LPMBI2O

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [h] [i] [j] [k] [l] [m] [n] [o] [p] [q]
LPMBI2O
31 Jan 10 188894
28 Feb 10 186339
31 Mar 10 183837
30 Apr 10 182319
31 May 10 180323
30 Jun 10 178824
31 Jul 10 178039
31 Aug 10 176921
30 Sep 10 175805
31 Oct 10 175171
30 Nov 10 173441
31 Dec 10 172593
31 Jan 11 171176
28 Feb 11 170247
31 Mar 11 168869
30 Apr 11 168210
31 May 11 166764
30 Jun 11 166171
31 Jul 11 165301
31 Aug 11 164722
30 Sep 11 163506
31 Oct 11 162530
30 Nov 11 161816
31 Dec 11 160558
31 Jan 12 160496
29 Feb 12 159563
31 Mar 12 159614
30 Apr 12 158303
31 May 12 158034
30 Jun 12 158196
31 Jul 12 157409
31 Aug 12 156798
30 Sep 12 157300
31 Oct 12 156439
30 Nov 12 155763
31 Dec 12 157008
31 Jan 13 156630
28 Feb 13 156377
31 Mar 13 156252
30 Apr 13 156093
31 May 13 156347
30 Jun 13 156503
31 Jul 13 157778
31 Aug 13 158232
30 Sep 13 158547
31 Oct 13 158418
30 Nov 13 158454
31 Dec 13 158342
31 Jan 14 159197
28 Feb 14 159407
31 Mar 14 160141
30 Apr 14 160456
31 May 14 160939
30 Jun 14 161113
31 Jul 14 162100
31 Aug 14 162713
30 Sep 14 165060
31 Oct 14 167945
30 Nov 14 168413
31 Dec 14 168925
31 Jan 15 171478
28 Feb 15 171094
31 Mar 15 172603
30 Apr 15 173154
31 May 15 173789
30 Jun 15 174491
31 Jul 15 176165
31 Aug 15 176836
30 Sep 15 176211
31 Oct 15 177278
30 Nov 15 178146
31 Dec 15 178860
31 Jan 16 180263
29 Feb 16 181262
31 Mar 16 183121
30 Apr 16 183809
31 May 16 184837
30 Jun 16 186291
31 Jul 16 187160
31 Aug 16 188273
30 Sep 16 189075
31 Oct 16 190452
30 Nov 16 192348
31 Dec 16 193184
31 Jan 17 194369
28 Feb 17 195867
31 Mar 17 197667
30 Apr 17 198566
31 May 17 199701
30 Jun 17 200525
31 Jul 17 201453
31 Aug 17 202516
30 Sep 17 203674
31 Oct 17 204950
30 Nov 17 206145
31 Dec 17 207403
31 Jan 18 207579
28 Feb 18 209188
31 Mar 18 209689
30 Apr 18 210868
31 May 18 211947
30 Jun 18 212927
31 Jul 18 213410
31 Aug 18 214140
30 Sep 18 215030
31 Oct 18 215022
30 Nov 18 215516
31 Dec 18 215737
31 Jan 19 216570
28 Feb 19 216424
31 Mar 19 216709
30 Apr 19 217054
31 May 19 217459
30 Jun 19 218078

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Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[c] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[d] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[e] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[f] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[g] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[h] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[i] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[j] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[k] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[l] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[m] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[n] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[o] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[p] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[q] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)