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Housing Equity Withdrawal

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Date Quarterly changes of total sterling mortgage equity withdrawal by individuals (in sterling millions) seasonally adjusted

LPQBE92 		Housing equity withdrawal as a percentage of post-tax income seasonally adjusted

LPQB9LX 		Monthly changes of total sterling net secured lending to individuals (in sterling millions) seasonally adjusted
[a] [b]
LPMVTVJ 		Quarterly changes of total sterling net secured lending to individuals (in sterling millions) seasonally adjusted
[c] [b]
LPQVTVJ 		Quarterly 3 month growth rate of total sterling net secured lending to individuals (in percent) seasonally adjusted

LPQBL2J 		Monthly 3 month growth rate (annualised) of total sterling net secured lending to individuals (in percent) seasonally adjusted
[b]
LPMVTYG 		Quarterly 3 month growth rate (annualised) of total sterling net secured lending to individuals (in percent) seasonally adjusted
[b]
LPQVTYG 		Monthly 12 month growth rate of total sterling net secured lending to individuals (in percent) seasonally adjusted
[b]
LPMVTYI
31 Jan 12 n/a n/a 1756 n/a n/a 0.8 n/a 0.6
29 Feb 12 n/a n/a 935 n/a n/a 0.9 n/a 0.7
31 Mar 12 -7888 -2.6 1295 3987 0.3 1.3 1.3 0.7
30 Apr 12 n/a n/a 1215 n/a n/a 1.1 n/a 0.8
31 May 12 n/a n/a 557 n/a n/a 1 n/a 0.8
30 Jun 12 -9217 -3.1 654 2426 0.2 0.8 0.8 0.8
31 Jul 12 n/a n/a 1004 n/a n/a 0.7 n/a 0.9
31 Aug 12 n/a n/a 337 n/a n/a 0.7 n/a 0.8
30 Sep 12 -9841 -3.3 818 2158 0.2 0.7 0.7 0.9
31 Oct 12 n/a n/a 694 n/a n/a 0.6 n/a 0.8
30 Nov 12 n/a n/a 581 n/a n/a 0.7 n/a 0.8
31 Dec 12 -10223 -3.4 988 2263 0.2 0.7 0.7 0.9
31 Jan 13 n/a n/a 550 n/a n/a 0.7 n/a 0.8
28 Feb 13 n/a n/a 906 n/a n/a 0.8 n/a 0.8
31 Mar 13 -11018 -3.6 597 2053 0.2 0.7 0.7 0.7
30 Apr 13 n/a n/a 966 n/a n/a 0.8 n/a 0.7
31 May 13 n/a n/a 836 n/a n/a 0.8 n/a 0.7
30 Jun 13 -10741 -3.4 1166 2969 0.2 1 1 0.8
31 Jul 13 n/a n/a 1254 n/a n/a 1.1 n/a 0.8
31 Aug 13 n/a n/a 1350 n/a n/a 1.2 n/a 0.9
30 Sep 13 -9944 -3.1 1437 4041 0.3 1.3 1.3 0.9
31 Oct 13 n/a n/a 1464 n/a n/a 1.4 n/a 1
30 Nov 13 n/a n/a 1335 n/a n/a 1.4 n/a 1.1
31 Dec 13 -9606 -3 1847 4646 0.4 1.5 1.5 1.1
