LPMBI2O

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Date Monthly amounts outstanding of total (excluding the Student Loans Company) sterling consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [h] [i] [j] [k] [l] [m] [n] [o] [p] [q]
LPMBI2O
31 Jan 10 188855
28 Feb 10 186297
31 Mar 10 183812
30 Apr 10 182305
31 May 10 180297
30 Jun 10 178828
31 Jul 10 178030
31 Aug 10 176943
30 Sep 10 175799
31 Oct 10 175142
30 Nov 10 173462
31 Dec 10 172609
31 Jan 11 171199
28 Feb 11 170270
31 Mar 11 168824
30 Apr 11 168214
31 May 11 166808
30 Jun 11 166144
31 Jul 11 165250
31 Aug 11 164736
30 Sep 11 163501
31 Oct 11 162557
30 Nov 11 161824
31 Dec 11 160580
31 Jan 12 160529
29 Feb 12 159588
31 Mar 12 159587
30 Apr 12 158318
31 May 12 158035
30 Jun 12 158172
31 Jul 12 157427
31 Aug 12 156790
30 Sep 12 157269
31 Oct 12 156461
30 Nov 12 155740
31 Dec 12 157044
31 Jan 13 156631
28 Feb 13 156381
31 Mar 13 156193
30 Apr 13 156118
31 May 13 156355
30 Jun 13 156420
31 Jul 13 157796
31 Aug 13 158247
30 Sep 13 158565
31 Oct 13 158412
30 Nov 13 158452
31 Dec 13 158373
31 Jan 14 159194
28 Feb 14 159422
31 Mar 14 160122
30 Apr 14 160474
31 May 14 160960
30 Jun 14 161090
31 Jul 14 162097
31 Aug 14 162691
30 Sep 14 165083
31 Oct 14 167926
30 Nov 14 168370
31 Dec 14 168938
31 Jan 15 171488
28 Feb 15 171143
31 Mar 15 172581
30 Apr 15 173152
31 May 15 173759
30 Jun 15 174485
31 Jul 15 176153
31 Aug 15 176821
30 Sep 15 176216
31 Oct 15 177261
30 Nov 15 178163
31 Dec 15 178844
31 Jan 16 180219
29 Feb 16 181348
31 Mar 16 183105
30 Apr 16 183809
31 May 16 184867
30 Jun 16 186251
31 Jul 16 187099
31 Aug 16 188320
30 Sep 16 189056
31 Oct 16 190429
30 Nov 16 192357
31 Dec 16 193200
31 Jan 17 194394
28 Feb 17 195962
31 Mar 17 197700
30 Apr 17 198638
31 May 17 200011
30 Jun 17 200911
31 Jul 17 201978
31 Aug 17 203177
30 Sep 17 204638
31 Oct 17 205995
30 Nov 17 207339
31 Dec 17 208728
31 Jan 18 209107
28 Feb 18 210869
31 Mar 18 211735
30 Apr 18 212962
31 May 18 214164
30 Jun 18 215224
31 Jul 18 215729
31 Aug 18 216633
30 Sep 18 217877
31 Oct 18 217949
30 Nov 18 218648
31 Dec 18 219068
31 Jan 19 220021
28 Feb 19 219968
31 Mar 19 220656
30 Apr 19 221041
31 May 19 221526
30 Jun 19 222042
31 Jul 19 222121
31 Aug 19 224104
30 Sep 19 224462
31 Oct 19 225006
30 Nov 19 225295
31 Dec 19 224278
31 Jan 20 225050
29 Feb 20 225260
31 Mar 20 221368
30 Apr 20 212567
31 May 20 207927
30 Jun 20 206660
31 Jul 20 207573
31 Aug 20 207550
30 Sep 20 206534
31 Oct 20 205587
30 Nov 20 203257
31 Dec 20 202147
31 Jan 21 200230
28 Feb 21 198700
31 Mar 21 198315
30 Apr 21 196658
31 May 21 197447
30 Jun 21 197297
31 Jul 21 197990
31 Aug 21 198483
30 Sep 21 198636
31 Oct 21 197328
30 Nov 21 198153
31 Dec 21 198391
31 Jan 22 198779
28 Feb 22 199613
31 Mar 22 200467
30 Apr 22 201613
31 May 22 202503
30 Jun 22 203102
31 Jul 22 204261
31 Aug 22 204871
30 Sep 22 205360
31 Oct 22 205950
30 Nov 22 206699
31 Dec 22 206704
31 Jan 23 209501
28 Feb 23 210661
31 Mar 23 211890
30 Apr 23 213156
31 May 23 213891
30 Jun 23 215106
31 Jul 23 216032
31 Aug 23 217350
30 Sep 23 218463
31 Oct 23 219556
30 Nov 23 221275
31 Dec 23 219269

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Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[c] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[d] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[e] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[f] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[g] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[h] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[i] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[j] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[k] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[l] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[m] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[n] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[o] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[p] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[q] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)