov 11 161800
31 Dec 11 160557
31 Jan 12 160524
29 Feb 12 159557
31 Mar 12 159584
30 Apr 12 158303
31 May 12 158033
30 Jun 12 158209
31 Jul 12 157424
31 Aug 12 156797
30 Sep 12 157288
31 Oct 12 156455
30 Nov 12 155737
31 Dec 12 157025
31 Jan 13 156647
28 Feb 13 156375
31 Mar 13 156173
30 Apr 13 156114
31 May 13 156354
30 Jun 13 156500
31 Jul 13 157779
31 Aug 13 158231
30 Sep 13 158557
31 Oct 13 158432
30 Nov 13 158431
31 Dec 13 158370
31 Jan 14 159207
28 Feb 14 159397
31 Mar 14 160084
30 Apr 14 160467
31 May 14 160944
30 Jun 14 161130
31 Jul 14 162114
31 Aug 14 162717
30 Sep 14 165087
31 Oct 14 167944
30 Nov 14 168387
31 Dec 14 168930
31 Jan 15 171477
28 Feb 15 171083
31 Mar 15 172517
30 Apr 15 173174
31 May 15 173788
30 Jun 15 174528
31 Jul 15 176183
31 Aug 15 176863
30 Sep 15 176219
31 Oct 15 177264
30 Nov 15 178144
31 Dec 15 178860
31 Jan 16 180231
29 Feb 16 181261
31 Mar 16 183002
30 Apr 16 183804
31 May 16 184873
30 Jun 16 186343
31 Jul 16 187179
31 Aug 16 188345
30 Sep 16 189097
31 Oct 16 190445
30 Nov 16 192323
31 Dec 16 193162
31 Jan 17 194322
28 Feb 17 195848
31 Mar 17 197585
30 Apr 17 198680
31 May 17 200004
30 Jun 17 201071
31 Jul 17 202077
31 Aug 17 203281
30 Sep 17 204676
31 Oct 17 206016
30 Nov 17 207341
31 Dec 17 208693
31 Jan 18 208908
28 Feb 18 210668
31 Mar 18 211518
30 Apr 18 212965
31 May 18 214184
30 Jun 18 215494
31 Jul 18 215921
31 Aug 18 216798
30 Sep 18 217981
31 Oct 18 217952
30 Nov 18 218655
31 Dec 18 218949
31 Jan 19 219674
28 Feb 19 219713
31 Mar 19 220495
30 Apr 19 221053
31 May 19 221537
30 Jun 19 222518
31 Jul 19 222392
31 Aug 19 224327
30 Sep 19 224551
31 Oct 19 225038
30 Nov 19 225321
31 Dec 19 224126

Change date range from: to:

Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The amount of consumer credit outstanding in March has been increased by a £1.0 bn stock of "other" loans not previously identified. Flows data for March are not affected. (31 Mar 1998)

[c] Following a review of the Other Specialist Mortgage Lending reporting population, data from additional reporters are included from July 2002. For further details on the changes see article ''Population review for Other Specialist Mortgage Lenders'' in the April 2004 issue of Bank of England: Monetary & Financial Statistics. (31 Jul 2002)

[d] In February 2003, £4.3bn of credit card lending held by some non-resident based securitisation vehicles were removed from the data. Flows have been adjusted for this, levels have not been adjusted. (28 Feb 2003)

[e] The level of credit card lending has been reduced by £0.2bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for July 2003. (31 Jul 2003)

[f] During July 2003, the level of credit card lending was permanently increased by £0.1bn following the transfer of a credit card portfolio from associated non-resident company to a UK bank. This movement has been adjusted out of the net lending flows for July 2003. (31 Jul 2003)

[g] During October 2003, the level of credit card lending was permanently reduced by £0.2bn following the transfer of a credit card portfolio from a UK bank to an associated non-resident company. This movement has been adjusted out of the net lending flows for October 2003. (31 Oct 2003)

[h] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for November 2003. (30 Nov 2003)

[i] The level of credit card lending has been reduced by £0.8bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2004. (31 Mar 2004)

[j] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for May 2004. (31 May 2004)

[k] The level of credit card lending has been reduced by £0.5bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for August 2004. (31 Aug 2004)

[l] The level of credit card lending has been reduced by £0.3bn following the securtisiation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for November 2004. (30 Nov 2004)

[m] The level of credit card lending has been reduced by £0.3bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2005. (31 Mar 2005)

