Housing Equity Withdrawal

Browse and export data

Change date range from: to:

Export source data

Date Quarterly changes of total sterling mortgage equity withdrawal by individuals (in sterling millions) seasonally adjusted
[a]
LPQBE92
Housing equity withdrawal as a percentage of post-tax income seasonally adjusted
[a]
LPQB9LX
Monthly changes of total sterling net secured lending to individuals (in sterling millions) seasonally adjusted
[b] [c]
LPMVTVJ
Quarterly changes of total sterling net secured lending to individuals (in sterling millions) seasonally adjusted
[d] [c]
LPQVTVJ
Quarterly 3 month growth rate of total sterling net secured lending to individuals (in percent) seasonally adjusted

LPQBL2J
Monthly 3 month growth rate (annualised) of total sterling net secured lending to individuals (in percent) seasonally adjusted
[c]
LPMVTYG
Quarterly 3 month growth rate (annualised) of total sterling net secured lending to individuals (in percent) seasonally adjusted
[c]
LPQVTYG
Monthly 12 month growth rate of total sterling net secured lending to individuals (in percent) seasonally adjusted
[c]
LPMVTYI
31 Jan 12 n/a n/a 1790 n/a n/a 0.8 n/a 0.6
29 Feb 12 n/a n/a 914 n/a n/a 0.9 n/a 0.7
31 Mar 12 -6248 -2.1 1296 4000 0.3 1.3 1.3 0.7
30 Apr 12 n/a n/a 1198 n/a n/a 1.1 n/a 0.8
31 May 12 n/a n/a 612 n/a n/a 1 n/a 0.8
30 Jun 12 -7216 -2.4 636 2446 0.2 0.8 0.8 0.8
31 Jul 12 n/a n/a 1064 n/a n/a 0.8 n/a 0.9
31 Aug 12 n/a n/a 238 n/a n/a 0.6 n/a 0.8
30 Sep 12 -8274 -2.7 850 2152 0.2 0.7 0.7 0.9
31 Oct 12 n/a n/a 692 n/a n/a 0.6 n/a 0.8
30 Nov 12 n/a n/a 543 n/a n/a 0.7 n/a 0.8
31 Dec 12 -8482 -2.8 959 2195 0.2 0.7 0.7 0.9
31 Jan 13 n/a n/a 586 n/a n/a 0.7 n/a 0.8
28 Feb 13 n/a n/a 920 n/a n/a 0.8 n/a 0.8
31 Mar 13 -9251 -3 591 2097 0.2 0.7 0.7 0.7
30 Apr 13 n/a n/a 980 n/a n/a 0.8 n/a 0.7
31 May 13 n/a n/a 779 n/a n/a 0.8 n/a 0.7
30 Jun 13 -8307 -2.6 1162 2921 0.2 1 1 0.8
31 Jul 13 n/a n/a 1241 n/a n/a 1 n/a 0.8
31 Aug 13 n/a n/a 1260 n/a n/a 1.2 n/a 0.9
30 Sep 13 -8645 -2.7 1390 3892 0.3 1.3 1.3 0.9
31 Oct 13 n/a n/a 1535 n/a n/a 1.4 n/a 1
30 Nov 13 n/a n/a 1416 n/a n/a 1.4 n/a 1
31 Dec 13 -8168 -2.5 1878 4829 0.4 1.6 1.6 1.1
31 Jan 14 n/a n/a 1803 n/a n/a 1.7 n/a 1.2
28 Feb 14 n/a n/a 1975 n/a n/a 1.8 n/a 1.3
31 Mar 14 -7291 -2.2 2004 5782 0.5 1.9 1.9 1.4
30 Apr 14 n/a n/a 2381 n/a n/a 2.1 n/a 1.5
31 May 14 n/a n/a 2265 n/a n/a 2.2 n/a 1.7
30 Jun 14 -6375 -1.9 2144 6790 0.5 2.2 2.2 1.7
