CFMHSDH

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Date Monthly average of UK resident monetary financial institutions' (excl. Central Bank) sterling weighted average interest rate, overdrafts to households (in percent) not seasonally adjusted
[a] [b] [c] [d] [e] [f]
CFMHSDH
31 Jan 10 8.17
28 Feb 10 8.14
31 Mar 10 8.02
30 Apr 10 8.13
31 May 10 8.07
30 Jun 10 8.15
31 Jul 10 8.09
31 Aug 10 8.28
30 Sep 10 8.34
31 Oct 10 8.21
30 Nov 10 8.14
31 Dec 10 8.18
31 Jan 11 8.42
28 Feb 11 8.39
31 Mar 11 8.37
30 Apr 11 8.34
31 May 11 8.35
30 Jun 11 8.28
31 Jul 11 8.23
31 Aug 11 8.31
30 Sep 11 10.75
31 Oct 11 10.78
30 Nov 11 10.98
31 Dec 11 10.7
31 Jan 12 10.72
29 Feb 12 10.36
31 Mar 12 9.73
30 Apr 12 9.96
31 May 12 10.05
30 Jun 12 9.93
31 Jul 12 9.86
31 Aug 12 10.09
30 Sep 12 10.28
31 Oct 12 10.26
30 Nov 12 10.41
31 Dec 12 10.26
31 Jan 13 9.7
28 Feb 13 9.67
31 Mar 13 9.62
30 Apr 13 9.61
31 May 13 9.6
30 Jun 13 9.6
31 Jul 13 8.81
31 Aug 13 8.84
30 Sep 13 8.98
31 Oct 13 8.99
30 Nov 13 8.94
31 Dec 13 8.93
31 Jan 14 9.21
28 Feb 14 9.27
31 Mar 14 9.05
30 Apr 14 9.05
31 May 14 10.23
30 Jun 14 9.43
31 Jul 14 9.83
31 Aug 14 9.89
30 Sep 14 9.91
31 Oct 14 10.04
30 Nov 14 9.96
31 Dec 14 9.93
31 Jan 15 10.23
28 Feb 15 10.04
31 Mar 15 9.94
30 Apr 15 9.86
31 May 15 9.84
30 Jun 15 9.96
31 Jul 15 9.93
31 Aug 15 9.94
30 Sep 15 10.02
31 Oct 15 10.01
30 Nov 15 10.02
31 Dec 15 10.17
31 Jan 16 9.75
29 Feb 16 9.9
31 Mar 16 9.73
30 Apr 16 9.88
31 May 16 9.87
30 Jun 16 10.02
31 Jul 16 9.95
31 Aug 16 10.05
30 Sep 16 10.14
31 Oct 16 10.16
30 Nov 16 10.12
31 Dec 16 10.03
31 Jan 17 10.31
28 Feb 17 10.75
31 Mar 17 10.11
30 Apr 17 9.96
31 May 17 9.92
30 Jun 17 10.08
31 Jul 17 9.99
31 Aug 17 9.96
30 Sep 17 10.14
31 Oct 17 10.04
30 Nov 17 10.03
31 Dec 17 9.76
31 Jan 18 8.23
28 Feb 18 8.18
31 Mar 18 8.09
30 Apr 18 8.14
31 May 18 7.71
30 Jun 18 7.82
31 Jul 18 8.22
31 Aug 18 8.32
30 Sep 18 8.37
31 Oct 18 8.31
30 Nov 18 8.37
31 Dec 18 8.2
31 Jan 19 8.53
28 Feb 19 9.01
31 Mar 19 8.96
30 Apr 19 8.98
31 May 19 9.03
30 Jun 19 9.06
31 Jul 19 9.03
31 Aug 19 9.02
30 Sep 19 9.03
31 Oct 19 8.98
30 Nov 19 9.44
31 Dec 19 9.24
31 Jan 20 9.28
29 Feb 20 9.14
31 Mar 20 9.37
30 Apr 20 9.22
31 May 20 9.63
30 Jun 20 9.5
31 Jul 20 11.91
31 Aug 20 15.88
30 Sep 20 18.82
31 Oct 20 18.17
30 Nov 20 18.58
31 Dec 20 18.64
31 Jan 21 18.89
28 Feb 21 18.45
31 Mar 21 18.38
30 Apr 21 18.24
31 May 21 17.82
30 Jun 21 18.7
31 Jul 21 18.34
31 Aug 21 18.6
30 Sep 21 18.7
31 Oct 21 18.67
30 Nov 21 18.93
31 Dec 21 18.68
31 Jan 22 18.93
28 Feb 22 18.8
31 Mar 22 18.45
30 Apr 22 18.31
31 May 22 18.42
30 Jun 22 18.49
31 Jul 22 18.21
31 Aug 22 18.77
30 Sep 22 19.14
31 Oct 22 19.05
30 Nov 22 19.3
31 Dec 22 18.17
31 Jan 23 19.33
28 Feb 23 19.74
31 Mar 23 19.53
30 Apr 23 20.59
31 May 23 20.51
30 Jun 23 20.46
31 Jul 23 20.44
31 Aug 23 20.81
30 Sep 23 21.12
31 Oct 23 20.91
30 Nov 23 20.84
31 Dec 23 20.41
31 Jan 24 21.32

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Notes:

[a] The rate from January 2010 is affected by a methodological change whereby banks and building societies' rates are now combined. Please see the explanatory notes for full details. (31 Jan 2010)

[b] The rate from January 2013 is affected by a change in the reporting sample; the estimated effect is to decrease the rate by around 70bps. (31 Jan 2013)

[c] The rate from June 2014 is affected by reporting improvements by one institution; the estimated effect of this change is to increase the rate. (30 Jun 2014)

[d] The rate from July 2014 is affected by reporting improvements by one institution; the estimated effect of this change is to increase the rate by 50bps. (31 Jul 2014)

[e] The rate from January 2016 is affected by a change in the reporting sample; the estimated effect is to decrease the rate by 60bps. See article "Developments in Effective Rates statistics" in the December 2015 issue of this publication. (31 Jan 2016)

[f] Rates from June 2018 are affected by an increase in the population sample. (30 Jun 2018)