[n] The level of credit card lending has been reduced by £0.3bn following the transfer of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for April 2005. (30 Apr 2005)

[o] The level of credit card lending has been reduced by £0.5bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for September 2005. (30 Sep 2005)

[p] The amount outstanding of credit card lending has been reduced by £0.8bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for February 2006. (28 Feb 2006)

[q] The amount outstanding of credit card lending has been reduced by £0.3bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for March 2006. (31 Mar 2006)

[r] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for May 2006. (LPMBI2O=31 May 2006) (LPMBI2O=30 Jun 2006)

[s] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[t] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[u] The amount outstanding for other unsecured lending has been reduced by £0.2bn following the sale of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for July 2006. (31 Jul 2006)

[v] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for November 2006. (30 Nov 2006)

[w] The amount outstanding of credit card lending has been increased by £0.4bn following the transfer of portfolios from non-resident companies. This movement has been adjusted out of the net flows for May 2007. (LPMBI2O=31 May 2007) (LPMBI2O=30 Jun 2007)

[x] The amount outstanding of credit card lending has been increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for September 2007. (30 Sep 2007)

[y] Second charge mortgages were reclassifed from lending secured on dwellings to other loans and advances in September. This movement has been adjusted out of the net flows for September. Amounts outstanding have not been adjusted. (30 Sep 2007)

[z] The Other Consumer Credit Lenders series are affected by the restructure of businesses in October 2007. Flows have been reduced to remove this effect. Amounts outstanding have not been adjusted. (31 Oct 2007)

[1] The amount outstanding of credit card lending has increased by £0.3bn following transfers of portfolios from non-resident companies. This movement has been adjusted out of net flows for October 2007. (31 Oct 2007)

[2] The amount outstanding of credit card lending has increased by £0.3bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for November 2007. (30 Nov 2007)

[3] The amount outstanding of other loans and advances by building societies has increased by £0.5bn, following a reclassification of loans by one institution. This movement has been adjusted out of the net lending flows for January. (31 Jan 2008)

[4] The amount outstanding of credit card lending has increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for May 2008. (31 May 2008)

[5] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2008. (30 Jun 2008)

[6] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of credit card lending has been reduced by £1.3bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[7] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of other loans and advances has increased by £5.5bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[8] The amount outstanding of credit card lending increased by £1.0bn, because a UK-resident bank increased its share holding in a non-resident company. This movement has been adjusted out of the net flows for September 2008. (30 Sep 2008)

[9] The amount outstanding of credit card lending fell by £2.7bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for October 2008. (31 Oct 2008)

[10] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[11] Due to a change in the reporting population and the introduction of methodological improvements to The Office for National Statistic¿s Credit Grantors Survey, the amount outstanding of unsecured credit in January 2009 has decreased by £14.4bn from the level in December 2008. Of this, credit card lending decreased by £1.4bn and other unsecured lending decreased by £13.0bn. These movements have been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[12] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for February 2009. (28 Feb 2009)

[13] The amount outstanding of credit card lending fell by £0.3bn following the securitisation of a credit card portfolio from a UK bank to an associated non-resident company . This movement has been adjusted out of the lending flows for March 2009. (31 Mar 2009)

[14] The amount outstanding of credit card lending increased by £0.4bn following the desecuritisation of credit card portfolios from several UK banks to associated non-resident companies. This movement has been adjusted out of the lending flows for April 2009. (30 Apr 2009)

[15] The amount outstanding of credit card lending increased by £1.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for May 2009. (31 May 2009)

[16] The amount outstanding of credit card lending increased by £0.5bn following transfers of credit card portfolios between several UK banks and associated non-resident companies.This movement has been adjusted out of the lending flows for June 2009. (30 Jun 2009)

[17] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies.This movement has been adjusted out of the lending flows for July 2009. (31 Jul 2009)

[18] The amount outstanding of credit card lending increased by £0.6bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for September 2009. (30 Sep 2009)

[19] The amount outstanding of credit card lending increased by £0.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for October 2009. (31 Oct 2009)

[20] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for November 2009. (30 Nov 2009)

[21] The amount outstanding of credit card lending decreased by £0.1bn following the securitisation of credit card portfolios from a UK bank to an associated non-resident company. This movement has been adjusted out of the lending flows for December 2009. (31 Dec 2009)

[22] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[23] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[24] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[25] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[26] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[27] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[28] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[29] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[30] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[31] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[32] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[33] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[34] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[35] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[36] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[37] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)