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Housing Equity Withdrawal

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Date Quarterly changes of total sterling mortgage equity withdrawal by individuals (in sterling millions) seasonally adjusted
[a]
LPQBE92 		Housing equity withdrawal as a percentage of post-tax income seasonally adjusted
[a]
LPQB9LX 		Monthly changes of total sterling net secured lending to individuals (in sterling millions) seasonally adjusted
[b] [c]
LPMVTVJ 		Quarterly changes of total sterling net secured lending to individuals (in sterling millions) seasonally adjusted
[d] [c]
LPQVTVJ 		Quarterly 3 month growth rate of total sterling net secured lending to individuals (in percent) seasonally adjusted

LPQBL2J 		Monthly 3 month growth rate (annualised) of total sterling net secured lending to individuals (in percent) seasonally adjusted
[c]
LPMVTYG 		Quarterly 3 month growth rate (annualised) of total sterling net secured lending to individuals (in percent) seasonally adjusted
[c]
LPQVTYG 		Monthly 12 month growth rate of total sterling net secured lending to individuals (in percent) seasonally adjusted
[c]
LPMVTYI
31 Jan 12 n/a n/a 1751 n/a n/a 0.8 n/a 0.6
29 Feb 12 n/a n/a 936 n/a n/a 0.9 n/a 0.7
31 Mar 12 -7474 -2.5 1302 3989 0.3 1.3 1.3 0.7
30 Apr 12 n/a n/a 1225 n/a n/a 1.2 n/a 0.8
31 May 12 n/a n/a 545 n/a n/a 1 n/a 0.8
30 Jun 12 -9098 -3 649 2420 0.2 0.8 0.8 0.8
31 Jul 12 n/a n/a 990 n/a n/a 0.7 n/a 0.9
31 Aug 12 n/a n/a 356 n/a n/a 0.7 n/a 0.8
30 Sep 12 -9914 -3.3 826 2172 0.2 0.7 0.7 0.9
31 Oct 12 n/a n/a 683 n/a n/a 0.6 n/a 0.8
30 Nov 12 n/a n/a 583 n/a n/a 0.7 n/a 0.8
31 Dec 12 -10179 -3.4 989 2255 0.2 0.7 0.7 0.9
31 Jan 13 n/a n/a 546 n/a n/a 0.7 n/a 0.8
28 Feb 13 n/a n/a 904 n/a n/a 0.8 n/a 0.8
31 Mar 13 -10970 -3.6 604 2054 0.2 0.7 0.7 0.7
30 Apr 13 n/a n/a 966 n/a n/a 0.8 n/a 0.7
31 May 13 n/a n/a 836 n/a n/a 0.8 n/a 0.7
30 Jun 13 -10716 -3.4 1167 2969 0.2 1 1 0.8
31 Jul 13 n/a n/a 1248 n/a n/a 1.1 n/a 0.8
31 Aug 13 n/a n/a 1356 n/a n/a 1.2 n/a 0.9
30 Sep 13 -9959 -3.1 1439 4044 0.3 1.3 1.3 0.9
31 Oct 13 n/a n/a 1454 n/a n/a 1.4 n/a 1
30 Nov 13 n/a n/a 1325 n/a n/a 1.4 n/a 1.1
31 Dec 13 -9585 -3 1854 4634 0.4 1.5 1.5 1.1
31 Jan 14 n/a n/a 1832 n/a n/a 1.6 n/a 1.2
28 Feb 14 n/a n/a 1952 n/a n/a 1.8 n/a 1.3
31 Mar 14 -8636 -2.7 1990 5774 0.5 1.9 1.9 1.4
