LPMBI2O

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [g] [h] [i] [j] [k] [k] [l] [l] [m] [n] [o] [p] [q] [r] [s] [t] [t] [u] [v] [w] [x] [y] [z] [1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18] [19] [20] [21] [22] [23] [24] [25] [26]
LPMBI2O
31 Jan 05 183654
28 Feb 05 184818
31 Mar 05 186307
30 Apr 05 186808
31 May 05 187886
30 Jun 05 189052
31 Jul 05 189565
31 Aug 05 190563
30 Sep 05 190743
31 Oct 05 191342
30 Nov 05 191662
31 Dec 05 191580
31 Jan 06 192174
28 Feb 06 191985
31 Mar 06 191381
30 Apr 06 191600
31 May 06 191964
30 Jun 06 191367
31 Jul 06 191263
31 Aug 06 191429
30 Sep 06 191279
31 Oct 06 191269
30 Nov 06 190916
31 Dec 06 190904
31 Jan 07 190996
28 Feb 07 190819
31 Mar 07 190923
30 Apr 07 191073
31 May 07 191051
30 Jun 07 190949
31 Jul 07 191383
31 Aug 07 191703
30 Sep 07 193009
31 Oct 07 195049
30 Nov 07 195455
31 Dec 07 195699
31 Jan 08 202026
29 Feb 08 203023
31 Mar 08 203246
30 Apr 08 203330
31 May 08 204007
30 Jun 08 203086
31 Jul 08 207717
31 Aug 08 207957
30 Sep 08 208309
31 Oct 08 205317
30 Nov 08 204593
31 Dec 08 203582
31 Jan 09 188684
28 Feb 09 188534
31 Mar 09 186995
30 Apr 09 186666
31 May 09 186972
30 Jun 09 185856
31 Jul 09 184954
31 Aug 09 183013
30 Sep 09 182656
31 Oct 09 181556
30 Nov 09 180610
31 Dec 09 179566
31 Jan 10 188857
28 Feb 10 186301
31 Mar 10 183812
30 Apr 10 182303
31 May 10 180298
30 Jun 10 178822
31 Jul 10 178026
31 Aug 10 176945
30 Sep 10 175803
31 Oct 10 175145
30 Nov 10 173463
31 Dec 10 172608
31 Jan 11 171200
28 Feb 11 170271
31 Mar 11 168828
30 Apr 11 168211
31 May 11 166808
30 Jun 11 166147
31 Jul 11 165252
31 Aug 11 164731
30 Sep 11 163501
31 Oct 11 162559
30 Nov 11 161817
31 Dec 11 160580
31 Jan 12 160530
29 Feb 12 159581
31 Mar 12 159587
30 Apr 12 158319
31 May 12 158035
30 Jun 12 158172
31 Jul 12 157429
31 Aug 12 156790
30 Sep 12 157271
31 Oct 12 156456
30 Nov 12 155739
31 Dec 12 157048
31 Jan 13 156633
28 Feb 13 156383
31 Mar 13 156194
30 Apr 13 156119
31 May 13 156353
30 Jun 13 156421
31 Jul 13 157791
31 Aug 13 158246
30 Sep 13 158568
31 Oct 13 158415
30 Nov 13 158450
31 Dec 13 158377
31 Jan 14 159192
28 Feb 14 159422
31 Mar 14 160121
30 Apr 14 160470
31 May 14 160957
30 Jun 14 161091
31 Jul 14 162100
31 Aug 14 162693
30 Sep 14 165087
31 Oct 14 167925
30 Nov 14 168370
31 Dec 14 168935
31 Jan 15 171487
28 Feb 15 171143
31 Mar 15 172580
30 Apr 15 173157
31 May 15 173758
30 Jun 15 174486
31 Jul 15 176152
31 Aug 15 176824
30 Sep 15 176214
31 Oct 15 177260
30 Nov 15 178163
31 Dec 15 178849
31 Jan 16 180221
29 Feb 16 181350
31 Mar 16 183102
30 Apr 16 183810
31 May 16 184865
30 Jun 16 186255
31 Jul 16 187101
31 Aug 16 188316
30 Sep 16 189060
31 Oct 16 190433
30 Nov 16 192349
31 Dec 16 193200
31 Jan 17 194394
28 Feb 17 195962
31 Mar 17 197693
30 Apr 17 198642
31 May 17 199999
30 Jun 17 200912
31 Jul 17 201982
31 Aug 17 203184
30 Sep 17 204643
31 Oct 17 206001
30 Nov 17 207343
31 Dec 17 208732
31 Jan 18 209085
28 Feb 18 210856
31 Mar 18 211729
30 Apr 18 212967
31 May 18 214162
30 Jun 18 215226
31 Jul 18 215736
31 Aug 18 216640
30 Sep 18 217890
31 Oct 18 217952
30 Nov 18 218652
31 Dec 18 219073
31 Jan 19 219981
28 Feb 19 219962
31 Mar 19 220655
30 Apr 19 221047
31 May 19 221522
30 Jun 19 222049
31 Jul 19 222122
31 Aug 19 224116
30 Sep 19 224483
31 Oct 19 225027
30 Nov 19 225307
31 Dec 19 224292
31 Jan 20 224949
29 Feb 20 225249
31 Mar 20 221367
30 Apr 20 212579
31 May 20 207929
30 Jun 20 206668
31 Jul 20 207584
31 Aug 20 207572
30 Sep 20 206553
31 Oct 20 205608
30 Nov 20 203282
31 Dec 20 202176
31 Jan 21 200081
28 Feb 21 198688
31 Mar 21 198315
30 Apr 21 196670
31 May 21 197452
30 Jun 21 197300
31 Jul 21 198005
31 Aug 21 198513
30 Sep 21 198673
31 Oct 21 197360
30 Nov 21 198187
31 Dec 21 198433
31 Jan 22 198553
28 Feb 22 199604
31 Mar 22 200474
30 Apr 22 201627
31 May 22 202511
30 Jun 22 203122
31 Jul 22 204287
31 Aug 22 204901
30 Sep 22 205403
31 Oct 22 205988
30 Nov 22 206731
31 Dec 22 206766
31 Jan 23 209201
28 Feb 23 210657
31 Mar 23 211885
30 Apr 23 213175
31 May 23 213893
30 Jun 23 215130
31 Jul 23 216066
31 Aug 23 217401
30 Sep 23 218515
31 Oct 23 219599
30 Nov 23 221325
31 Dec 23 219343
31 Jan 24 221275
29 Feb 24 222387
31 Mar 24 223684

