Export source data
Date | Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted [a] [b] [c] [d] [e] [f] [g] [g] [h] [i] [j] [k] [k] [l] [l] [m] [n] [o] [p] [q] [r] [s] [t] [t] [u] [v] [w] [x] [y] [z] [1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18] [19] [20] [21] [22] [23] [24] [25] [26] LPMBI2O |
---|---|
31 Jan 05 | 183656 |
28 Feb 05 | 184822 |
31 Mar 05 | 186311 |
30 Apr 05 | 186805 |
31 May 05 | 187876 |
30 Jun 05 | 189058 |
31 Jul 05 | 189562 |
31 Aug 05 | 190568 |
30 Sep 05 | 190741 |
31 Oct 05 | 191348 |
30 Nov 05 | 191663 |
31 Dec 05 | 191583 |
31 Jan 06 | 192166 |
28 Feb 06 | 191983 |
31 Mar 06 | 191380 |
30 Apr 06 | 191589 |
31 May 06 | 191963 |
30 Jun 06 | 191366 |
31 Jul 06 | 191267 |
31 Aug 06 | 191438 |
30 Sep 06 | 191280 |
31 Oct 06 | 191266 |
30 Nov 06 | 190921 |
31 Dec 06 | 190900 |
31 Jan 07 | 190998 |
28 Feb 07 | 190829 |
31 Mar 07 | 190925 |
30 Apr 07 | 191066 |
31 May 07 | 191056 |
30 Jun 07 | 190950 |
31 Jul 07 | 191377 |
31 Aug 07 | 191703 |
30 Sep 07 | 193011 |
31 Oct 07 | 195056 |
30 Nov 07 | 195452 |
31 Dec 07 | 195698 |
31 Jan 08 | 202030 |
29 Feb 08 | 203030 |
31 Mar 08 | 203244 |
30 Apr 08 | 203325 |
31 May 08 | 204006 |
30 Jun 08 | 203085 |
31 Jul 08 | 207726 |
31 Aug 08 | 207952 |
30 Sep 08 | 208316 |
31 Oct 08 | 205319 |
30 Nov 08 | 204586 |
31 Dec 08 | 203581 |
31 Jan 09 | 188682 |
28 Feb 09 | 188541 |
31 Mar 09 | 186986 |
30 Apr 09 | 186666 |
31 May 09 | 186967 |
30 Jun 09 | 185844 |
31 Jul 09 | 184951 |
31 Aug 09 | 183008 |
30 Sep 09 | 182684 |
31 Oct 09 | 181556 |
30 Nov 09 | 180609 |
31 Dec 09 | 179568 |
31 Jan 10 | 188849 |
28 Feb 10 | 186300 |
31 Mar 10 | 183809 |
30 Apr 10 | 182299 |
31 May 10 | 180293 |
30 Jun 10 | 178821 |
31 Jul 10 | 178026 |
31 Aug 10 | 176938 |
30 Sep 10 | 175839 |
31 Oct 10 | 175137 |
30 Nov 10 | 173453 |
31 Dec 10 | 172601 |
31 Jan 11 | 171197 |
28 Feb 11 | 170271 |
31 Mar 11 | 168833 |
30 Apr 11 | 168211 |
31 May 11 | 166800 |
30 Jun 11 | 166148 |
31 Jul 11 | 165245 |
31 Aug 11 | 164735 |
30 Sep 11 | 163533 |
31 Oct 11 | 162554 |
30 Nov 11 | 161816 |
31 Dec 11 | 160575 |
31 Jan 12 | 160520 |
29 Feb 12 | 159582 |
31 Mar 12 | 159585 |
30 Apr 12 | 158318 |
31 May 12 | 158039 |
30 Jun 12 | 158170 |
31 Jul 12 | 157420 |
31 Aug 12 | 156791 |
30 Sep 12 | 157297 |
31 Oct 12 | 156454 |
30 Nov 12 | 155734 |
31 Dec 12 | 157041 |
31 Jan 13 | 156637 |
28 Feb 13 | 156385 |
31 Mar 13 | 156188 |
30 Apr 13 | 156113 |
31 May 13 | 156353 |
30 Jun 13 | 156416 |
31 Jul 13 | 157791 |
31 Aug 13 | 158250 |
30 Sep 13 | 158592 |
31 Oct 13 | 158416 |
30 Nov 13 | 158448 |
