LPMBI2O

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [h] [i] [j] [k] [l] [m] [n] [o] [p] [q]
LPMBI2O
31 Jan 10 188872
28 Feb 10 186299
31 Mar 10 183820
30 Apr 10 182314
31 May 10 180309
30 Jun 10 178810
31 Jul 10 178012
31 Aug 10 176952
30 Sep 10 175802
31 Oct 10 175148
30 Nov 10 173459
31 Dec 10 172602
31 Jan 11 171195
28 Feb 11 170256
31 Mar 11 168914
30 Apr 11 168188
31 May 11 166803
30 Jun 11 166165
31 Jul 11 165256
31 Aug 11 164718
30 Sep 11 163499
31 Oct 11 162551
30 Nov 11 161801
31 Dec 11 160555
31 Jan 12 160523
29 Feb 12 159549
31 Mar 12 159654
30 Apr 12 158301
31 May 12 158031
30 Jun 12 158169
31 Jul 12 157424
31 Aug 12 156803
30 Sep 12 157266
31 Oct 12 156436
30 Nov 12 155759
31 Dec 12 157032
31 Jan 13 156638
28 Feb 13 156374
31 Mar 13 156260
30 Apr 13 156098
31 May 13 156357
30 Jun 13 156436
31 Jul 13 157768
31 Aug 13 158231
30 Sep 13 158561
31 Oct 13 158423
30 Nov 13 158439
31 Dec 13 158373
31 Jan 14 159198
28 Feb 14 159392
31 Mar 14 160226
30 Apr 14 160429
31 May 14 160938
30 Jun 14 161093
31 Jul 14 162106
31 Aug 14 162699
30 Sep 14 165091
31 Oct 14 167932
30 Nov 14 168369
31 Dec 14 168915
31 Jan 15 171463
28 Feb 15 171069
31 Mar 15 172697
30 Apr 15 173128
31 May 15 173770
30 Jun 15 174497
31 Jul 15 176167
31 Aug 15 176835
30 Sep 15 176204
31 Oct 15 177238
30 Nov 15 178134
31 Dec 15 178854
31 Jan 16 180212
29 Feb 16 181265
31 Mar 16 183230
30 Apr 16 183756
31 May 16 184885
30 Jun 16 186295
31 Jul 16 187122
31 Aug 16 188303
30 Sep 16 189075
31 Oct 16 190407
30 Nov 16 192287
31 Dec 16 193153
31 Jan 17 194352
28 Feb 17 195904
31 Mar 17 197865
30 Apr 17 198635
31 May 17 200019
30 Jun 17 200986
31 Jul 17 202015
31 Aug 17 203200
30 Sep 17 204594
31 Oct 17 205943
30 Nov 17 207273
31 Dec 17 208693
31 Jan 18 208983
28 Feb 18 210818
31 Mar 18 211842
30 Apr 18 213037
31 May 18 214227
30 Jun 18 215316
31 Jul 18 215802
31 Aug 18 216630
30 Sep 18 217811
31 Oct 18 217799
30 Nov 18 218480
31 Dec 18 219054
31 Jan 19 219828
28 Feb 19 220065
31 Mar 19 220887
30 Apr 19 221252
31 May 19 221575
30 Jun 19 222224
31 Jul 19 222200
31 Aug 19 224040
30 Sep 19 224326
31 Oct 19 224804
30 Nov 19 224970
31 Dec 19 224357
31 Jan 20 224661
29 Feb 20 225409
31 Mar 20 221654
30 Apr 20 212912
31 May 20 207942
30 Jun 20 206897
31 Jul 20 207732
31 Aug 20 207532
30 Sep 20 206348
31 Oct 20 205270
30 Nov 20 202936
31 Dec 20 202273
31 Jan 21 199686
28 Feb 21 198901
31 Mar 21 198538
30 Apr 21 197051
31 May 21 197455
30 Jun 21 197565
31 Jul 21 198149
31 Aug 21 198520
30 Sep 21 198484
31 Oct 21 196951
30 Nov 21 197860
31 Dec 21 198519
31 Jan 22 198068
28 Feb 22 199851
31 Mar 22 200844
30 Apr 22 202078
31 May 22 202578
30 Jun 22 203912

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Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[c] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[d] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[e] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[f] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[g] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[h] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[i] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[j] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[k] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[l] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[m] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[n] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[o] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[p] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[q] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)