30 Apr 14 n/a n/a 2361 n/a n/a 2.1 n/a 1.5
31 May 14 n/a n/a 2229 n/a n/a 2.1 n/a 1.6
30 Jun 14 -8730 -2.7 2152 6742 0.5 2.2 2.2 1.7
31 Jul 14 n/a n/a 2032 n/a n/a 2.1 n/a 1.8
31 Aug 14 n/a n/a 1877 n/a n/a 2 n/a 1.8
30 Sep 14 -9511 -2.9 1443 5352 0.4 1.7 1.7 1.8
31 Oct 14 n/a n/a 1662 n/a n/a 1.6 n/a 1.8
30 Nov 14 n/a n/a 2001 n/a n/a 1.6 n/a 1.9
31 Dec 14 -9365 -2.9 1596 5259 0.4 1.7 1.7 1.9
31 Jan 15 n/a n/a 1776 n/a n/a 1.7 n/a 1.9
28 Feb 15 n/a n/a 1816 n/a n/a 1.7 n/a 1.9
31 Mar 15 -9395 -2.8 2147 5738 0.5 1.8 1.8 1.9
30 Apr 15 n/a n/a 2188 n/a n/a 2 n/a 1.8
31 May 15 n/a n/a 2747 n/a n/a 2.3 n/a 1.9
30 Jun 15 -8761 -2.6 2744 7679 0.6 2.5 2.5 1.9
31 Jul 15 n/a n/a 3213 n/a n/a 2.8 n/a 2
31 Aug 15 n/a n/a 3608 n/a n/a 3.1 n/a 2.2
30 Sep 15 -4634 -1.3 3690 10512 0.8 3.4 3.4 2.3
31 Oct 15 n/a n/a 3764 n/a n/a 3.5 n/a 2.5
30 Nov 15 n/a n/a 3882 n/a n/a 3.6 n/a 2.6
31 Dec 15 -4263 -1.2 3391 11037 0.9 3.5 3.5 2.8
31 Jan 16 n/a n/a 3809 n/a n/a 3.5 n/a 2.9
29 Feb 16 n/a n/a 3602 n/a n/a 3.4 n/a 3.1
31 Mar 16 -2014 -0.6 7147 14557 1.1 4.6 4.6 3.5
30 Apr 16 n/a n/a 705 n/a n/a 3.6 n/a 3.4
31 May 16 n/a n/a 2874 n/a n/a 3.4 n/a 3.4
30 Jun 16 -10997 -3.2 3156 6735 0.5 2.1 2.1 3.4
31 Jul 16 n/a n/a 3040 n/a n/a 2.8 n/a 3.4
31 Aug 16 n/a n/a 3035 n/a n/a 2.9 n/a 3.3
30 Sep 16 -7772 -2.3 3067 9142 0.7 2.8 2.8 3.3
31 Oct 16 n/a n/a 3229 n/a n/a 2.9 n/a 3.2
30 Nov 16 n/a n/a 2880 n/a n/a 2.8 n/a 3.1
31 Dec 16 -7887 -2.3 3889 9998 0.8 3.1 3.1 3.1
31 Jan 17 n/a n/a 3744 n/a n/a 3.2 n/a 3.1
28 Feb 17 n/a n/a 3863 n/a n/a 3.5 n/a 3.1
31 Mar 17 -7389 -2.1 3708 11315 0.9 3.5 3.5 2.9
30 Apr 17 n/a n/a 3193 n/a n/a 3.3 n/a 3.1
31 May 17 n/a n/a 4098 n/a n/a 3.3 n/a 3.1
30 Jun 17 -8584 -2.4 4071 11363 0.9 3.4 3.4 3.2
31 Jul 17 n/a n/a 3794 n/a n/a 3.6 n/a 3.3
31 Aug 17 n/a n/a 4172 n/a n/a 3.6 n/a 3.3
30 Sep 17 -7357 -2.1 3820 11785 0.9 3.5 3.5 3.4
31 Oct 17 n/a n/a 3612 n/a n/a 3.5 n/a 3.4
30 Nov 17 n/a n/a 3937 n/a n/a 3.4 n/a 3.5
31 Dec 17 -8166 -2.3 3776 11325 0.8 3.4 3.4 3.5
31 Jan 18 n/a n/a 3622 n/a n/a 3.4 n/a 3.4
28 Feb 18 n/a n/a 3862 n/a n/a 3.3 n/a 3.4
31 Mar 18 -8363 -2.3 3331 10815 0.8 3.2 3.2 3.4
30 Apr 18 n/a n/a 3742 n/a n/a 3.2 n/a 3.4
31 May 18 n/a n/a 3934 n/a n/a 3.2 n/a 3.4
30 Jun 18 -8066 -2.2 3969 11645 0.8 3.4 3.4 3.4
31 Jul 18 n/a n/a 3695 n/a n/a 3.4 n/a 3.4