31 Dec 13 | 158364 |
31 Jan 14 | 159190 |
28 Feb 14 | 159416 |
31 Mar 14 | 160121 |
30 Apr 14 | 160472 |
31 May 14 | 160960 |
30 Jun 14 | 161090 |
31 Jul 14 | 162105 |
31 Aug 14 | 162693 |
30 Sep 14 | 165096 |
31 Oct 14 | 167922 |
30 Nov 14 | 168364 |
31 Dec 14 | 168932 |
31 Jan 15 | 171487 |
28 Feb 15 | 171137 |
31 Mar 15 | 172571 |
30 Apr 15 | 173164 |
31 May 15 | 173759 |
30 Jun 15 | 174479 |
31 Jul 15 | 176152 |
31 Aug 15 | 176821 |
30 Sep 15 | 176227 |
31 Oct 15 | 177260 |
30 Nov 15 | 178160 |
31 Dec 15 | 178851 |
31 Jan 16 | 180216 |
29 Feb 16 | 181342 |
31 Mar 16 | 183110 |
30 Apr 16 | 183812 |
31 May 16 | 184864 |
30 Jun 16 | 186263 |
31 Jul 16 | 187099 |
31 Aug 16 | 188318 |
30 Sep 16 | 189063 |
31 Oct 16 | 190434 |
30 Nov 16 | 192350 |
31 Dec 16 | 193196 |
31 Jan 17 | 194385 |
28 Feb 17 | 195947 |
31 Mar 17 | 197695 |
30 Apr 17 | 198640 |
31 May 17 | 200010 |
30 Jun 17 | 200915 |
31 Jul 17 | 201984 |
31 Aug 17 | 203189 |
30 Sep 17 | 204645 |
31 Oct 17 | 205991 |
30 Nov 17 | 207350 |
31 Dec 17 | 208721 |
31 Jan 18 | 209093 |
28 Feb 18 | 210850 |
31 Mar 18 | 211732 |
30 Apr 18 | 212970 |
31 May 18 | 214178 |
30 Jun 18 | 215235 |
31 Jul 18 | 215728 |
31 Aug 18 | 216636 |
30 Sep 18 | 217880 |
31 Oct 18 | 217954 |
30 Nov 18 | 218655 |
31 Dec 18 | 219062 |
31 Jan 19 | 219999 |
28 Feb 19 | 219958 |
31 Mar 19 | 220653 |
30 Apr 19 | 221043 |
31 May 19 | 221531 |
30 Jun 19 | 222054 |
31 Jul 19 | 222128 |
31 Aug 19 | 224112 |
30 Sep 19 | 224468 |
31 Oct 19 | 225034 |
30 Nov 19 | 225328 |
31 Dec 19 | 224248 |
31 Jan 20 | 224977 |
29 Feb 20 | 225230 |
31 Mar 20 | 221365 |
30 Apr 20 | 212596 |
31 May 20 | 207939 |
30 Jun 20 | 206667 |
31 Jul 20 | 207587 |
31 Aug 20 | 207558 |
30 Sep 20 | 206521 |
31 Oct 20 | 205598 |
30 Nov 20 | 203334 |
31 Dec 20 | 202115 |
31 Jan 21 | 200123 |
28 Feb 21 | 198675 |
31 Mar 21 | 198324 |
30 Apr 21 | 196681 |
31 May 21 | 197474 |
30 Jun 21 | 197309 |
31 Jul 21 | 198009 |
31 Aug 21 | 198482 |
30 Sep 21 | 198619 |
31 Oct 21 | 197316 |
30 Nov 21 | 198293 |
31 Dec 21 | 198311 |
31 Jan 22 | 198645 |
28 Feb 22 | 199599 |
31 Mar 22 | 200497 |
30 Apr 22 | 201645 |
31 May 22 | 202542 |
30 Jun 22 | 203132 |
31 Jul 22 | 204279 |
31 Aug 22 | 204869 |
30 Sep 22 | 205302 |
31 Oct 22 | 205899 |
30 Nov 22 | 206941 |
31 Dec 22 | 206588 |
31 Jan 23 | 209759 |
28 Feb 23 | 210698 |
31 Mar 23 | 211968 |
30 Apr 23 | 213235 |
31 May 23 | 213934 |
30 Jun 23 | 215126 |
31 Jul 23 | 216071 |
31 Aug 23 | 217391 |
30 Sep 23 | 218443 |
31 Oct 23 | 219405 |
Notes:
[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).
