LPMBI2O

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [g] [h] [i] [j] [k] [k] [l] [l] [m] [n] [o] [p] [q] [r] [s] [t] [t] [u] [v] [w] [x] [y] [z] [1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18] [19] [20] [21] [22] [23] [24] [25] [26]
LPMBI2O
31 Jan 05 183656
28 Feb 05 184822
31 Mar 05 186311
30 Apr 05 186805
31 May 05 187876
30 Jun 05 189058
31 Jul 05 189562
31 Aug 05 190568
30 Sep 05 190741
31 Oct 05 191348
30 Nov 05 191663
31 Dec 05 191583
31 Jan 06 192166
28 Feb 06 191983
31 Mar 06 191380
30 Apr 06 191589
31 May 06 191963
30 Jun 06 191366
31 Jul 06 191267
31 Aug 06 191438
30 Sep 06 191280
31 Oct 06 191266
30 Nov 06 190921
31 Dec 06 190900
31 Jan 07 190998
28 Feb 07 190829
31 Mar 07 190925
30 Apr 07 191066
31 May 07 191056
30 Jun 07 190950
31 Jul 07 191377
31 Aug 07 191703
30 Sep 07 193011
31 Oct 07 195056
30 Nov 07 195452
31 Dec 07 195698
31 Jan 08 202030
29 Feb 08 203030
31 Mar 08 203244
30 Apr 08 203325
31 May 08 204006
30 Jun 08 203085
31 Jul 08 207726
31 Aug 08 207952
30 Sep 08 208316
31 Oct 08 205319
30 Nov 08 204586
31 Dec 08 203581
31 Jan 09 188682
28 Feb 09 188541
31 Mar 09 186986
30 Apr 09 186666
31 May 09 186967
30 Jun 09 185844
31 Jul 09 184951
31 Aug 09 183008
30 Sep 09 182684
31 Oct 09 181556
30 Nov 09 180609
31 Dec 09 179568
31 Jan 10 188849
28 Feb 10 186300
31 Mar 10 183809
30 Apr 10 182299
31 May 10 180293
30 Jun 10 178821
31 Jul 10 178026
31 Aug 10 176938
30 Sep 10 175839
31 Oct 10 175137
30 Nov 10 173453
31 Dec 10 172601
31 Jan 11 171197
28 Feb 11 170271
31 Mar 11 168833
30 Apr 11 168211
31 May 11 166800
30 Jun 11 166148
31 Jul 11 165245
31 Aug 11 164735
30 Sep 11 163533
31 Oct 11 162554
30 Nov 11 161816
31 Dec 11 160575
31 Jan 12 160520
29 Feb 12 159582
31 Mar 12 159585
30 Apr 12 158318
31 May 12 158039
30 Jun 12 158170
31 Jul 12 157420
31 Aug 12 156791
30 Sep 12 157297
31 Oct 12 156454
30 Nov 12 155734
31 Dec 12 157041
31 Jan 13 156637
28 Feb 13 156385
31 Mar 13 156188
30 Apr 13 156113
31 May 13 156353
30 Jun 13 156416
31 Jul 13 157791
31 Aug 13 158250
30 Sep 13 158592
31 Oct 13 158416
30 Nov 13 158448
31 Dec 13 158364
31 Jan 14 159190
28 Feb 14 159416
31 Mar 14 160121
30 Apr 14 160472
31 May 14 160960
30 Jun 14 161090
31 Jul 14 162105
31 Aug 14 162693
30 Sep 14 165096
31 Oct 14 167922
30 Nov 14 168364
31 Dec 14 168932
31 Jan 15 171487
28 Feb 15 171137
31 Mar 15 172571
30 Apr 15 173164
31 May 15 173759
30 Jun 15 174479
31 Jul 15 176152
31 Aug 15 176821
30 Sep 15 176227
31 Oct 15 177260
30 Nov 15 178160
31 Dec 15 178851
31 Jan 16 180216
29 Feb 16 181342
31 Mar 16 183110
30 Apr 16 183812
31 May 16 184864
30 Jun 16 186263
31 Jul 16 187099
31 Aug 16 188318
30 Sep 16 189063
31 Oct 16 190434
30 Nov 16 192350
31 Dec 16 193196
31 Jan 17 194385
28 Feb 17 195947
31 Mar 17 197695
30 Apr 17 198640
31 May 17 200010
30 Jun 17 200915
31 Jul 17 201984
31 Aug 17 203189
30 Sep 17 204645
31 Oct 17 205991
30 Nov 17 207350
31 Dec 17 208721
31 Jan 18 209093
28 Feb 18 210850
31 Mar 18 211732
30 Apr 18 212970
31 May 18 214178
30 Jun 18 215235
31 Jul 18 215728
31 Aug 18 216636
30 Sep 18 217880
31 Oct 18 217954
30 Nov 18 218655
31 Dec 18 219062
31 Jan 19 219999
28 Feb 19 219958
31 Mar 19 220653
30 Apr 19 221043
31 May 19 221531
30 Jun 19 222054
31 Jul 19 222128
31 Aug 19 224112
30 Sep 19 224468
31 Oct 19 225034
30 Nov 19 225328
31 Dec 19 224248
31 Jan 20 224977
29 Feb 20 225230
31 Mar 20 221365
30 Apr 20 212596
31 May 20 207939
30 Jun 20 206667
31 Jul 20 207587
31 Aug 20 207558
30 Sep 20 206521
31 Oct 20 205598
30 Nov 20 203334
31 Dec 20 202115
31 Jan 21 200123
28 Feb 21 198675
31 Mar 21 198324
30 Apr 21 196681
31 May 21 197474
30 Jun 21 197309
31 Jul 21 198009
31 Aug 21 198482
30 Sep 21 198619
31 Oct 21 197316
30 Nov 21 198293
31 Dec 21 198311
31 Jan 22 198645
28 Feb 22 199599
31 Mar 22 200497
30 Apr 22 201645
31 May 22 202542
30 Jun 22 203132
31 Jul 22 204279
31 Aug 22 204869
30 Sep 22 205302
31 Oct 22 205899
30 Nov 22 206941
31 Dec 22 206588
31 Jan 23 209759
28 Feb 23 210698
31 Mar 23 211968
30 Apr 23 213235
31 May 23 213934
30 Jun 23 215126
31 Jul 23 216071
31 Aug 23 217391
30 Sep 23 218443
31 Oct 23 219405