31 Jan 14 n/a n/a 1824 n/a n/a 1.6 n/a 1.2
28 Feb 14 n/a n/a 1953 n/a n/a 1.8 n/a 1.3
31 Mar 14 -8846 -2.7 1991 5767 0.5 1.9 1.9 1.4
30 Apr 14 n/a n/a 2348 n/a n/a 2 n/a 1.5
31 May 14 n/a n/a 2246 n/a n/a 2.1 n/a 1.6
30 Jun 14 -9091 -2.8 2148 6741 0.5 2.2 2.2 1.7
31 Jul 14 n/a n/a 2038 n/a n/a 2.1 n/a 1.8
31 Aug 14 n/a n/a 1858 n/a n/a 2 n/a 1.8
30 Sep 14 -10010 -3.1 1463 5360 0.4 1.7 1.7 1.8
31 Oct 14 n/a n/a 1654 n/a n/a 1.6 n/a 1.8
30 Nov 14 n/a n/a 2022 n/a n/a 1.7 n/a 1.9
31 Dec 14 -9768 -3 1576 5252 0.4 1.7 1.7 1.9
31 Jan 15 n/a n/a 1781 n/a n/a 1.7 n/a 1.9
28 Feb 15 n/a n/a 1815 n/a n/a 1.7 n/a 1.9
31 Mar 15 -9468 -2.9 2150 5746 0.5 1.8 1.8 1.9
30 Apr 15 n/a n/a 2162 n/a n/a 2 n/a 1.8
31 May 15 n/a n/a 2764 n/a n/a 2.3 n/a 1.9
30 Jun 15 -9070 -2.7 2753 7678 0.6 2.5 2.5 1.9
31 Jul 15 n/a n/a 3207 n/a n/a 2.8 n/a 2
31 Aug 15 n/a n/a 3599 n/a n/a 3.1 n/a 2.2
30 Sep 15 -5122 -1.5 3699 10505 0.8 3.4 3.4 2.3
31 Oct 15 n/a n/a 3768 n/a n/a 3.5 n/a 2.5
30 Nov 15 n/a n/a 3909 n/a n/a 3.6 n/a 2.6
31 Dec 15 -4577 -1.3 3364 11041 0.9 3.5 3.5 2.8
31 Jan 16 n/a n/a 3804 n/a n/a 3.5 n/a 2.9
29 Feb 16 n/a n/a 3603 n/a n/a 3.4 n/a 3.1
31 Mar 16 -2586 -0.8 7149 14556 1.1 4.6 4.6 3.5
30 Apr 16 n/a n/a 670 n/a n/a 3.6 n/a 3.4
31 May 16 n/a n/a 2915 n/a n/a 3.4 n/a 3.4
30 Jun 16 -10887 -3.2 3152 6737 0.5 2.1 2.1 3.4
31 Jul 16 n/a n/a 3037 n/a n/a 2.8 n/a 3.4
31 Aug 16 n/a n/a 3033 n/a n/a 2.9 n/a 3.3
30 Sep 16 -7901 -2.3 3069 9139 0.7 2.8 2.8 3.3
31 Oct 16 n/a n/a 3232 n/a n/a 2.9 n/a 3.2
30 Nov 16 n/a n/a 2903 n/a n/a 2.8 n/a 3.1
31 Dec 16 -7981 -2.3 3869 10004 0.8 3.1 3.1 3.1
31 Jan 17 n/a n/a 3747 n/a n/a 3.2 n/a 3.1
28 Feb 17 n/a n/a 3854 n/a n/a 3.5 n/a 3.1
31 Mar 17 -7946 -2.3 3705 11306 0.9 3.5 3.5 2.9
30 Apr 17 n/a n/a 3142 n/a n/a 3.3 n/a 3.1
31 May 17 n/a n/a 4148 n/a n/a 3.3 n/a 3.1
30 Jun 17 -8701 -2.5 4074 11364 0.9 3.5 3.5 3.2
31 Jul 17 n/a n/a 3807 n/a n/a 3.6 n/a 3.3
31 Aug 17 n/a n/a 4168 n/a n/a 3.6 n/a 3.3
30 Sep 17 -7607 -2.1 3822 11797 0.9 3.6 3.6 3.4
31 Oct 17 n/a n/a 3620 n/a n/a 3.5 n/a 3.4
30 Nov 17 n/a n/a 3941 n/a n/a 3.4 n/a 3.5
31 Dec 17 -8510 -2.4 3757 11318 0.8 3.4 3.4 3.5
31 Jan 18 n/a n/a 3619 n/a n/a 3.4 n/a 3.4