[b] The level of credit card lending has been reduced by £0.3bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for March 2005. (31 Mar 2005)
[c] The level of credit card lending has been reduced by £0.3bn following the transfer of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for April 2005. (30 Apr 2005)
[d] The level of credit card lending has been reduced by £0.5bn following the securitisation of a credit card portfolio to an associated non-resident company. The movement has been adjusted out of the net flows for September 2005. (30 Sep 2005)
[e] The amount outstanding of credit card lending has been reduced by £0.8bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for February 2006. (28 Feb 2006)
[f] The amount outstanding of credit card lending has been reduced by £0.3bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for March 2006. (31 Mar 2006)
[g] The amount outstanding of credit card lending has been reduced by £0.2bn following the transfer of portfolios to non-resident companies. This movement has been adjusted out of the net flows for May 2006. (LPMBI2O=31 May 2006) (LPMBI2O=30 Jun 2006)
[h] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)
[i] The amount outstanding of credit card lending has been reduced by £0.5bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2006. (30 Jun 2006)
[j] The amount outstanding for other unsecured lending has been reduced by £0.2bn following the sale of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for July 2006. (31 Jul 2006)
[k] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for November 2006. (30 Nov 2006)
[l] The amount outstanding of credit card lending has been increased by £0.4bn following the transfer of portfolios from non-resident companies. This movement has been adjusted out of the net flows for May 2007. (LPMBI2O=31 May 2007) (LPMBI2O=30 Jun 2007)
[m] The amount outstanding of credit card lending has been increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for September 2007. (30 Sep 2007)
[n] Second charge mortgages were reclassifed from lending secured on dwellings to other loans and advances in September. This movement has been adjusted out of the net flows for September. Amounts outstanding have not been adjusted. (30 Sep 2007)
[o] The Other Consumer Credit Lenders series are affected by the restructure of businesses in October 2007. Flows have been reduced to remove this effect. Amounts outstanding have not been adjusted. (31 Oct 2007)
[p] The amount outstanding of credit card lending has increased by £0.3bn following transfers of portfolios from non-resident companies. This movement has been adjusted out of net flows for October 2007. (31 Oct 2007)
[q] The amount outstanding of credit card lending has increased by £0.3bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for November 2007. (30 Nov 2007)
[r] The amount outstanding of other loans and advances by building societies has increased by £0.5bn, following a reclassification of loans by one institution. This movement has been adjusted out of the net lending flows for January. (31 Jan 2008)
[s] The amount outstanding of credit card lending has increased by £0.5bn following the transfer of a portfolio from a non-resident company. This movement has been adjusted out of the net flows for May 2008. (31 May 2008)
[t] The amount outstanding of credit card lending has been reduced by £0.4bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for June 2008. (30 Jun 2008)
[u] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of credit card lending has been reduced by £1.3bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)
[v] Following a review of the compilation of other consumer credit lenders' data, the amount outstanding of other loans and advances has increased by £5.5bn in July 2008. This movement has been adjusted out of the net flows for July 2008. (31 Jul 2008)
[w] The amount outstanding of credit card lending increased by £1.0bn, because a UK-resident bank increased its share holding in a non-resident company. This movement has been adjusted out of the net flows for September 2008. (30 Sep 2008)
[x] The amount outstanding of credit card lending fell by £2.7bn following the transfer of a portfolio to a non-resident company. This movement has been adjusted out of the net flows for October 2008. (31 Oct 2008)
[y] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for January 2009. (31 Jan 2009)
[z] Due to a change in the reporting population and the introduction of methodological improvements to The Office for National Statistic¿s Credit Grantors Survey, the amount outstanding of unsecured credit in January 2009 has decreased by £14.4bn from the level in December 2008. Of this, credit card lending decreased by £1.4bn and other unsecured lending decreased by £13.0bn. These movements have been adjusted out of the lending flows for January 2009. (31 Jan 2009)
[1] The amount outstanding of credit card lending rose by £0.1bn following the desecuritisation of a credit card portfolio to a UK bank from an associated non-resident company. This movement has been adjusted out of the lending flows for February 2009. (28 Feb 2009)
[2] The amount outstanding of credit card lending fell by £0.3bn following the securitisation of a credit card portfolio from a UK bank to an associated non-resident company . This movement has been adjusted out of the lending flows for March 2009. (31 Mar 2009)
[3] The amount outstanding of credit card lending increased by £0.4bn following the desecuritisation of credit card portfolios from several UK banks to associated non-resident companies. This movement has been adjusted out of the lending flows for April 2009. (30 Apr 2009)
[4] The amount outstanding of credit card lending increased by £1.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for May 2009. (31 May 2009)
[5] The amount outstanding of credit card lending increased by £0.5bn following transfers of credit card portfolios between several UK banks and associated non-resident companies.This movement has been adjusted out of the lending flows for June 2009. (30 Jun 2009)
[6] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies.This movement has been adjusted out of the lending flows for July 2009. (31 Jul 2009)
[7] The amount outstanding of credit card lending increased by £0.6bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for September 2009. (30 Sep 2009)
[8] The amount outstanding of credit card lending increased by £0.5bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for October 2009. (31 Oct 2009)
[9] The amount outstanding of credit card lending increased by £0.3bn following the desecuritisation of credit card portfolios to several UK banks from associated non-resident companies. This movement has been adjusted out of the lending flows for November 2009. (30 Nov 2009)
[10] The amount outstanding of credit card lending decreased by £0.1bn following the securitisation of credit card portfolios from a UK bank to an associated non-resident company. This movement has been adjusted out of the lending flows for December 2009. (31 Dec 2009)
[11] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)
[12] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)
[13] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)
[14] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)
[15] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)
[16] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)
[17] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)
[18] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)
[19] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)
[20] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)
[21] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)
[22] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)
[23] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)
[24] Due to changes in the reporting population, this series has decreased by around £1bn. This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)
[25] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)
[26] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)