31 Aug 18 n/a n/a 3577 n/a n/a 3.3 n/a 3.3
30 Sep 18 -8472 -2.3 4020 11291 0.8 3.3 3.3 3.3
31 Oct 18 n/a n/a 3896 n/a n/a 3.4 n/a 3.3
30 Nov 18 n/a n/a 3400 n/a n/a 3.3 n/a 3.3
31 Dec 18 -9308 -2.5 3683 10978 0.8 3.2 3.2 3.3
31 Jan 19 n/a n/a 3663 n/a n/a 3.1 n/a 3.3
28 Feb 19 n/a n/a 3523 n/a n/a 3.1 n/a 3.2
31 Mar 19 -9924 -2.7 4028 11214 0.8 3.2 3.2 3.3
30 Apr 19 n/a n/a 4221 n/a n/a 3.4 n/a 3.3
31 May 19 n/a n/a 3020 n/a n/a 3.2 n/a 3.2
30 Jun 19 -8907 -2.3 4022 11264 0.8 3.2 3.2 3.2
31 Jul 19 n/a n/a 5003 n/a n/a 3.4 n/a 3.3
31 Aug 19 n/a n/a 4147 n/a n/a 3.8 n/a 3.4
30 Sep 19 -7116 -1.9 4014 13164 0.9 3.7 3.7 3.3
31 Oct 19 n/a n/a 4740 n/a n/a 3.7 n/a 3.4
30 Nov 19 n/a n/a 4325 n/a n/a 3.7 n/a 3.5
31 Dec 19 -6266 -1.6 4692 13757 1 3.9 3.9 3.5
31 Jan 20 n/a n/a 4408 n/a n/a 3.8 n/a 3.6
29 Feb 20 n/a n/a 4661 n/a n/a 3.9 n/a 3.6
31 Mar 20 -6834 -1.8 4876 13945 1 3.9 3.9 3.7
30 Apr 20 n/a n/a 183 n/a n/a 2.7 n/a 3.4
31 May 20 n/a n/a 193 n/a n/a 1.4 n/a 3.2
30 Jun 20 -9191 -2.5 1954 2329 0.2 0.6 0.6 3
31 Jul 20 n/a n/a 2748 n/a n/a 1.3 n/a 2.9
31 Aug 20 n/a n/a 3162 n/a n/a 2.2 n/a 2.8
30 Sep 20 -5530 -1.5 5175 11084 0.8 3.1 3.1 2.9
31 Oct 20 n/a n/a 5162 n/a n/a 3.7 n/a 2.9
30 Nov 20 n/a n/a 6946 n/a n/a 4.8 n/a 3
31 Dec 20 -223 -0.1 6627 18735 1.3 5.2 5.2 3.2
31 Jan 21 n/a n/a 6208 n/a n/a 5.4 n/a 3.3
28 Feb 21 n/a n/a 7978 n/a n/a 5.7 n/a 3.5
31 Mar 21 3767 1 11497 25682 1.7 7 7 3.9
30 Apr 21 n/a n/a 3148 n/a n/a 6.2 n/a 4.1
31 May 21 n/a n/a 4502 n/a n/a 5.2 n/a 4.4
30 Jun 21 5658 1.4 17131 24782 1.6 6.7 6.7 5.5
31 Jul 21 n/a n/a -1869 n/a n/a 5.3 n/a 5.1
31 Aug 21 n/a n/a 4239 n/a n/a 5.2 n/a 5.2
30 Sep 21 -6919 -1.7 9513 11883 0.8 3.1 3.1 5.5
31 Oct 21 n/a n/a 1611 n/a n/a 4 n/a 5.2
30 Nov 21 n/a n/a 3596 n/a n/a 3.9 n/a 5
31 Dec 21 -13453 -3.4 4258 9465 0.6 2.5 2.5 4.8
31 Jan 22 n/a n/a 6235 n/a n/a 3.7 n/a 4.8
28 Feb 22 n/a n/a 5261 n/a n/a 4.1 n/a 4.6
31 Mar 22 -6129 -1.5 7344 18839 1.2 4.9 4.9 4.3
30 Apr 22 n/a n/a 4193 n/a n/a 4.4 n/a 4.3
31 May 22 n/a n/a 6406 n/a n/a 4.6 n/a 4.5
30 Jun 22 -7925 -1.9 5069 15668 1 4 4 3.6
31 Jul 22 n/a n/a 4275 n/a n/a 4 n/a 4
31 Aug 22 n/a n/a 5240 n/a n/a 3.7 n/a 4.1
30 Sep 22 -9008 -2.1 5201 14716 0.9 3.7 3.7 3.8
31 Oct 22 n/a n/a 3034 n/a n/a 3.4 n/a 3.9
30 Nov 22 n/a n/a 3344 n/a n/a 2.9 n/a 3.8
31 Dec 22 -17608 -4 2160 8538 0.5 2.1 2.1 3.7