28 Feb 18 n/a n/a 3844 n/a n/a 3.3 n/a 3.4
31 Mar 18 -8728 -2.4 3350 10812 0.8 3.2 3.2 3.4
30 Apr 18 n/a n/a 3677 n/a n/a 3.2 n/a 3.4
31 May 18 n/a n/a 3992 n/a n/a 3.3 n/a 3.4
30 Jun 18 -8349 -2.3 3980 11649 0.8 3.4 3.4 3.4
31 Jul 18 n/a n/a 3725 n/a n/a 3.4 n/a 3.4
31 Aug 18 n/a n/a 3554 n/a n/a 3.3 n/a 3.3
30 Sep 18 -8628 -2.3 4023 11301 0.8 3.3 3.3 3.3
31 Oct 18 n/a n/a 3902 n/a n/a 3.4 n/a 3.3
30 Nov 18 n/a n/a 3385 n/a n/a 3.3 n/a 3.3
31 Dec 18 -9361 -2.5 3681 10969 0.8 3.2 3.2 3.3
31 Jan 19 n/a n/a 3659 n/a n/a 3.1 n/a 3.3
28 Feb 19 n/a n/a 3491 n/a n/a 3.1 n/a 3.2
31 Mar 19 -9774 -2.6 4040 11190 0.8 3.2 3.2 3.3
30 Apr 19 n/a n/a 4181 n/a n/a 3.4 n/a 3.3
31 May 19 n/a n/a 3048 n/a n/a 3.2 n/a 3.2
30 Jun 19 -8364 -2.2 4044 11272 0.8 3.2 3.2 3.2
31 Jul 19 n/a n/a 5053 n/a n/a 3.5 n/a 3.3
31 Aug 19 n/a n/a 4149 n/a n/a 3.8 n/a 3.4
30 Sep 19 -6674 -1.8 4014 13216 0.9 3.8 3.8 3.3
31 Oct 19 n/a n/a 4732 n/a n/a 3.7 n/a 3.4
30 Nov 19 n/a n/a 4301 n/a n/a 3.7 n/a 3.5
31 Dec 19 -5807 -1.5 4690 13723 1 3.9 3.9 3.5
31 Jan 20 n/a n/a 4382 n/a n/a 3.8 n/a 3.6
29 Feb 20 n/a n/a 4635 n/a n/a 3.8 n/a 3.6
31 Mar 20 -6277 -1.7 4887 13904 1 3.9 3.9 3.7
30 Apr 20 n/a n/a 147 n/a n/a 2.7 n/a 3.4
31 May 20 n/a n/a 206 n/a n/a 1.4 n/a 3.2
30 Jun 20 -8333 -2.3 2003 2356 0.2 0.6 0.6 3
31 Jul 20 n/a n/a 2798 n/a n/a 1.4 n/a 2.9
31 Aug 20 n/a n/a 3195 n/a n/a 2.2 n/a 2.8
30 Sep 20 -4811 -1.3 5206 11199 0.8 3.1 3.1 2.9
31 Oct 20 n/a n/a 5101 n/a n/a 3.7 n/a 2.9
30 Nov 20 n/a n/a 6904 n/a n/a 4.7 n/a 3
31 Dec 20 355 0.1 6611 18616 1.3 5.1 5.1 3.2
31 Jan 21 n/a n/a 6176 n/a n/a 5.4 n/a 3.3
28 Feb 21 n/a n/a 7941 n/a n/a 5.7 n/a 3.5
31 Mar 21 3670 0.9 11494 25610 1.7 7 7 3.9
30 Apr 21 n/a n/a 3138 n/a n/a 6.1 n/a 4.1
31 May 21 n/a n/a 4509 n/a n/a 5.2 n/a 4.4
30 Jun 21 5759 1.5 17193 24840 1.6 6.7 6.7 5.5
31 Jul 21 n/a n/a -1779 n/a n/a 5.3 n/a 5.1
31 Aug 21 n/a n/a 4317 n/a n/a 5.3 n/a 5.2
30 Sep 21 -6389 -1.6 9589 12127 0.8 3.2 3.2 5.5
31 Oct 21 n/a n/a 1456 n/a n/a 4 n/a 5.2
30 Nov 21 n/a n/a 3557 n/a n/a 3.8 n/a 5
31 Dec 21 -12673 -3.2 4199 9212 0.6 2.4 2.4 4.8
31 Jan 22 n/a n/a 6188 n/a n/a 3.6 n/a 4.8
28 Feb 22 n/a n/a 5216 n/a n/a 4.1 n/a 4.6
31 Mar 22 -5135 -1.3 7332 18736 1.2 4.9 4.9 4.3