Change date range from: to:

Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The level of credit card lending has been reduced by £0.3bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2005. (31 Mar 2005)

[c] The level of credit card lending has been reduced by £0.3bn following the transfer of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for April 2005. (30 Apr 2005)

[d] The level of credit card lending has been reduced by £0.5bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for September 2005. (30 Sep 2005)

[e] The amount outstanding of credit card lending has been reduced by £0.8bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for February 2006. (28 Feb 2006)

[f] The amount outstanding of credit card lending has been reduced by £0.3bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for March 2006. (31 Mar 2006)

[g] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for May 2006. (LPMBI2O=31 May 2006) (LPMBI2O=30 Jun 2006)

[h] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[i] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)

[j] The amount outstanding for other unsecured lending has been reduced by £0.2bn following the sale of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for July 2006. (31 Jul 2006)

[k] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for November 2006. (30 Nov 2006)

[l] The amount outstanding of credit card lending has been increased by £0.4bn following the transfer of portfolios from non-resident companies. This movement has been adjusted out of the net flows for May 2007. (LPMBI2O=31 May 2007) (LPMBI2O=30 Jun 2007)

[m] The amount outstanding of credit card lending has been increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for September 2007. (30 Sep 2007)

[n] Second charge mortgages were reclassifed from lending secured on dwellings to other loans and advances in September. This movement has been adjusted out of the net flows for September. Amounts outstanding have not been adjusted. (30 Sep 2007)

[o] The Other Consumer Credit Lenders series are affected by the restructure of businesses in October 2007. Flows have been reduced to remove this effect. Amounts outstanding have not been adjusted. (31 Oct 2007)

[p] The amount outstanding of credit card lending has increased by £0.3bn following transfers of portfolios from non-resident companies. This movement has been adjusted out of net flows for October 2007. (31 Oct 2007)

[q] The amount outstanding of credit card lending has increased by £0.3bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for November 2007. (30 Nov 2007)

[r] The amount outstanding of other loans and advances by building societies has increased by £0.5bn, following a reclassification of loans by one institution. This movement has been adjusted out of the net lending flows for January. (31 Jan 2008)

[s] The amount outstanding of credit card lending has increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for May 2008. (31 May 2008)

[t] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2008. (30 Jun 2008)

[u] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of credit card lending has been reduced by £1.3bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[v] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of other loans and advances has increased by £5.5bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)

[w] The amount outstanding of credit card lending increased by £1.0bn, because a UK-resident bank increased its share holding in a non-resident company. This movement has been adjusted out of the net flows for September 2008. (30 Sep 2008)

[x] The amount outstanding of credit card lending fell by £2.7bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for October 2008. (31 Oct 2008)

[y] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[z] Due to a change in the reporting population and the introduction of methodological improvements to The Office for National Statistic¿s Credit Grantors Survey, the amount outstanding of unsecured credit in January 2009 has decreased by £14.4bn from the level in December 2008. Of this, credit card lending decreased by £1.4bn and other unsecured lending decreased by £13.0bn. These movements have been adjusted out of the lending flows for January 2009. (31 Jan 2009)

[1] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for February 2009. (28 Feb 2009)

[2] The amount outstanding of credit card lending fell by £0.3bn following the securitisation of a credit card portfolio from a UK bank to an associated non-resident company . This movement has been adjusted out of the lending flows for March 2009. (31 Mar 2009)

[3] The amount outstanding of credit card lending increased by £0.4bn following the desecuritisation of credit card portfolios from several UK banks to associated non-resident companies. This movement has been adjusted out of the lending flows for April 2009. (30 Apr 2009)

[4] The amount outstanding of credit card lending increased by £1.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for May 2009. (31 May 2009)

[5] The amount outstanding of credit card lending increased by £0.5bn following transfers of credit card portfolios between several UK banks and associated non-resident companies.This movement has been adjusted out of the lending flows for June 2009. (30 Jun 2009)

[6] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies.This movement has been adjusted out of the lending flows for July 2009. (31 Jul 2009)

[7] The amount outstanding of credit card lending increased by £0.6bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for September 2009. (30 Sep 2009)

[8] The amount outstanding of credit card lending increased by £0.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for October 2009. (31 Oct 2009)

[9] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for November 2009. (30 Nov 2009)

[10] The amount outstanding of credit card lending decreased by £0.1bn following the securitisation of credit card portfolios from a UK bank to an associated non-resident company. This movement has been adjusted out of the lending flows for December 2009. (31 Dec 2009)

[11] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[12] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[13] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[14] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[15] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[16] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[17] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[18] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[19] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[20] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[21] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[22] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[23] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[24] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[25] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[26] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)