31 Jan 23 n/a n/a 2201 n/a n/a 1.9 n/a 3.4
28 Feb 23 n/a n/a 905 n/a n/a 1.3 n/a 3.1
31 Mar 23 -22814 -5.1 229 3334 0.2 0.8 0.8 2.7
30 Apr 23 n/a n/a -1066 n/a n/a 0 n/a 2.3
31 May 23 n/a n/a -94 n/a n/a -0.2 n/a 1.9
30 Jun 23 -23964 -5.2 -20 -1181 -0.1 -0.3 -0.3 1.6
31 Jul 23 n/a n/a 125 n/a n/a 0 n/a 1.3
31 Aug 23 n/a n/a 1077 n/a n/a 0.3 n/a 1.1
30 Sep 23 -22007 -4.8 -1293 -91 0 0 0 0.7
31 Oct 23 n/a n/a 458 n/a n/a 0.1 n/a 0.5
30 Nov 23 n/a n/a 338 n/a n/a -0.1 n/a 0.3
31 Dec 23 -24714 -5.4 -410 386 0 0.1 0.1 0.2
31 Jan 24 n/a n/a -707 n/a n/a -0.2 n/a 0
29 Feb 24 n/a n/a 1852 n/a n/a 0.2 n/a 0
31 Mar 24 -24861 -5.2 392 1537 0.1 0.4 0.4 0
30 Apr 24 n/a n/a 2310 n/a n/a 1.1 n/a 0.2
31 May 24 n/a n/a 1173 n/a n/a 1 n/a 0.3
30 Jun 24 -17706 -3.7 2448 5931 0.4 1.5 1.5 0.5
31 Jul 24 n/a n/a 2498 n/a n/a 1.5 n/a 0.6
31 Aug 24 n/a n/a 2670 n/a n/a 1.9 n/a 0.7
30 Sep 24 -16073 -3.3 2186 7355 0.5 1.8 1.8 0.9
31 Oct 24 n/a n/a 3696 n/a n/a 2.1 n/a 1.1
30 Nov 24 n/a n/a 2547 n/a n/a 2.1 n/a 1.3
31 Dec 24 -16661 -3.3 3652 9895 0.6 2.4 2.4 1.5
31 Jan 25 n/a n/a 4679 n/a n/a 2.7 n/a 1.9
28 Feb 25 n/a n/a 3607 n/a n/a 2.9 n/a 2
31 Mar 25 -5991 -1.2 13149 21435 1.3 5.3 5.3 2.8
30 Apr 25 n/a n/a -684 n/a n/a 4 n/a 2.6
31 May 25 n/a n/a 2071 n/a n/a 3.6 n/a 2.6
30 Jun 25 -17857 -3.5 5208 6596 0.4 1.6 1.6 2.8
31 Jul 25 n/a n/a 4371 n/a n/a 2.8 n/a 2.9
31 Aug 25 n/a n/a 4317 n/a n/a 3.4 n/a 3
30 Sep 25 -10898 -2.1 5199 13887 0.8 3.4 3.4 3.2
31 Oct 25 n/a n/a 4156 n/a n/a 3.3 n/a 3.2
30 Nov 25 n/a n/a 4490 n/a n/a 3.3 n/a 3.3

Change date range from: to:

Notes:

[a] The publication of the Office of National Statistics Blue Book 2025 included revisions to key time series that contribute to this series. This has resulted in revisions to this series from March 1997 onward.

[b] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB3A5).

[c] Please note that the compilation and descriptions of some credit series have changed from publication of April 2015 data, as described in Bankstats, April 2015, 'Changes to the treatment of loan transfers and lending to housing associations', available at www.bankofengland.co.uk/statistics/Documents/ms/articles/art1apr15.pdf.

[d] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPQB3A5).

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