31 Jul 14 n/a n/a 2199 n/a n/a 2.1 n/a 1.8
31 Aug 14 n/a n/a 1918 n/a n/a 2 n/a 1.9
30 Sep 14 -8597 -2.6 1642 5760 0.5 1.9 1.9 1.9
31 Oct 14 n/a n/a 1601 n/a n/a 1.7 n/a 1.9
30 Nov 14 n/a n/a 2075 n/a n/a 1.7 n/a 1.9
31 Dec 14 -8494 -2.6 1497 5173 0.4 1.7 1.7 1.9
31 Jan 15 n/a n/a 1817 n/a n/a 1.7 n/a 1.9
28 Feb 15 n/a n/a 1870 n/a n/a 1.7 n/a 1.9
31 Mar 15 -7448 -2.2 2184 5871 0.5 1.9 1.9 1.9
30 Apr 15 n/a n/a 2152 n/a n/a 2 n/a 1.9
31 May 15 n/a n/a 2745 n/a n/a 2.3 n/a 1.9
30 Jun 15 -5990 -1.8 2796 7694 0.6 2.5 2.5 2
31 Jul 15 n/a n/a 3149 n/a n/a 2.8 n/a 2
31 Aug 15 n/a n/a 3548 n/a n/a 3 n/a 2.2
30 Sep 15 -4138 -1.2 3700 10397 0.8 3.3 3.3 2.3
31 Oct 15 n/a n/a 3795 n/a n/a 3.5 n/a 2.5
30 Nov 15 n/a n/a 3975 n/a n/a 3.7 n/a 2.7
31 Dec 15 -3265 -0.9 3279 11048 0.9 3.5 3.5 2.8
31 Jan 16 n/a n/a 3657 n/a n/a 3.5 n/a 2.9
29 Feb 16 n/a n/a 3573 n/a n/a 3.3 n/a 3.1
31 Mar 16 -583 -0.2 7010 14240 1.1 4.5 4.5 3.4
30 Apr 16 n/a n/a 581 n/a n/a 3.5 n/a 3.3
31 May 16 n/a n/a 2761 n/a n/a 3.2 n/a 3.3
30 Jun 16 -8144 -2.3 3038 6380 0.5 2 2 3.3
31 Jul 16 n/a n/a 2790 n/a n/a 2.7 n/a 3.3
31 Aug 16 n/a n/a 2840 n/a n/a 2.7 n/a 3.2
30 Sep 16 -7047 -2 2967 8597 0.7 2.7 2.7 3.2
31 Oct 16 n/a n/a 3192 n/a n/a 2.8 n/a 3.1
30 Nov 16 n/a n/a 2898 n/a n/a 2.8 n/a 3
31 Dec 16 -6165 -1.8 3688 9777 0.7 3 3 3
31 Jan 17 n/a n/a 3442 n/a n/a 3.1 n/a 3
28 Feb 17 n/a n/a 3742 n/a n/a 3.3 n/a 3
31 Mar 17 -5191 -1.5 3375 10558 0.8 3.2 3.2 2.7
30 Apr 17 n/a n/a 2966 n/a n/a 3.1 n/a 2.9
31 May 17 n/a n/a 3766 n/a n/a 3.1 n/a 3
30 Jun 17 -4129 -1.2 3948 10680 0.8 3.2 3.2 3
31 Jul 17 n/a n/a 3544 n/a n/a 3.4 n/a 3.1
31 Aug 17 n/a n/a 3895 n/a n/a 3.4 n/a 3.2
30 Sep 17 n/a n/a 3752 11191 0.8 3.4 3.4 3.2
31 Oct 17 n/a n/a 3392 n/a n/a 3.3 n/a 3.2

Notes:

[a] Following the publication of the latest ONS Blue Book data, changes in methodology have revised components of Housing Equity Withdrawal. These changes have resulted in upward revisions from 1997 to 2017.

[b] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB3A5).

[c] Please note that the compilation and descriptions of some credit series have changed from publication of April 2015 data, as described in Bankstats, April 2015, 'Changes to the treatment of loan transfers and lending to housing associations', available at www.bankofengland.co.uk/statistics/Documents/ms/articles/art1apr15.pdf.

[d] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPQB3A5).