30 Apr 22 n/a n/a 4199 n/a n/a 4.3 n/a 4.3
31 May 22 n/a n/a 6430 n/a n/a 4.6 n/a 4.5
30 Jun 22 -6440 -1.6 5157 15786 1 4.1 4.1 3.6
31 Jul 22 n/a n/a 4384 n/a n/a 4.1 n/a 4
31 Aug 22 n/a n/a 5329 n/a n/a 3.8 n/a 4.1
30 Sep 22 -6766 -1.6 5371 15083 0.9 3.8 3.8 3.8
31 Oct 22 n/a n/a 2801 n/a n/a 3.4 n/a 3.9
30 Nov 22 n/a n/a 3268 n/a n/a 2.9 n/a 3.8
31 Dec 22 -15393 -3.5 2080 8149 0.5 2 2 3.7
31 Jan 23 n/a n/a 2122 n/a n/a 1.9 n/a 3.4
28 Feb 23 n/a n/a 839 n/a n/a 1.3 n/a 3.1
31 Mar 23 -21077 -4.7 194 3156 0.2 0.8 0.8 2.7
30 Apr 23 n/a n/a -1051 n/a n/a 0 n/a 2.3
31 May 23 n/a n/a -47 n/a n/a -0.2 n/a 1.9
30 Jun 23 -22322 -4.8 112 -986 -0.1 -0.2 -0.2 1.6
31 Jul 23 n/a n/a 291 n/a n/a 0.1 n/a 1.3
31 Aug 23 n/a n/a 1160 n/a n/a 0.4 n/a 1.1
30 Sep 23 -19942 -4.3 -1062 389 0 0.1 0.1 0.7
31 Oct 23 n/a n/a 189 n/a n/a 0.1 n/a 0.5
30 Nov 23 n/a n/a 235 n/a n/a -0.2 n/a 0.3
31 Dec 23 -22725 -4.9 -543 -119 0 0 0 0.2
31 Jan 24 n/a n/a -824 n/a n/a -0.3 n/a 0
29 Feb 24 n/a n/a 1771 n/a n/a 0.1 n/a 0
31 Mar 24 -22972 -4.8 353 1300 0.1 0.3 0.3 0
30 Apr 24 n/a n/a 2343 n/a n/a 1.1 n/a 0.2
31 May 24 n/a n/a 1229 n/a n/a 1 n/a 0.3
30 Jun 24 -15776 -3.2 2617 6189 0.4 1.5 1.5 0.5
31 Jul 24 n/a n/a 2705 n/a n/a 1.6 n/a 0.6
31 Aug 24 n/a n/a 2741 n/a n/a 2 n/a 0.7
30 Sep 24 -13410 -2.7 2457 7903 0.5 2 2 0.9
31 Oct 24 n/a n/a 3406 n/a n/a 2.1 n/a 1.1
30 Nov 24 n/a n/a 2439 n/a n/a 2 n/a 1.3
31 Dec 24 -13370 -2.6 3508 9353 0.6 2.3 2.3 1.5
31 Jan 25 n/a n/a 4405 n/a n/a 2.6 n/a 1.9
28 Feb 25 n/a n/a 3392 n/a n/a 2.8 n/a 1.9
31 Mar 25 n/a n/a 12985 20783 1.3 5.2 5.2 2.7
30 Apr 25 n/a n/a -776 n/a n/a 3.8 n/a 2.5
31 May 25 n/a n/a 2054 n/a n/a 3.5 n/a 2.6

Change date range from: to:

Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB3A5).

[b] Please note that the compilation and descriptions of some credit series have changed from publication of April 2015 data, as described in Bankstats, April 2015, 'Changes to the treatment of loan transfers and lending to housing associations', available at www.bankofengland.co.uk/statistics/Documents/ms/articles/art1apr15.pdf.

[c] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPQB3A5).

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