Change date range from: to:

Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The level of credit card lending has been reduced by £0.3bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2005. (31 Mar 2005)

[c] The level of credit card lending has been reduced by £0.3bn following the transfer of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for April 2005. (30 Apr 2005)

[d] The level of credit card lending has been reduced by £0.5bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for September 2005. (30 Sep 2005)

[e] The amount outstanding of credit card lending has been reduced by £0.8bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for February 2006. (28 Feb 2006)

[f] The amount outstanding of credit card lending has been reduced by £0.3bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for March 2006. (31 Mar 2006)

[g] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for May 2006. (LPMBI2O=31 May 2006) (LPMBI2O=30 Jun 2006)

[h] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[i] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[j] The amount outstanding for other unsecured lending has been reduced by £0.2bn following the sale of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for July 2006. (31 Jul 2006)

[k] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for November 2006. (30 Nov 2006)

[l] The amount outstanding of credit card lending has been increased by £0.4bn following the transfer of portfolios from non-resident companies. This movement has been adjusted out of the net flows for May 2007. (LPMBI2O=31 May 2007) (LPMBI2O=30 Jun 2007)

[m] The amount outstanding of credit card lending has been increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for September 2007. (30 Sep 2007)

[n] Second charge mortgages were reclassifed from lending secured on dwellings to other loans and advances in September. This movement has been adjusted out of the net flows for September. Amounts outstanding have not been adjusted. (30 Sep 2007)

[o] The Other Consumer Credit Lenders series are affected by the restructure of businesses in October 2007. Flows have been reduced to remove this effect. Amounts outstanding have not been adjusted. (31 Oct 2007)

[p] The amount outstanding of credit card lending has increased by £0.3bn following transfers of portfolios from non-resident companies. This movement has been adjusted out of net flows for October 2007. (31 Oct 2007)

[q] The amount outstanding of credit card lending has increased by £0.3bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for November 2007. (30 Nov 2007)

[r] The amount outstanding of other loans and advances by building societies has increased by £0.5bn, following a reclassification of loans by one institution. This movement has been adjusted out of the net lending flows for January. (31 Jan 2008)

[s] The amount outstanding of credit card lending has increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for May 2008. (31 May 2008)

[t] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2008. (30 Jun 2008)

[u] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of credit card lending has been reduced by £1.3bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[v] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of other loans and advances has increased by £5.5bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[w] The amount outstanding of credit card lending increased by £1.0bn, because a UK-resident bank increased its share holding in a non-resident company. This movement has been adjusted out of the net flows for September 2008. (30 Sep 2008)

[x] The amount outstanding of credit card lending fell by £2.7bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for October 2008. (31 Oct 2008)

[y] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[z] Due to a change in the reporting population and the introduction of methodological improvements to The Office for National Statistic¿s Credit Grantors Survey, the amount outstanding of unsecured credit in January 2009 has decreased by £14.4bn from the level in December 2008. Of this, credit card lending decreased by £1.4bn and other unsecured lending decreased by £13.0bn. These movements have been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[1] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for February 2009. (28 Feb 2009)

[2] The amount outstanding of credit card lending fell by £0.3bn following the securitisation of a credit card portfolio from a UK bank to an associated non-resident company . This movement has been adjusted out of the lending flows for March 2009. (31 Mar 2009)

[3] The amount outstanding of credit card lending increased by £0.4bn following the desecuritisation of credit card portfolios from several UK banks to associated non-resident companies. This movement has been adjusted out of the lending flows for April 2009. (30 Apr 2009)

[4] The amount outstanding of credit card lending increased by £1.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for May 2009. (31 May 2009)

[5] The amount outstanding of credit card lending increased by £0.5bn following transfers of credit card portfolios between several UK banks and associated non-resident companies.This movement has been adjusted out of the lending flows for June 2009. (30 Jun 2009)

[6] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies.This movement has been adjusted out of the lending flows for July 2009. (31 Jul 2009)

[7] The amount outstanding of credit card lending increased by £0.6bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for September 2009. (30 Sep 2009)

[8] The amount outstanding of credit card lending increased by £0.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for October 2009. (31 Oct 2009)

[9] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for November 2009. (30 Nov 2009)

[10] The amount outstanding of credit card lending decreased by £0.1bn following the securitisation of credit card portfolios from a UK bank to an associated non-resident company. This movement has been adjusted out of the lending flows for December 2009. (31 Dec 2009)

[11] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[12] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[13] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[14] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[15] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[16] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[17] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[18] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[19] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[20] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[21] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[22] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[23] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[24] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[25] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[26] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)